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ActiveMLS #1451764

236 Cross Mountain TRL, Georgetown TX 78628

Georgetown, TX 78628 · Water Oak North Sec 2

Single Family Residence for sale in Water Oak North Sec 2

3Bedrooms
3Bathrooms
2,615Square Ft
0.15Acres
2Garage
2016Year Built
1 / 28
$509,000
3D tour

Overview

Property Description

Discover unparalleled comfort and sophisticated design at this exceptional single-story residence, perfectly situated in the vibrant community of Georgetown. The well-maintained facade, featuring natural stone and brick accents, welcomes all who approach. With 2609 square feet of meticulously designed living space, this home offers three spacious bedrooms and three full bathrooms, providing ample room for relaxation and daily routines. The layout thoughtfully arranges distinct zones for living, working, and repose, ensuring a harmonious flow throughout the residence. Step inside to an inviting open floorplan where rich hardwood floors extend through the main living areas, complementing the modern fireplace in the living room, which also boasts vaulted ceilings. Recessed lighting illuminates the space, creating an elegant ambiance. The well-appointed kitchen is a culinary dream, featuring dark cabinetry, gleaming granite countertops, a spacious kitchen island with a breakfast bar, and stainless steel appliances, including a cooktop, double oven, microwave, and dishwasher. A convenient pantry and tile flooring enhance both style and functionality in this central gathering spot. Bedrooms offer comfort with soft carpeting, ceiling fans, and some even showcase tray ceilings and crown molding for an added touch of luxury. The bathrooms are equally impressive, with tile flooring, built-in features, double vanities, and granite counters, complemented by a spacious glass-enclosed shower. A dedicated laundry room provides shelving for effortless organization. Outside, a private, fenced backyard with a wood fence creates a serene retreat. The elevated, covered patio offers an ideal setting for outdoor relaxation and entertaining, overlooking a verdant landscape. An attached garage provides convenient parking, rounding out the exceptional features of this Georgetown gem. Experience the perfect blend of elegance and practicality in a home designed for a modern lifestyle.

Financial Info
Price
$509,000
$ / Sqft
$195
HOA
Yes - Mandatory / $162.5 / Quarterly
HOA Name
Water Oak at San Gabriel
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.47%
Est. Taxes
$12,367.63
Tax Year
2026
Exemptions
None
Legal Info
Address
236 Cross Mountain TRL
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Water Oak North Sec 2
Legal Description
S10787 - WATER OAK NORTH SEC 2 & 3 PH 1, BLOCK G, LOT 10
Parcel
209981021G0010
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Convection Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Double Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater
Laundry
Inside, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas Log, Gas Starter, Glass Doors
Interior Features
Breakfast Bar, Ceiling Fan(s), French Doors, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, No Interior Steps, Pantry, Walk-In Closet(s), Electric Dryer Hookup, Multiple Living Areas, Washer Hookup, Study/Home Office, Carbon Monoxide Detector(s), Fire Alarm, Prewired, Smoke Detector(s), Blinds, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2016 / Resale
Square Feet
2,615 / Public Records
Garages
2
Garage Desc
Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, Masonry – Partial, Stucco
Acres
0.15
Lot Description
Back to Park/Greenbelt, Back Yard, Curbs, Front Yard, Interior Lot, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Hill Country, Trees/Woods
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Natural Gas Available, Propane, Underground Utilities
Heat
Central
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Gate, Privacy, Wood, Wrought Iron
Exterior Features
Pest Tubes in Walls, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Curbs, Sidewalks, Underground Utilities

Price history

Members only
Days on market
$509,000
List price
0
Price reductions
Active
Since Jul 30, 2026
Property history1 event
DateEventPriceChange
Jul 30, 2026New Listing

Taxes

General Information
Legal
S10787 - WATER OAK NORTH SEC 2 & 3 PH 1, BLOCK G, Lot 10
Geo ID
209981021G0010
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$12,367.63
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$100,000$399,586$499,586$499,586

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Wolf Ranch Elementary
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $509,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,029 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,029

Principal & interest
$2,574
Property taxes
$1,031
Homeowners insurance
$424

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$407,200$4,551$26,334$402,649
2$402,649$4,856$26,029$397,792
3$397,792$5,181$25,704$392,611
4$392,611$5,528$25,357$387,083
5$387,083$5,899$24,987$381,184
6$381,184$6,294$24,592$374,890
7$374,890$6,715$24,170$368,175
8$368,175$7,165$23,720$361,010
9$361,010$7,645$23,241$353,365
10$353,365$8,157$22,729$345,208
  • Year 1$402,649
    Principal paid
    $4,551
    Interest paid
    $26,334
    Starting balance
    $407,200
  • Year 2$397,792
    Principal paid
    $4,856
    Interest paid
    $26,029
    Starting balance
    $402,649
  • Year 3$392,611
    Principal paid
    $5,181
    Interest paid
    $25,704
    Starting balance
    $397,792
  • Year 4$387,083
    Principal paid
    $5,528
    Interest paid
    $25,357
    Starting balance
    $392,611
  • Year 5$381,184
    Principal paid
    $5,899
    Interest paid
    $24,987
    Starting balance
    $387,083
  • Year 6$374,890
    Principal paid
    $6,294
    Interest paid
    $24,592
    Starting balance
    $381,184
  • Year 7$368,175
    Principal paid
    $6,715
    Interest paid
    $24,170
    Starting balance
    $374,890
  • Year 8$361,010
    Principal paid
    $7,165
    Interest paid
    $23,720
    Starting balance
    $368,175
  • Year 9$353,365
    Principal paid
    $7,645
    Interest paid
    $23,241
    Starting balance
    $361,010
  • Year 10$345,208
    Principal paid
    $8,157
    Interest paid
    $22,729
    Starting balance
    $353,365
First 10 of 30 years

Nearby

Courtesy of Pathfinder Realty · (512) 731-7395

Listings courtesy of ACTRIS as distributed by MLS GRID.