127 Lazy Creek DR, Georgetown TX 78628
Georgetown, TX 78628 · Ridge/Cross Crk Ph 4
Single Family Residence for sale in Ridge/Cross Crk Ph 4
Overview
Property Description
This custom Georgetown backs up to middle fork of San Gabriel River. It reflects a level of investment and intentionality that extends well beyond a typical luxury build. During construction, the owners invested more than $65,000 in documented builder upgrades, including premium flooring, quartz surfaces throughout the kitchen, butler’s pantry, baths and utility spaces, upgraded lighting and hardware, an enhanced outdoor kitchen, premium insulated garage doors, a 42-inch Majestic fireplace, an expanded driveway, custom paver lead walk and extensive electrical enhancements. Built with the future in mind, the home features robust 320-amp electrical service, a 60-amp subpanel, providing capacity for potential additions such as a pool, casita, workshop or additional garage. The owners also invested in comfort, energy resilience, security and low-maintenance living. Highlights include a 43-panel Tesla solar system with two Tesla Powerwalls, Tesla Wall Connector for EV charging, whole-home surge protection, perimeter fencing, retractable patio screens with custom cedar door, premium window treatments, professionally built-out primary closets, Penntek garage and patio coatings, additional attic decking, exterior lighting and upgraded mirrors and TV mounting. A water softener and whole-home filtration system with active leak monitoring, automatic shut-off and app-based notifications provide added protection and convenience. Additional features include an integrated ADT/Google Home security system, built-in Taexx pest-control system, Starlink connectivity, living-room and patio audio, finished gym flooring and an upgraded outdoor kitchen. From sophisticated energy infrastructure and expansion readiness to integrated technology and purposeful indoor-outdoor living, this home offers both exceptional functionality today and flexibility for tomorrow. VA Assumable Loan Opportunity for Qualified VA Buyers, current loan at 5.125%
Financial Info
- Price
- $1,200,000
- $ / Sqft
- $351
- HOA
- Yes - Mandatory / $375 / Annually
- HOA Name
- Ridge at Cross Creek HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.727171%
- Est. Taxes
- $16,712
- Tax Year
- 2026
- Exemptions
- Disability, Homestead
Legal Info
- Address
- 127 Lazy Creek DR
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- Ridge/Cross Crk Ph 4
- Legal Description
- S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, LOT 12
- Parcel
- 154285040C0012
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Kitchen Island, Pantry
- Appliances
- Bar Fridge, Built-In Gas Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, RNGHD, Stainless Steel Appliance(s), Tankless Water Heater, Water Purifier Owned, Water Softener Owned, Wine Refrigerator
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas Log, Propane
- Interior Features
- Built-in Features, Ceiling Fan(s), Beamed Ceilings, Coffered Ceiling(s), High Ceilings, Granite Counters, Quartz Counters, Crown Molding, Double Vanity, Dry Bar, Gas Dryer Hookup, Entrance Foyer, French Doors, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Soaking Tub, Sound System, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, Wired for Sound, Carbon Monoxide Detector(s), Security System Owned, Smoke Detector(s), Blinds, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2022 / Resale
- Square Feet
- 3,423 / Public Records
- Garages
- 3
- Garage Desc
- Driveway, Oversized
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Spray Foam Insulation, Stone, Stucco
- Acres
- 1.26
- Lot Description
- Back Yard, Corner Lot, Cul-De-Sac, Landscaped, Sprinkler - Automatic, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor
- Restrictions
- Deed Restrictions
- Flood Plain
- Partial, Yes-100 yr
- View
- Creek/Stream, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Aerobic Septic, Septic Tank
- Utilities
- Electricity Connected, Propane, Solar, Water Connected
- Heat
- Active Solar, Central, Fireplace(s), Solar
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Full, Wrought Iron
- Exterior Features
- Gutters Full, Lighting, Outdoor Grill, Private Yard, Covered, Front Porch, Patio, Porch, Rear Porch, Screened
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox
Rooms
Main level
- Kitchen
- Primary Bathroom
- Primary Bedroom
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Liberty Hill ISD
- Elementary
- Rancho Sienna
- Middle
- Santa Rita Middle
- High
- Legacy Ranch
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$8,461 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $8,461
- Principal & interest
- $6,068
- Property taxes
- $1,393
- Homeowners insurance
- $1,000
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $960,000 | $10,730 | $62,084 | $949,270 | |
| 2 | $949,270 | $11,449 | $61,365 | $937,821 | |
| 3 | $937,821 | $12,216 | $60,599 | $925,606 | |
| 4 | $925,606 | $13,034 | $59,781 | $912,572 | |
| 5 | $912,572 | $13,907 | $58,908 | $898,665 | |
| 6 | $898,665 | $14,838 | $57,976 | $883,828 | |
| 7 | $883,828 | $15,832 | $56,983 | $867,996 | |
| 8 | $867,996 | $16,892 | $55,922 | $851,104 | |
| 9 | $851,104 | $18,023 | $54,791 | $833,081 | |
| 10 | $833,081 | $19,230 | $53,584 | $813,851 |
- Year 1$949,270
- Principal paid
- $10,730
- Interest paid
- $62,084
- Starting balance
- $960,000
- Year 2$937,821
- Principal paid
- $11,449
- Interest paid
- $61,365
- Starting balance
- $949,270
- Year 3$925,606
- Principal paid
- $12,216
- Interest paid
- $60,599
- Starting balance
- $937,821
- Year 4$912,572
- Principal paid
- $13,034
- Interest paid
- $59,781
- Starting balance
- $925,606
- Year 5$898,665
- Principal paid
- $13,907
- Interest paid
- $58,908
- Starting balance
- $912,572
- Year 6$883,828
- Principal paid
- $14,838
- Interest paid
- $57,976
- Starting balance
- $898,665
- Year 7$867,996
- Principal paid
- $15,832
- Interest paid
- $56,983
- Starting balance
- $883,828
- Year 8$851,104
- Principal paid
- $16,892
- Interest paid
- $55,922
- Starting balance
- $867,996
- Year 9$833,081
- Principal paid
- $18,023
- Interest paid
- $54,791
- Starting balance
- $851,104
- Year 10$813,851
- Principal paid
- $19,230
- Interest paid
- $53,584
- Starting balance
- $833,081
Nearby
Courtesy of LPT Realty, LLC · (877) 366-2213
Listings courtesy of ACTRIS as distributed by MLS GRID.