307 S Ridge CIR, Georgetown TX 78628
Georgetown, TX 78628 · River Ridge Sec 02-A
Single Family Residence for sale in River Ridge Sec 02-A
Overview
Property Description
Welcome to 307 S Ridge Circle, a stunning two-story home brimming with charm. The peaceful neighborhood welcomes you with mature, shade-giving trees, making it truly feel like home. This home offers exceptional outdoor living: an inviting screened-in deck for year-round relaxation, an extended uncovered deck for lounging or dining al fresco, a sparkling pool with a sun deck, and a second-story balcony for savoring your morning coffee. Inside, functional layout and timeless elegance shines. The towering living room steals the show with its two-story ceilings adorned with original wood paneling and abundant natural light. Enjoy effortless flow from the living room to the kitchen, breakfast nook, and formal dining room. It’s a layout designed for entertaining or hosting holidays with ease. To complete the main level, a versatile study with an ensuite bathroom is easily convertible into a 4th bedroom or guest suite. The private layout places all bedrooms upstairs, while the main level is primed for entertaining. The primary suite offers a generous ensuite with a soaking tub, walk-in shower, and dual vanities. The climate-controlled garage ensures your DIY projects stay comfortable year-round while keeping your vehicles safe and sound. Plus, this home offers peace of mind with its incredibly low tax rate and a host of recent updates, including a brand-new roof, two upgraded A/C units with enhanced ventilation, and a new water heater. This friendly neighborhood offers residents a community pool, newly remodeled playground, and a park with direct access to the San Gabriel River where you can enjoy swimming, fishing, and exploring scenic riverbanks. Schools are a short stroll away, and you’ll love the proximity to major thoroughfares, abundant shopping, employment centers, and the historic downtown Georgetown—arguably home to the prettiest town square in the country! If you’re looking for a home where indoor and outdoor spaces flow seamlessly together, this is the one!
Financial Info
- Price
- $615,000
- $ / Sqft
- $254
- HOA
- None
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.8174%
- Est. Taxes
- $11,295
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 307 S Ridge CIR
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- River Ridge Sec 02-A
- Legal Description
- RIVER RIDGE SEC 2-A, BLOCK S, LOT 7
- Parcel
- 20990000180068
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Built-In Gas Range, Built-In Oven(s), Dishwasher, Disposal, Exhaust Fan, Gas Range, Microwave, Double Oven, Stainless Steel Appliance(s), Gas Water Heater, Water Softener Owned, Wine Refrigerator
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Chandelier, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Pantry, Recessed Lighting, Soaking Tub, Study/Home Office, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Screens
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1986 / Resale
- Square Feet
- 2,418 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Door-Multi, Driveway, Garage, Garage Door Opener, Garage Faces Side, Inside Entrance, Side By Side
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Masonry – All Sides
- Acres
- 0.27
- Lot Description
- Back Yard, Curbs, Front Yard, Interior Lot, Landscaped, Level, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Wood
- Exterior Features
- Balcony, Exterior Steps, Covered, Deck, Screened
- Pool On Property
- Yes
- Area Amenities
- Common Grounds, Dog Park, Park, Playground, Pool
Rooms
Main level
- Living Room
Beamed Ceilings, Ceiling Fan(s), High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
- Office
Bookcases, Ceiling Fan(s), CRWN
- Bathroom
Accessible from the home office making it easily suitable for a guest suite.
GranCnt, CRWN, Full Bath, Walk-in Shower
- Dining Room
Chandelier, CRWN
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island, Chandelier, GranCnt, CRWN, Recessed Lighting
Second level
- Bedroom
Bookcases, Ceiling Fan(s), CRWN
- Primary Bathroom
GranCnt, CRWN, Dual Vanity, Full Bath, Recessed Lighting, Separate Shower, Soaking Tub, Walk-in Shower
- Bathroom
GranCnt, Full Bath
- Bedroom
Bedroom 2 offers two closets
Ceiling Fan(s), CRWN
- Primary Bedroom
Ceiling Fan(s), CRWN, Full Bath
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 10, 2026 | Price Decrease | $615,000−$10,000 (−1.6%) | −$10,000 (−1.6%) |
| Jun 18, 2026 | New Listing | — |
Taxes
- Legal
- RIVER RIDGE SEC 2-A, BLOCK S, LOT 7
- Geo ID
- 20990000180068
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $11,295
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $99,000 | $522,598 | $621,598 | $621,598 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Georgetown ISD
- Elementary
- Wolf Ranch Elementary
- Middle
- James Tippit
- High
- East View
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,564 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,564
- Principal & interest
- $3,110
- Property taxes
- $941
- Homeowners insurance
- $513
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $492,000 | $5,499 | $31,818 | $486,501 | |
| 2 | $486,501 | $5,868 | $31,450 | $480,633 | |
| 3 | $480,633 | $6,260 | $31,057 | $474,373 | |
| 4 | $474,373 | $6,680 | $30,638 | $467,693 | |
| 5 | $467,693 | $7,127 | $30,190 | $460,566 | |
| 6 | $460,566 | $7,604 | $29,713 | $452,962 | |
| 7 | $452,962 | $8,114 | $29,204 | $444,848 | |
| 8 | $444,848 | $8,657 | $28,660 | $436,191 | |
| 9 | $436,191 | $9,237 | $28,080 | $426,954 | |
| 10 | $426,954 | $9,855 | $27,462 | $417,099 |
- Year 1$486,501
- Principal paid
- $5,499
- Interest paid
- $31,818
- Starting balance
- $492,000
- Year 2$480,633
- Principal paid
- $5,868
- Interest paid
- $31,450
- Starting balance
- $486,501
- Year 3$474,373
- Principal paid
- $6,260
- Interest paid
- $31,057
- Starting balance
- $480,633
- Year 4$467,693
- Principal paid
- $6,680
- Interest paid
- $30,638
- Starting balance
- $474,373
- Year 5$460,566
- Principal paid
- $7,127
- Interest paid
- $30,190
- Starting balance
- $467,693
- Year 6$452,962
- Principal paid
- $7,604
- Interest paid
- $29,713
- Starting balance
- $460,566
- Year 7$444,848
- Principal paid
- $8,114
- Interest paid
- $29,204
- Starting balance
- $452,962
- Year 8$436,191
- Principal paid
- $8,657
- Interest paid
- $28,660
- Starting balance
- $444,848
- Year 9$426,954
- Principal paid
- $9,237
- Interest paid
- $28,080
- Starting balance
- $436,191
- Year 10$417,099
- Principal paid
- $9,855
- Interest paid
- $27,462
- Starting balance
- $426,954
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.