2105 Prairie Oaks DR, Georgetown TX 78628
Georgetown, TX 78628 · Water Oak North Sec 4
Single Family Residence for sale in Water Oak North Sec 4
Overview
Property Description
Georgetown Living - Water Oak at San Gabriel - From the moment you arrive, this home makes a statement, beginning with a welcoming front porch and a striking stone exterior. The arched entryway and brick-paved front entry set an elegant tone that continues throughout the interior. Inside, the craftsmanship is evident in every detail, from the gracious foyer with soaring crown molding to the cut-glass front door. The open-concept living area features a marble-surround fireplace and flows effortlessly into a dining nook and a chef’s kitchen. This kitchen is specifically designed for entertaining, featuring granite countertops, a herringbone tile backsplash, stainless steel appliances with a built-in oven, and a custom sage-green island and cabinetry providing ample storage. For larger gatherings this home has a large separate formal dining area. The primary suite serves as a private retreat, offering dual vanities, a soaking tub, and a separate walk-in shower. The thoughtfully designed floor plan is completed by three well-sized secondary bedrooms, and oversized laundry. The exterior of the home is equally impressive, functioning as a private sanctuary. The backyard is beautifully terraced and landscaped with pergola archways and a variety of Maple, Sycamore, and Oak trees. A granite path lined with brick and river rock leads to a covered porch equipped with ceiling fans and outdoor curtains, making it perfect for year-round enjoyment. This home is impeccably maintained, full of unique character, and completely move-in ready.
Financial Info
- Price
- $479,900
- $ / Sqft
- $204
- HOA
- Yes - Mandatory / $193.75 / Quarterly
- HOA Name
- Water Oak at San Gabriel
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.4712%
- Est. Taxes
- $12,443
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 2105 Prairie Oaks DR
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- Water Oak North Sec 4
- Legal Description
- S12387 - WATER OAK NORTH SEC 4 PH 1B (AMD), BLOCK U, LOT 20, ACRES 0.183
- Parcel
- 209981041B000U0020
Interior Features
- Floor
- No Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- See Remarks, Dishwasher, Disposal, Microwave, Oven, Propane Cooktop, Water Softener Owned
- Laundry
- See Remarks, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Propane
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Central Vacuum, Granite Counters, Double Vanity, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), None, Blinds, Double Pane Windows, Plantation Shutters, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2021 / Resale
- Square Feet
- 2,347 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Masonry – Partial
- Acres
- 0.18
- Lot Description
- See Remarks, Curbs, Few Trees, Gentle Sloping, Interior Lot, Landscaped, Sprinkler - Automatic, Sprinkler - In-ground
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD), Public Sewer
- Utilities
- Electricity Connected, Phone Connected, Propane, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Back Yard, Fenced, Wood
- Exterior Features
- Exterior Steps, Covered, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Clubhouse, Cluster Mailbox, Common Grounds, Curbs, Park, Playground, Pool
Rooms
Main level
- Bedroom
Ceiling Fan(s), High Ceilings
- Primary Bedroom
Ceiling Fan(s), Full Bath, High Ceilings, Two Primary Closets, Walk-In Closet(s)
- Laundry
Electric Dryer Hookup, Sink, See Remarks, Washer Hookup
- Dining Room
CRWN, High Ceilings
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, CRWN, Gourmet Kitchen, High Ceilings, Open to Family Room, Pantry
- Bathroom
Full Bath
- Primary Bathroom
GranCnt, Dual Vanity, Full Bath, Garden Tub, High Ceilings, Separate Shower, Two Primary Closets
- Living Room
Ceiling Fan(s), CRWN, High Ceilings
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 1, 2026 | Price Decrease | $479,900−$20,000 (−4%) | −$20,000 (−4%) |
| Jul 3, 2026 | Price Decrease | $499,900−$25,000 (−4.8%) | −$25,000 (−4.8%) |
| May 14, 2026 | New Listing | — |
Taxes
- Legal
- S12387 - WATER OAK NORTH SEC 4 PH 1B (AMD), BLOCK U, Lot 20, ACRES 0.183
- Geo ID
- 209981041B000U0020
- Acreage
- 0.18
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $12,443
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $100,000 | $359,464 | $459,464 | $459,464 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Georgetown ISD
- Elementary
- Wolf Ranch Elementary
- Middle
- James Tippit
- High
- East View
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,864 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,864
- Principal & interest
- $2,427
- Property taxes
- $1,037
- Homeowners insurance
- $400
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $383,920 | $4,291 | $24,828 | $379,629 | |
| 2 | $379,629 | $4,579 | $24,541 | $375,050 | |
| 3 | $375,050 | $4,885 | $24,234 | $370,165 | |
| 4 | $370,165 | $5,212 | $23,907 | $364,953 | |
| 5 | $364,953 | $5,561 | $23,558 | $359,391 | |
| 6 | $359,391 | $5,934 | $23,186 | $353,457 | |
| 7 | $353,457 | $6,331 | $22,788 | $347,126 | |
| 8 | $347,126 | $6,755 | $22,364 | $340,371 | |
| 9 | $340,371 | $7,208 | $21,912 | $333,163 | |
| 10 | $333,163 | $7,690 | $21,429 | $325,473 |
- Year 1$379,629
- Principal paid
- $4,291
- Interest paid
- $24,828
- Starting balance
- $383,920
- Year 2$375,050
- Principal paid
- $4,579
- Interest paid
- $24,541
- Starting balance
- $379,629
- Year 3$370,165
- Principal paid
- $4,885
- Interest paid
- $24,234
- Starting balance
- $375,050
- Year 4$364,953
- Principal paid
- $5,212
- Interest paid
- $23,907
- Starting balance
- $370,165
- Year 5$359,391
- Principal paid
- $5,561
- Interest paid
- $23,558
- Starting balance
- $364,953
- Year 6$353,457
- Principal paid
- $5,934
- Interest paid
- $23,186
- Starting balance
- $359,391
- Year 7$347,126
- Principal paid
- $6,331
- Interest paid
- $22,788
- Starting balance
- $353,457
- Year 8$340,371
- Principal paid
- $6,755
- Interest paid
- $22,364
- Starting balance
- $347,126
- Year 9$333,163
- Principal paid
- $7,208
- Interest paid
- $21,912
- Starting balance
- $340,371
- Year 10$325,473
- Principal paid
- $7,690
- Interest paid
- $21,429
- Starting balance
- $333,163
Nearby
Courtesy of Navigate Real Estate · (865) 505-0088
Listings courtesy of ACTRIS as distributed by MLS GRID.