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ActiveMLS #4165559

127 Lazy Creek DR, Georgetown TX 78628

Georgetown, TX 78628 · Ridge/Cross Crk Ph 4

Single Family Residence for sale in Ridge/Cross Crk Ph 4

4Bedrooms
3 full / 1 halfBathrooms
3,423Square Ft
1.26Acres
3Garage
2022Year Built
New
1 / 33
$1,150,000

Overview

Property Description

Discover exceptional privacy, generous living space, and like-new luxury at 127 Lazy Creek in Georgetown. Set on a spacious lot backing to the scenic Middle Fork of the San Gabriel River, this beautifully maintained custom home offers a rare combination of peaceful surroundings, modern comfort, and thoughtful upgrades. From the moment you arrive, the pride of ownership is evident. Lightly lived in and meticulously cared for, the home feels remarkably new. Inside, you'll find beautiful premium flooring, elegant quartz countertops, upgraded lighting and hardware, a striking 42-inch fireplace, and carefully selected finishes throughout. The outdoor living experience is equally impressive. Enjoy the privacy of a creekside setting while relaxing or entertaining on the upgraded patio, complete with an outdoor kitchen and retractable screens. With a generous lot and natural surroundings behind the property, this home offers the breathing room and tranquility that can be difficult to find in newer construction. Beyond its beautiful finishes, the home is exceptionally well equipped for modern living. A 43-panel Tesla solar system with two Powerwalls, EV charging, enhanced electrical capacity, whole-home water filtration, smart leak detection, and integrated security provide an impressive combination of convenience, efficiency, and technology. Additional upgrades include custom window treatments, professionally designed primary closets, built-in audio, and thoughtfully finished garage and storage spaces. For buyers seeking the space of a substantial custom home, the privacy of a natural setting, and the confidence of a meticulously maintained property that shows like new, 127 Lazy Creek offers an exceptional opportunity.

Financial Info
Price
$1,150,000
$ / Sqft
$336
HOA
Yes - Mandatory / $375 / Annually
HOA Name
Ridge at Cross Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.727171%
Est. Taxes
$16,712
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
127 Lazy Creek DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Ridge/Cross Crk Ph 4
Legal Description
S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, LOT 12
Parcel
154285040C0012
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Bar Fridge, Built-In Gas Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, RNGHD, Stainless Steel Appliance(s), Tankless Water Heater, Water Purifier Owned, Water Softener Owned, Wine Refrigerator
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas Log, Propane
Interior Features
Built-in Features, Ceiling Fan(s), Beamed Ceilings, Coffered Ceiling(s), High Ceilings, Granite Counters, Quartz Counters, Crown Molding, Double Vanity, Dry Bar, Gas Dryer Hookup, Entrance Foyer, French Doors, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Soaking Tub, Sound System, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, Wired for Sound, Carbon Monoxide Detector(s), Security System Owned, Smoke Detector(s), Blinds, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
3,423 / Public Records
Garages
3
Garage Desc
Door-Multi, Driveway, Garage, Oversized
Foundation
Slab
Roof
Shingle
Construction
Spray Foam Insulation, Stone, Stucco
Acres
1.26
Lot Description
Back Yard, Corner Lot, Cul-De-Sac, Landscaped, Sprinkler - Automatic, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor
Restrictions
None
Flood Plain
Partial, Yes-100 yr
View
Creek/Stream, Trees/Woods
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Aerobic Septic, Septic Tank
Utilities
Electricity Connected, Propane, Solar, Water Connected
Heat
Active Solar, Central, Fireplace(s), Solar
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Full, Wrought Iron
Exterior Features
Gutters Full, Lighting, Outdoor Grill, Private Yard, Covered, Front Porch, Patio, Porch, Rear Porch, Screened
Pool On Property
No
Area Amenities
Cluster Mailbox

Price history

Days on market
$1,150,000
List price
0
Price reductions
Active
Since Oct 30, 2026
Property history1 event
DateEventPriceChange
Oct 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Liberty Hill ISD
Elementary
Rancho Sienna
Middle
Santa Rita Middle
High
Legacy Ranch

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,150,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$8,166 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $8,166

Principal & interest
$5,815
Property taxes
$1,393
Homeowners insurance
$958

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$920,000$10,283$59,497$909,717
2$909,717$10,972$58,809$898,745
3$898,745$11,707$58,074$887,039
4$887,039$12,491$57,290$874,548
5$874,548$13,327$56,453$861,221
6$861,221$14,220$55,561$847,001
7$847,001$15,172$54,608$831,829
8$831,829$16,188$53,592$815,641
9$815,641$17,272$52,508$798,369
10$798,369$18,429$51,351$779,940
  • Year 1$909,717
    Principal paid
    $10,283
    Interest paid
    $59,497
    Starting balance
    $920,000
  • Year 2$898,745
    Principal paid
    $10,972
    Interest paid
    $58,809
    Starting balance
    $909,717
  • Year 3$887,039
    Principal paid
    $11,707
    Interest paid
    $58,074
    Starting balance
    $898,745
  • Year 4$874,548
    Principal paid
    $12,491
    Interest paid
    $57,290
    Starting balance
    $887,039
  • Year 5$861,221
    Principal paid
    $13,327
    Interest paid
    $56,453
    Starting balance
    $874,548
  • Year 6$847,001
    Principal paid
    $14,220
    Interest paid
    $55,561
    Starting balance
    $861,221
  • Year 7$831,829
    Principal paid
    $15,172
    Interest paid
    $54,608
    Starting balance
    $847,001
  • Year 8$815,641
    Principal paid
    $16,188
    Interest paid
    $53,592
    Starting balance
    $831,829
  • Year 9$798,369
    Principal paid
    $17,272
    Interest paid
    $52,508
    Starting balance
    $815,641
  • Year 10$779,940
    Principal paid
    $18,429
    Interest paid
    $51,351
    Starting balance
    $798,369
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.