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ActiveMLS #2751196

109 Rocky River RD, Georgetown TX 78628

Georgetown, TX 78628 · Oaks/San Gabriel Secs 11 & 12

Single Family Residence for sale in Oaks/San Gabriel Secs 11 & 12

6Bedrooms
3 full / 1 halfBathrooms
3,602Square Ft
0.16Acres
2Garage
2022Year Built
Price Reduced
1 / 38
$610,000$640,000

Overview

Property Description

Main Level Bright, open living room (16'11" x 18'6") at the heart of the home Chef's kitchen (12'6" x 13'2") opens to a sunny breakfast nook (12'6" x 13'2") and a separate formal dining area (12'0" x 11'6") Private primary suite retreat (16'4" x 13'7") with a spa-style primary bath (12'7" x 13'3") and a generous walk-in closet (9'4" x 9'4") Two additional main-floor bedrooms (11'9" x 11'10" and 12'2" x 15'3") — perfect for guests, in-laws, or a home office Dedicated laundry room (11'2" x 9'10"), full hall bath, and a covered front porch Second Level Dramatic open-to-below great room overlooking the main living space Expansive family/bonus room (19'0" x 14'4") — ideal for a media room, playroom, or second living area Versatile flex room (12'2" x 18'6") suited for a home office, gym, or guest suite Three additional bedrooms (11'9" x 11'10", 14'0" x 12'0", and 12'2" x 10'11"), each with convenient access to a full bath Walk-in closet and central stairwell landing Highlights 6 bedrooms across two well-designed levels Multiple flexible living and bonus spaces for work, play, or guests Open-concept kitchen, breakfast nook, and dining area Private primary suite with spa-style bath and large walk-in closet Located in desirable Georgetown, TX

Financial Info
Price
$610,000
$ / Sqft
$169
HOA
Yes - Mandatory / $35 / Quarterly
HOA Name
Oaks at San Gabriel
HOA Includes
Common Area Maintenance
Tax Rate
1.25%
Est. Taxes
$1.25
Tax Year
2026
Exemptions
None
Legal Info
Address
109 Rocky River RD
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Oaks/San Gabriel Secs 11 & 12
Legal Description
S12887 - OAKS AT SAN GABRIEL SEC 11 & 12, BLOCK FF, LOT 14, ACRES 0.163
Parcel
15371011FF0014
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Gas Cooktop
Laundry
Laundry Room
Master Main
Yes
Interior Features
Ceiling Fan(s), Gas Dryer Hookup, High Speed Internet, Open Floorplan, Pantry, Study/Home Office, None, Blinds, Screens
General Info
Beds
6 Total / 3 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2022 / Resale
Square Feet
3,602 / Public Records
Garages
2
Garage Desc
Driveway
Foundation
Slab
Roof
Asbestos Shingle
Construction
Brick, Masonry – Partial, Stone
Acres
0.16
Lot Description
Back Yard, Front Yard, Public Maintained Road, Sprinkler - Back Yard, Trees-Sparse
Restrictions
None
Flood Plain
No
View
City
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Public Sewer
Utilities
Cable Available, Sewer Available, Sewer Connected, Water Available, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Private Yard, Covered
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$30,000 (−4.7%)
$640,000 → $610,000
2
Price reductions
Active
Since Jun 20, 2026
Price trend
List priceJun 2026 → Aug 2026
Property history4 events
DateEventPriceChange
Aug 12, 2026Price Increase$610,000+$5,000 (+0.8%)
Aug 12, 2026Price Decrease$605,000−$10,000 (−1.6%)
Jul 14, 2026Price Decrease$615,000−$25,000 (−3.9%)
Jun 20, 2026New Listing

Taxes

General Information
Legal
S12887 - OAKS AT SAN GABRIEL SEC 11 & 12, BLOCK FF, Lot 14, ACRES 0.163
Geo ID
15371011FF0014
Acreage
0.16
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$1.25
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$104,000$544,930$648,930$648,930

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Liberty Hill ISD
Elementary
Bar W
Middle
Legacy Ranch
High
Legacy Ranch

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $610,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,592 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,592

Principal & interest
$3,084
Property taxes
$0
Homeowners insurance
$508

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$488,000$5,455$31,559$482,545
2$482,545$5,820$31,194$476,726
3$476,726$6,210$30,804$470,516
4$470,516$6,625$30,388$463,891
5$463,891$7,069$29,945$456,822
6$456,822$7,543$29,471$449,279
7$449,279$8,048$28,966$441,231
8$441,231$8,587$28,427$432,645
9$432,645$9,162$27,852$423,483
10$423,483$9,775$27,239$413,707
  • Year 1$482,545
    Principal paid
    $5,455
    Interest paid
    $31,559
    Starting balance
    $488,000
  • Year 2$476,726
    Principal paid
    $5,820
    Interest paid
    $31,194
    Starting balance
    $482,545
  • Year 3$470,516
    Principal paid
    $6,210
    Interest paid
    $30,804
    Starting balance
    $476,726
  • Year 4$463,891
    Principal paid
    $6,625
    Interest paid
    $30,388
    Starting balance
    $470,516
  • Year 5$456,822
    Principal paid
    $7,069
    Interest paid
    $29,945
    Starting balance
    $463,891
  • Year 6$449,279
    Principal paid
    $7,543
    Interest paid
    $29,471
    Starting balance
    $456,822
  • Year 7$441,231
    Principal paid
    $8,048
    Interest paid
    $28,966
    Starting balance
    $449,279
  • Year 8$432,645
    Principal paid
    $8,587
    Interest paid
    $28,427
    Starting balance
    $441,231
  • Year 9$423,483
    Principal paid
    $9,162
    Interest paid
    $27,852
    Starting balance
    $432,645
  • Year 10$413,707
    Principal paid
    $9,775
    Interest paid
    $27,239
    Starting balance
    $423,483
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.