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ActiveMLS #8855345

3012 Whisper Oaks LN # J, Georgetown TX 78628

Georgetown, TX 78628 · Whisper Oaks Condos

Condominium for sale in Whisper Oaks Condos

1Bedrooms
1Bathrooms
480Square Ft
0.00Acres
0Garage
1985Year Built
Price Reduced
1 / 14
$115,000$140,000
3D tour

Overview

Property Description

Move-in ready and fully refreshed 1 bed, 1 bath condo in Georgetown’s Whisper Oaks community. This 480 sq ft unit features new LVP flooring, full interior paint, scraped/re-textured ceilings, quartz countertops in the kitchen and bath, updated cabinet fronts, and a resurfaced tub with updated fixtures. One reserved parking space and a convenient north Georgetown location close to IH-35, Williams Drive, the Rec Center, San Gabriel River trails, and the Square.

Financial Info
Price
$115,000
$ / Sqft
$240
HOA
Yes - Mandatory / $118 / Monthly
HOA Name
Whisper Oaks
HOA Includes
Common Area Maintenance, Insurance, Landscaping
Tax Rate
1.817%
Est. Taxes
$1,255
Tax Year
2025
Exemptions
None
Legal Info
Address
3012 Whisper Oaks LN # J
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Whisper Oaks Condos
Legal Description
C681 - WHISPER OAKS CONDO'S, BUILDING A, UNIT J, 1.433% COMMON AREA INTEREST
Parcel
209937000300AJ
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Exhaust Fan, Oven, Range, Refrigerator, Washer/Dryer Stacked, Electric Water Heater
Laundry
In Bathroom
Master Main
Yes
Interior Features
Breakfast Bar, Quartz Counters, Stackable W/D Connections, None, Blinds
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1985 / Updated/Remodeled
Square Feet
480 / Public Records
Garage Desc
Assigned, Open
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Masonry – Partial
Lot Description
Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
No
View
City, Park/Greenbelt
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
See Remarks
Heat
Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Primary Bathroom

Price history

Members only
Days on market
−$25,000 (−17.9%)
$140,000 → $115,000
4
Price reductions
Active
Since Jan 21, 2026
Price trend
List priceJan 2026 → Jun 2026
Property history5 events
DateEventPriceChange
Jun 17, 2026Price Decrease$115,000−$5,000 (−4.2%)
May 22, 2026Price Decrease$120,000−$5,000 (−4%)
Apr 20, 2026Price Decrease$125,000−$5,000 (−3.8%)
Mar 13, 2026Price Decrease$130,000−$10,000 (−7.1%)
Feb 9, 2026New Listing

Taxes

General Information
Legal
C681 - Whisper Oaks Condo's, BUILDING A, UNIT J, 1.433% COMMON AREA INTEREST
Geo ID
209937000300AJ
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$1,255
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$25,402$112,180$137,582$132,743

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Frost
Middle
Douglas Benold
High
Georgetown

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $115,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$783 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $783

Principal & interest
$582
Property taxes
$105
Homeowners insurance
$96

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$92,000$1,028$5,950$90,972
2$90,972$1,097$5,881$89,875
3$89,875$1,171$5,807$88,704
4$88,704$1,249$5,729$87,455
5$87,455$1,333$5,645$86,122
6$86,122$1,422$5,556$84,700
7$84,700$1,517$5,461$83,183
8$83,183$1,619$5,359$81,564
9$81,564$1,727$5,251$79,837
10$79,837$1,843$5,135$77,994
  • Year 1$90,972
    Principal paid
    $1,028
    Interest paid
    $5,950
    Starting balance
    $92,000
  • Year 2$89,875
    Principal paid
    $1,097
    Interest paid
    $5,881
    Starting balance
    $90,972
  • Year 3$88,704
    Principal paid
    $1,171
    Interest paid
    $5,807
    Starting balance
    $89,875
  • Year 4$87,455
    Principal paid
    $1,249
    Interest paid
    $5,729
    Starting balance
    $88,704
  • Year 5$86,122
    Principal paid
    $1,333
    Interest paid
    $5,645
    Starting balance
    $87,455
  • Year 6$84,700
    Principal paid
    $1,422
    Interest paid
    $5,556
    Starting balance
    $86,122
  • Year 7$83,183
    Principal paid
    $1,517
    Interest paid
    $5,461
    Starting balance
    $84,700
  • Year 8$81,564
    Principal paid
    $1,619
    Interest paid
    $5,359
    Starting balance
    $83,183
  • Year 9$79,837
    Principal paid
    $1,727
    Interest paid
    $5,251
    Starting balance
    $81,564
  • Year 10$77,994
    Principal paid
    $1,843
    Interest paid
    $5,135
    Starting balance
    $79,837
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.