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ActiveMLS #4602883

2105 Prairie Oaks DR, Georgetown TX 78628

Georgetown, TX 78628 · Water Oak North Sec 4

Single Family Residence for sale in Water Oak North Sec 4

4Bedrooms
2Bathrooms
2,347Square Ft
0.18Acres
2Garage
2021Year Built
Price Reduced
1 / 38
$474,900$524,900
3D tour

Overview

Property Description

Georgetown Living - Water Oak at San Gabriel - From the moment you arrive, this home makes a statement, beginning with a welcoming front porch and a striking stone exterior. The arched entryway and brick-paved front entry set an elegant tone that continues throughout the interior. Inside, the craftsmanship is evident in every detail, from the gracious foyer with soaring crown molding to the cut-glass front door. The open-concept living area features a marble-surround fireplace and flows effortlessly into a dining nook and a chef’s kitchen. This kitchen is specifically designed for entertaining, featuring granite countertops, a herringbone tile backsplash, stainless steel appliances with a built-in oven, and a custom sage-green island and cabinetry providing ample storage. For larger gatherings this home has a large separate formal dining area. The primary suite serves as a private retreat, offering dual vanities, a soaking tub, and a separate walk-in shower. The thoughtfully designed floor plan is completed by three well-sized secondary bedrooms, and oversized laundry. The exterior of the home is equally impressive, functioning as a private sanctuary. The backyard is beautifully terraced and landscaped with pergola archways and a variety of Maple, Sycamore, and Oak trees. A granite path lined with brick and river rock leads to a covered porch equipped with ceiling fans and outdoor curtains, making it perfect for year-round enjoyment. This home is impeccably maintained, full of unique character, and completely move-in ready. Ask about the offer of a Rate Buy Down with a preferred Lender and Seller Contributions

Financial Info
Price
$474,900
$ / Sqft
$202
HOA
Yes - Mandatory / $193.75 / Quarterly
HOA Name
Water Oak at San Gabriel
HOA Includes
Common Area Maintenance
Tax Rate
2.4712%
Est. Taxes
$12,443
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
2105 Prairie Oaks DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Water Oak North Sec 4
Legal Description
S12387 - WATER OAK NORTH SEC 4 PH 1B (AMD), BLOCK U, LOT 20, ACRES 0.183
Parcel
209981041B000U0020
Interior Features
Floor
No Carpet, Tile, Vinyl
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
See Remarks, Dishwasher, Disposal, Microwave, Oven, Propane Cooktop, Water Softener Owned
Laundry
See Remarks, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Propane
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Central Vacuum, Granite Counters, Double Vanity, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), None, Blinds, Double Pane Windows, Plantation Shutters, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
2,347 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Masonry – Partial
Acres
0.18
Lot Description
See Remarks, Curbs, Few Trees, Gentle Sloping, Interior Lot, Landscaped, Sprinkler - Automatic, Sprinkler - In-ground
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD), Public Sewer
Utilities
Electricity Connected, Phone Connected, Propane, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
Exterior Steps, Covered, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Curbs, Park, Playground, Pool

Rooms

Rooms8 rooms

Main level

  • Bedroom

    Ceiling Fan(s), High Ceilings

  • Primary Bedroom

    Ceiling Fan(s), Full Bath, High Ceilings, Two Primary Closets, Walk-In Closet(s)

  • Laundry

    Electric Dryer Hookup, Sink, See Remarks, Washer Hookup

  • Dining Room

    CRWN, High Ceilings

  • Bathroom

    Full Bath

  • Primary Bathroom

    GranCnt, Dual Vanity, Full Bath, Garden Tub, High Ceilings, Separate Shower, Two Primary Closets

  • Living Room

    Ceiling Fan(s), CRWN, High Ceilings

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, CRWN, Gourmet Kitchen, High Ceilings, Open to Family Room, Pantry

Price history

Days on market
−$50,000 (−9.5%)
$524,900 → $474,900
3
Price reductions
Active
Since May 14, 2026
Price trend
List priceMay 2026 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 7, 2026Price Decrease$474,900−$5,000 (−1%)
Sep 1, 2026Price Decrease$479,900−$20,000 (−4%)
Jul 3, 2026Price Decrease$499,900−$25,000 (−4.8%)
May 14, 2026New Listing

Taxes

General Information
Legal
S12387 - WATER OAK NORTH SEC 4 PH 1B (AMD), BLOCK U, Lot 20, ACRES 0.183
Geo ID
209981041B000U0020
Acreage
0.18
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$12,443
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$100,000$359,464$459,464$459,464

Source: Williamson County

Schools

School Info
District
Georgetown ISD
Elementary
Wolf Ranch Elementary
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $474,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,834 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,834

Principal & interest
$2,401
Property taxes
$1,037
Homeowners insurance
$396

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$379,920$4,246$24,570$375,674
2$375,674$4,531$24,285$371,143
3$371,143$4,834$23,982$366,308
4$366,308$5,158$23,658$361,150
5$361,150$5,504$23,313$355,647
6$355,647$5,872$22,944$349,775
7$349,775$6,265$22,551$343,509
8$343,509$6,685$22,131$336,824
9$336,824$7,133$21,684$329,692
10$329,692$7,610$21,206$322,081
  • Year 1$375,674
    Principal paid
    $4,246
    Interest paid
    $24,570
    Starting balance
    $379,920
  • Year 2$371,143
    Principal paid
    $4,531
    Interest paid
    $24,285
    Starting balance
    $375,674
  • Year 3$366,308
    Principal paid
    $4,834
    Interest paid
    $23,982
    Starting balance
    $371,143
  • Year 4$361,150
    Principal paid
    $5,158
    Interest paid
    $23,658
    Starting balance
    $366,308
  • Year 5$355,647
    Principal paid
    $5,504
    Interest paid
    $23,313
    Starting balance
    $361,150
  • Year 6$349,775
    Principal paid
    $5,872
    Interest paid
    $22,944
    Starting balance
    $355,647
  • Year 7$343,509
    Principal paid
    $6,265
    Interest paid
    $22,551
    Starting balance
    $349,775
  • Year 8$336,824
    Principal paid
    $6,685
    Interest paid
    $22,131
    Starting balance
    $343,509
  • Year 9$329,692
    Principal paid
    $7,133
    Interest paid
    $21,684
    Starting balance
    $336,824
  • Year 10$322,081
    Principal paid
    $7,610
    Interest paid
    $21,206
    Starting balance
    $329,692
First 10 of 30 years

Nearby

Courtesy of Navigate Real Estate · (865) 505-0088

Listings courtesy of ACTRIS as distributed by MLS GRID.