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Active Under ContractMLS #9671700

109 High Plains DR, Georgetown TX 78628

Georgetown, TX 78628 · Water Oak North Sec 4

Single Family Residence for sale in Water Oak North Sec 4

4Bedrooms
2 full / 1 halfBathrooms
2,390Square Ft
0.18Acres
3Garage
2021Year Built
1 / 37
$469,900$495,000
3D tour

Overview

Property Description

** PRICE IMPROVEMENT + VALUE OPPORTUNITY ** Now offered at $495,000. Well below the $585,000 acquisition price presenting an immediate value opportunity in Water Oak with a motivated seller ** FIRST IMPRESSION ** Brick home with a rare 3-car garage. Durability, scale and flexibility stand out immediately ** LIVING EXPERIENCE ** Inside vaulted ceilings and expansive windows create a bright open feel with strong natural light. Wood and slate flooring provide a cohesive low-maintenance foundation. Layout flows naturally from kitchen to dining to living supporting both daily routines and entertaining ** KITCHEN + FLOW ** The kitchen is anchored by leathered granite countertops with a functional layout that stays connected to the main living areas ** PRIMARY SUITE ** The primary suite offers privacy with a well-appointed bath and direct access to the laundry for everyday convenience ** LOCATION + ACCESS ** Living here means being minutes from Historic Downtown Georgetown, Blue Hole Park and the San Gabriel Trail with easy access to dining outdoor recreation and daily essentials ** OUTDOOR POTENTIAL ** The backyard topography creates a unique opportunity with its elevated positioning lending itself to a terraced outdoor environment with potential for decking landscaping or a custom pool concept. See AI-generated rendering for inspiration. All improvements subject to buyer verification and all applicable city or HOA approvals ** THE OPPORTUNITY ** A home with strong fundamentals, rare garage capacity and upside for a buyer focused on both livability and long-term value.

Financial Info
Price
$469,900
$ / Sqft
$197
HOA
Yes - Mandatory / $193.75 / Quarterly
HOA Name
Water Oak at San Gabriel HOA
HOA Includes
Common Area Maintenance, Gas
Tax Rate
2.4712%
Est. Taxes
$12,709
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
109 High Plains DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Water Oak North Sec 4
Legal Description
S12211 - WATER OAK NORTH SEC 4 PH 2, BLOCK P, LOT 26, ACRES 0.181
Parcel
209981042P0026
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Oven, RNGHD, Free-Standing Refrigerator, Stainless Steel Appliance(s), Water Purifier Owned, WaterSoftener
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s), Double Vanity, Granite Counters, High Ceilings, Kitchen Island, Primary Bedroom on Main, Open Floorplan, Pantry, Walk-In Closet(s), Tray Ceiling(s), Study/Home Office, Prewired, Smoke Detector(s), Blinds, Double Pane Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
2,390 / Public Records
Garages
3
Garage Desc
Concrete, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides
Acres
0.18
Lot Description
Back Yard, Close to Clubhouse, Gentle Sloping, Landscaped, Public Maintained Road, Sprinkler - In-ground, Trees-Small (Under 20 Ft), Trees-Sparse
Restrictions
None
Flood Plain
No
View
Neighborhood, Panoramic
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Public Sewer
Utilities
Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Propane
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
None, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Dog Park, Pet Amenities, Playground, Pool, Sidewalks, Street Lights, Suburban, Underground Utilities

Price history

Members only
Days on market
−$25,100 (−5.1%)
$495,000 → $469,900
1
Price reduction
Active Under Contract
Since Apr 24, 2026
Price trend
List priceApr 2026Jun 2026
Property history3 events
DateEventPriceChange
Jun 10, 2026Active Under Contract
Jun 5, 2026Price Decrease$469,900−$25,100 (−5.1%)
Apr 24, 2026New Listing

Taxes

General Information
Legal
S12211 - WATER OAK NORTH SEC 4 PH 2, BLOCK P, Lot 26, ACRES 0.181
Geo ID
209981042P0026
Acreage
0.18
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$12,709
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$100,000$372,985$472,985$472,985

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Wolf Ranch Elementary
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $469,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,827 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,827

Principal & interest
$2,376
Property taxes
$1,059
Homeowners insurance
$392

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$375,920$4,202$24,311$371,718
2$371,718$4,483$24,030$367,235
3$367,235$4,783$23,729$362,452
4$362,452$5,104$23,409$357,348
5$357,348$5,446$23,067$351,902
6$351,902$5,810$22,703$346,092
7$346,092$6,199$22,313$339,893
8$339,893$6,615$21,898$333,278
9$333,278$7,058$21,455$326,221
10$326,221$7,530$20,983$318,690
  • Year 1$371,718
    Principal paid
    $4,202
    Interest paid
    $24,311
    Starting balance
    $375,920
  • Year 2$367,235
    Principal paid
    $4,483
    Interest paid
    $24,030
    Starting balance
    $371,718
  • Year 3$362,452
    Principal paid
    $4,783
    Interest paid
    $23,729
    Starting balance
    $367,235
  • Year 4$357,348
    Principal paid
    $5,104
    Interest paid
    $23,409
    Starting balance
    $362,452
  • Year 5$351,902
    Principal paid
    $5,446
    Interest paid
    $23,067
    Starting balance
    $357,348
  • Year 6$346,092
    Principal paid
    $5,810
    Interest paid
    $22,703
    Starting balance
    $351,902
  • Year 7$339,893
    Principal paid
    $6,199
    Interest paid
    $22,313
    Starting balance
    $346,092
  • Year 8$333,278
    Principal paid
    $6,615
    Interest paid
    $21,898
    Starting balance
    $339,893
  • Year 9$326,221
    Principal paid
    $7,058
    Interest paid
    $21,455
    Starting balance
    $333,278
  • Year 10$318,690
    Principal paid
    $7,530
    Interest paid
    $20,983
    Starting balance
    $326,221
First 10 of 30 years

Nearby

Courtesy of DEN Property Group · (512) 222-3364

Listings courtesy of ACTRIS as distributed by MLS GRID.