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ActiveMLS #9205530

305 Iron Rail LN, Georgetown TX 78633

Georgetown, TX 78633 · Sun City Nbrhd Sixty-Six & 92

Single Family Residence for sale in Sun City Nbrhd Sixty-Six & 92

2Bedrooms
2 full / 1 halfBathrooms
2,244Square Ft
0.23Acres
3Garage
2021Year Built
New
1 / 40
$520,000
3D tour

Overview

Property Description

This is the Sun City home that checks the HARD-TO-FIND boxes: 2021 CONSTRUCTION, an oversized .23-ACRE FENCED LOT, 2.5-CAR GARAGE, TWO ENSUITE BEDROOMS, dedicated OFFICE, and MORE THAN $50K IN BUILDER UPGRADES! This thoughtfully designed 2,244 sqft home features HIGH CEILINGS throughout and an OPEN FLOOR PLAN with spacious living and dining areas flowing seamlessly into a BIG KITCHEN made for gathering. The oversized island seats four, surrounded by white soft-close cabinetry, black granite countertops, walk-in pantry, 5-burner gas cooktop, stainless vent hood, wall oven and microwave. A BUILT-IN WET BAR with beverage refrigerator, wine storage and cabinetry makes entertaining even easier. Glass-paneled double French doors open to the dedicated office with anchored bookcases. The primary suite offers dual vanities, soaking tub with grab bars, walk-in shower with bench, private water closet and custom-organized walk-in closet. The SECOND BEDROOM IS ITS OWN PRIVATE GUEST RETREAT with an ENSUITE BATH and WALK-IN CLOSET. Sliding glass doors lead to a LARGE COVERED PATIO and flat, FENCED BACKYARD with a gas line ready for your grill or future outdoor kitchen. Upgraded front landscaping adds to the home's curb appeal. An oversized laundry room, built-in mudroom drop zone, water softener and extended 2.5-car garage provide exceptional storage and functionality, including ROOM FOR A GOLF CART, workshop or hobbies. And the SUN CITY LIFESTYLE is right outside your door—approximately .7 mile to Northpoint Amenity Center and 1.2 miles to Cowan Creek Amenity Center, Fitness Center and Golf Club

Financial Info
Price
$520,000
$ / Sqft
$232
HOA
Yes - Mandatory / $163.33 / Monthly
HOA Name
Sun City
HOA Includes
See Remarks
Tax Rate
2.107376%
Est. Taxes
$12,827
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
305 Iron Rail LN
County
Williamson
City
Georgetown
State
TX
Zip
78633
Subdivision
Sun City Nbrhd Sixty-Six & 92
Legal Description
S12383 - SUN CITY NEIGHBORHOOD 67, BLOCK D, LOT 13
Parcel
209931670D0013
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Built-In Gas Range, Dishwasher, Disposal, Exhaust Fan, Microwave, Electric Oven, Range, Washer/Dryer, Gas Water Heater, Water Softener Owned
Laundry
Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Kitchen Island, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
2,244 / Public Records
Garages
3
Garage Desc
Garage Door Opener
Foundation
Slab
Roof
Shingle
Construction
See Remarks
Acres
0.23
Lot Description
Sprinkler - Automatic
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Not Available, Natural Gas Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Wrought Iron
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$520,000
List price
0
Price reductions
Active
Since Sep 14, 2026
Property history1 event
DateEventPriceChange
Sep 14, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Georgetown ISD
Elementary
Jo Ann Ford
Middle
Douglas Benold
High
Georgetown

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $520,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,131 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,131

Principal & interest
$2,629
Property taxes
$1,069
Homeowners insurance
$433

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$416,000$4,650$26,903$411,350
2$411,350$4,961$26,592$406,389
3$406,389$5,293$26,259$401,096
4$401,096$5,648$25,905$395,448
5$395,448$6,026$25,527$389,422
6$389,422$6,430$25,123$382,992
7$382,992$6,860$24,692$376,132
8$376,132$7,320$24,233$368,812
9$368,812$7,810$23,743$361,002
10$361,002$8,333$23,220$352,669
  • Year 1$411,350
    Principal paid
    $4,650
    Interest paid
    $26,903
    Starting balance
    $416,000
  • Year 2$406,389
    Principal paid
    $4,961
    Interest paid
    $26,592
    Starting balance
    $411,350
  • Year 3$401,096
    Principal paid
    $5,293
    Interest paid
    $26,259
    Starting balance
    $406,389
  • Year 4$395,448
    Principal paid
    $5,648
    Interest paid
    $25,905
    Starting balance
    $401,096
  • Year 5$389,422
    Principal paid
    $6,026
    Interest paid
    $25,527
    Starting balance
    $395,448
  • Year 6$382,992
    Principal paid
    $6,430
    Interest paid
    $25,123
    Starting balance
    $389,422
  • Year 7$376,132
    Principal paid
    $6,860
    Interest paid
    $24,692
    Starting balance
    $382,992
  • Year 8$368,812
    Principal paid
    $7,320
    Interest paid
    $24,233
    Starting balance
    $376,132
  • Year 9$361,002
    Principal paid
    $7,810
    Interest paid
    $23,743
    Starting balance
    $368,812
  • Year 10$352,669
    Principal paid
    $8,333
    Interest paid
    $23,220
    Starting balance
    $361,002
First 10 of 30 years

Nearby

Courtesy of Spyglass Realty · (512) 759-0889

Listings courtesy of ACTRIS as distributed by MLS GRID.