318 Ridge Run DR, Georgetown TX 78628
Georgetown, TX 78628 · River Ridge
Single Family Residence for sale in River Ridge
Overview
Property Description
Tucked into the established River Ridge community, this Georgetown home offers something increasingly rare. Space. Nature. And a true neighborhood feel where people slow down, wave hello, and make memories. Set on an oversized 0.316-acre corner lot, tall trees provide shade while kids ride bikes and neighbors stroll toward the nearby San Gabriel River. Trails, parks, and outdoor adventure are just steps away, yet everyday conveniences remain close at hand. The home blends traditional charm with much flexibility. Large windows and tall ceilings invite natural light and connect the indoors to the peaceful surroundings outside. The main living room centers around a cozy fireplace and flows seamlessly into the kitchen, creating a warm and welcoming gathering space. The kitchen is designed for daily life and entertaining alike, featuring a five-burner gas cooktop, stainless steel appliances, generous counter and cabinet space, and a bright breakfast nook overlooking the backyard. Multiple living areas offer room to adapt as life changes. A loft upstairs, a dedicated office, and a formal dining space can easily serve as a playroom, music room, craft space, or additional bedroom if needed. The spacious primary suite with private balcony and views framed by mature trees feels like a retreat. Enjoy a large walk-in closet and a bright ensuite bath with dual vanities, soaking tub, and separate shower. Outside, the backyard offers endless possibilities. There is room for a pool, garden, games, or quiet evenings on the extended patio, partially covered for year-round enjoyment. Located minutes from shopping, dining, schools, hospitals, and major roadways, with downtown Georgetown’s historic square, San Gabriel Park, Lake Georgetown, and the Texas Hill Country all nearby. This is a place where life unfolds naturally. Where memories are made. And where it’s easy to see yourself at home.
Financial Info
- Price
- $524,999
- $ / Sqft
- $194
- HOA
- Yes - Mandatory / $19 / Monthly
- HOA Name
- River Ridge
- HOA Includes
- See Remarks, Common Area Maintenance
- Tax Rate
- 1.8191%
- Est. Taxes
- $9,300
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 318 Ridge Run DR
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- River Ridge
- Legal Description
- S6060 - RIVER RIDGE 3 SEC B, A VACATION AND RESUB OF A PORTI, BLOCK W, LOT 39
- Parcel
- 20990003B0W039
Interior Features
- Floor
- Bamboo, No Carpet, Tile
- Num Living
- 3
- Dining
- 2
- Kitchen
- Breakfast Bar, Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
- Laundry
- Laundry Room, Upper Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Quartz Counters, Crown Molding, Double Vanity, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Natural Woodwork, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s), None, Blinds, Screens
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1998 / Resale
- Square Feet
- 2,701 / Builder
- Garages
- 3
- Garage Desc
- Attached, Door-Multi, Garage, Garage Door Opener, Garage Faces Front, Tandem
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick, Masonry – Partial
- Acres
- 0.32
- Lot Description
- Back Yard, Corner Lot, Curbs, Front Yard, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Views
- Restrictions
- Covenant
- Flood Plain
- No
- View
- See Remarks, Neighborhood, Panoramic
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- See Remarks, Balcony, Gutters Full, Private Yard, Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- See Remarks, Cluster Mailbox, Common Grounds, Park, Playground, Sidewalks, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Price Decrease | $524,999−$1 (−0%) | −$1 (−0%) |
| Apr 16, 2026 | Price Decrease | $525,000−$20,000 (−3.7%) | −$20,000 (−3.7%) |
| Apr 8, 2026 | Back On Market | — | |
| Mar 31, 2026 | Active Under Contract | — | |
| Mar 2, 2026 | Price Increase | $545,000+$5,000 (+0.9%) | +$5,000 (+0.9%) |
| Dec 29, 2025 | Price Decrease | $540,000−$5,000 (−0.9%) | −$5,000 (−0.9%) |
| Nov 4, 2025 | New Listing | — |
Taxes
- Legal
- S6060 - River Ridge 3 Sec B, A Vacation And Resub Of A Porti, BLOCK W, Lot 39
- Geo ID
- 20990003B0W039
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $9,300
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $99,000 | $405,860 | $504,860 | $504,860 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Georgetown ISD
- Elementary
- Wolf Ranch Elementary
- Middle
- James Tippit
- High
- East View
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,867 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,867
- Principal & interest
- $2,655
- Property taxes
- $775
- Homeowners insurance
- $437
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $419,999 | $4,694 | $27,162 | $415,305 | |
| 2 | $415,305 | $5,009 | $26,847 | $410,296 | |
| 3 | $410,296 | $5,344 | $26,512 | $404,952 | |
| 4 | $404,952 | $5,702 | $26,154 | $399,249 | |
| 5 | $399,249 | $6,084 | $25,772 | $393,165 | |
| 6 | $393,165 | $6,492 | $25,365 | $386,674 | |
| 7 | $386,674 | $6,926 | $24,930 | $379,748 | |
| 8 | $379,748 | $7,390 | $24,466 | $372,357 | |
| 9 | $372,357 | $7,885 | $23,971 | $364,472 | |
| 10 | $364,472 | $8,413 | $23,443 | $356,059 |
- Year 1$415,305
- Principal paid
- $4,694
- Interest paid
- $27,162
- Starting balance
- $419,999
- Year 2$410,296
- Principal paid
- $5,009
- Interest paid
- $26,847
- Starting balance
- $415,305
- Year 3$404,952
- Principal paid
- $5,344
- Interest paid
- $26,512
- Starting balance
- $410,296
- Year 4$399,249
- Principal paid
- $5,702
- Interest paid
- $26,154
- Starting balance
- $404,952
- Year 5$393,165
- Principal paid
- $6,084
- Interest paid
- $25,772
- Starting balance
- $399,249
- Year 6$386,674
- Principal paid
- $6,492
- Interest paid
- $25,365
- Starting balance
- $393,165
- Year 7$379,748
- Principal paid
- $6,926
- Interest paid
- $24,930
- Starting balance
- $386,674
- Year 8$372,357
- Principal paid
- $7,390
- Interest paid
- $24,466
- Starting balance
- $379,748
- Year 9$364,472
- Principal paid
- $7,885
- Interest paid
- $23,971
- Starting balance
- $372,357
- Year 10$356,059
- Principal paid
- $8,413
- Interest paid
- $23,443
- Starting balance
- $364,472
Nearby
Courtesy of Berkshire Hathaway TX Realty · (512) 255-3727
Listings courtesy of ACTRIS as distributed by MLS GRID.