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ActiveMLS #9553861

118 Oak Ridge CIR, Georgetown TX 78628

Georgetown, TX 78628 · Oak Ridge

Single Family Residence for sale in Oak Ridge

3Bedrooms
3Bathrooms
2,957Square Ft
0.77Acres
0Garage
1975Year Built
Price Reduced
1 / 38
$450,000$525,000

Overview

Property Description

Welcome to 118 Oak Ridge Cir, a hidden gem nestled on 3/4 of an acre in the heart of Georgetown, TX. This 3 bedroom, 3 bath home is move-in ready and exudes character and charm that is hard to find. From the entry foyer, you are met by an inviting family room that is open and bright with a high, beamed ceiling and a cozy fireplace. The eat-in kitchen features a breakfast bar, a dining area and stainless steel appliances. Off of the family room, you will see the massive primary suite. This spacious suite features a generous bedroom with its own vanity and closet. The primary bathroom is equally as impressive featuring dual vanities, his & hers closets, and a sunken jetted tub. This bathroom also connects to the enclosed area that houses the hot tub. There is also access to the full pool bathroom as well. The home also features a second living area, that is perfect for socializing and entertaining guests. Also on the main level is a formal dining/ room/flex space. The in-law floor plan is rounded out by another full bath and 2 large guest rooms. Upstairs you will find a loft/flex space that is perfect for use as an office or a game room. Step out onto the covered back patio and enjoy a cool dip in the in-ground pool while enjoying the privacy afforded by the oversized yard. Also in the back yard there is an attached carport that has a workshop/storage area as well. All the great features and a location that can't be beat! Super easy access to shopping, golf, hike & bike trails, I35 and Georgetown's Historic Downtown Square make this a property that you will not want to miss!

Financial Info
Price
$450,000
$ / Sqft
$152
HOA
None
Tax Rate
1.555576%
Est. Taxes
$8,914.2
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
118 Oak Ridge CIR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Oak Ridge
Legal Description
S4272 - OAK RIDGE, LOT 11, ACRES 0.77
Parcel
20850000000011
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
3
Dining
2
Kitchen
Breakfast Bar, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Bar, Breakfast Bar, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Chandelier, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Interior Steps, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Washer Hookup, Prewired, Security System, Smoke Detector(s), Aluminum Frames, Plantation Shutters, Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1975 / Resale
Square Feet
2,957 / Public Records
Garage Desc
Attached Carport, Driveway, Storage
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick Veneer, Wood Siding
Acres
0.77
Lot Description
Cul-De-Sac, Curbs, Front Yard, Interior Lot, Landscaped, Level, Pie Shaped Lot, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Above Ground, Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Partial, Privacy, Wood
Exterior Features
Gutters Partial, Covered, Rear Porch
Pool On Property
Yes
Area Amenities
Curbs

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Dual Vanity, Full Bath, Sitting/Study Room, Two Primary Closets, Walk-In Closet(s)

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Chandelier, Laminate Counters, Eat In Kitchen, Pantry

  • Primary Bathroom

    Dual Vanity, Full Bath, Jetted Tub, Separate Shower, Two Primary Closets, Walk-In Closet(s)

Price history

Members only
Days on market
−$75,000 (−14.3%)
$525,000 → $450,000
1
Price reduction
Active
Since Oct 29, 2025
Price trend
List priceOct 2025May 2026
Property history2 events
DateEventPriceChange
May 19, 2026Price Decrease$450,000−$75,000 (−14.3%)
Oct 29, 2025New Listing

Taxes

General Information
Legal
S4272 - Oak Ridge, Lot 11, ACRES 0.77
Geo ID
20850000000011
Acreage
0.77
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,914.2
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$85,000$404,135$489,135$489,135

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
The Village
Middle
Douglas Benold
High
Georgetown

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $450,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,393 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,393

Principal & interest
$2,275
Property taxes
$743
Homeowners insurance
$375

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$360,000$4,024$23,282$355,976
2$355,976$4,293$23,012$351,683
3$351,683$4,581$22,725$347,102
4$347,102$4,888$22,418$342,214
5$342,214$5,215$22,090$337,000
6$337,000$5,564$21,741$331,435
7$331,435$5,937$21,368$325,498
8$325,498$6,334$20,971$319,164
9$319,164$6,759$20,547$312,405
10$312,405$7,211$20,094$305,194
  • Year 1$355,976
    Principal paid
    $4,024
    Interest paid
    $23,282
    Starting balance
    $360,000
  • Year 2$351,683
    Principal paid
    $4,293
    Interest paid
    $23,012
    Starting balance
    $355,976
  • Year 3$347,102
    Principal paid
    $4,581
    Interest paid
    $22,725
    Starting balance
    $351,683
  • Year 4$342,214
    Principal paid
    $4,888
    Interest paid
    $22,418
    Starting balance
    $347,102
  • Year 5$337,000
    Principal paid
    $5,215
    Interest paid
    $22,090
    Starting balance
    $342,214
  • Year 6$331,435
    Principal paid
    $5,564
    Interest paid
    $21,741
    Starting balance
    $337,000
  • Year 7$325,498
    Principal paid
    $5,937
    Interest paid
    $21,368
    Starting balance
    $331,435
  • Year 8$319,164
    Principal paid
    $6,334
    Interest paid
    $20,971
    Starting balance
    $325,498
  • Year 9$312,405
    Principal paid
    $6,759
    Interest paid
    $20,547
    Starting balance
    $319,164
  • Year 10$305,194
    Principal paid
    $7,211
    Interest paid
    $20,094
    Starting balance
    $312,405
First 10 of 30 years

Nearby

Courtesy of Century 21 Stribling Properties · (512) 863-0021

Listings courtesy of ACTRIS as distributed by MLS GRID.