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ActiveMLS #3148968

318 Ridge Run DR, Georgetown TX 78628

Georgetown, TX 78628 · River Ridge

Single Family Residence for sale in River Ridge

3Bedrooms
2 full / 1 halfBathrooms
2,701Square Ft
0.32Acres
3Garage
1998Year Built
Price Reduced
1 / 40
$524,999$545,000
3D tour

Overview

Property Description

Tucked into the established River Ridge community, this Georgetown home offers something increasingly rare. Space. Nature. And a true neighborhood feel where people slow down, wave hello, and make memories. Set on an oversized 0.316-acre corner lot, tall trees provide shade while kids ride bikes and neighbors stroll toward the nearby San Gabriel River. Trails, parks, and outdoor adventure are just steps away, yet everyday conveniences remain close at hand. The home blends traditional charm with much flexibility. Large windows and tall ceilings invite natural light and connect the indoors to the peaceful surroundings outside. The main living room centers around a cozy fireplace and flows seamlessly into the kitchen, creating a warm and welcoming gathering space. The kitchen is designed for daily life and entertaining alike, featuring a five-burner gas cooktop, stainless steel appliances, generous counter and cabinet space, and a bright breakfast nook overlooking the backyard. Multiple living areas offer room to adapt as life changes. A loft upstairs, a dedicated office, and a formal dining space can easily serve as a playroom, music room, craft space, or additional bedroom if needed. The spacious primary suite with private balcony and views framed by mature trees feels like a retreat. Enjoy a large walk-in closet and a bright ensuite bath with dual vanities, soaking tub, and separate shower. Outside, the backyard offers endless possibilities. There is room for a pool, garden, games, or quiet evenings on the extended patio, partially covered for year-round enjoyment. Located minutes from shopping, dining, schools, hospitals, and major roadways, with downtown Georgetown’s historic square, San Gabriel Park, Lake Georgetown, and the Texas Hill Country all nearby. This is a place where life unfolds naturally. Where memories are made. And where it’s easy to see yourself at home.

Financial Info
Price
$524,999
$ / Sqft
$194
HOA
Yes - Mandatory / $19 / Monthly
HOA Name
River Ridge
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
1.8191%
Est. Taxes
$9,300
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
318 Ridge Run DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
River Ridge
Legal Description
S6060 - RIVER RIDGE 3 SEC B, A VACATION AND RESUB OF A PORTI, BLOCK W, LOT 39
Parcel
20990003B0W039
Interior Features
Floor
Bamboo, No Carpet, Tile
Num Living
3
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
Laundry
Laundry Room, Upper Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Family Room, Gas
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Quartz Counters, Crown Molding, Double Vanity, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Natural Woodwork, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s), None, Blinds, Screens
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1998 / Resale
Square Feet
2,701 / Builder
Garages
3
Garage Desc
Attached, Door-Multi, Garage, Garage Door Opener, Garage Faces Front, Tandem
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Masonry – Partial
Acres
0.32
Lot Description
Back Yard, Corner Lot, Curbs, Front Yard, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Views
Restrictions
Covenant
Flood Plain
No
View
See Remarks, Neighborhood, Panoramic
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
See Remarks, Balcony, Gutters Full, Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
See Remarks, Cluster Mailbox, Common Grounds, Park, Playground, Sidewalks, Underground Utilities

Price history

Members only
Days on market
−$20,001 (−3.7%)
$545,000 → $524,999
3
Price reductions
Active
Since Nov 4, 2025
Price trend
List priceNov 2025Aug 2026
Property history7 events
DateEventPriceChange
Aug 28, 2026Price Decrease$524,999−$1 (−0%)
Apr 16, 2026Price Decrease$525,000−$20,000 (−3.7%)
Apr 8, 2026Back On Market
Mar 31, 2026Active Under Contract
Mar 2, 2026Price Increase$545,000+$5,000 (+0.9%)
Dec 29, 2025Price Decrease$540,000−$5,000 (−0.9%)
Nov 4, 2025New Listing

Taxes

General Information
Legal
S6060 - River Ridge 3 Sec B, A Vacation And Resub Of A Porti, BLOCK W, Lot 39
Geo ID
20990003B0W039
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,300
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$99,000$405,860$504,860$504,860

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Wolf Ranch Elementary
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $524,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,867 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,867

Principal & interest
$2,655
Property taxes
$775
Homeowners insurance
$437

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$419,999$4,694$27,162$415,305
2$415,305$5,009$26,847$410,296
3$410,296$5,344$26,512$404,952
4$404,952$5,702$26,154$399,249
5$399,249$6,084$25,772$393,165
6$393,165$6,492$25,365$386,674
7$386,674$6,926$24,930$379,748
8$379,748$7,390$24,466$372,357
9$372,357$7,885$23,971$364,472
10$364,472$8,413$23,443$356,059
  • Year 1$415,305
    Principal paid
    $4,694
    Interest paid
    $27,162
    Starting balance
    $419,999
  • Year 2$410,296
    Principal paid
    $5,009
    Interest paid
    $26,847
    Starting balance
    $415,305
  • Year 3$404,952
    Principal paid
    $5,344
    Interest paid
    $26,512
    Starting balance
    $410,296
  • Year 4$399,249
    Principal paid
    $5,702
    Interest paid
    $26,154
    Starting balance
    $404,952
  • Year 5$393,165
    Principal paid
    $6,084
    Interest paid
    $25,772
    Starting balance
    $399,249
  • Year 6$386,674
    Principal paid
    $6,492
    Interest paid
    $25,365
    Starting balance
    $393,165
  • Year 7$379,748
    Principal paid
    $6,926
    Interest paid
    $24,930
    Starting balance
    $386,674
  • Year 8$372,357
    Principal paid
    $7,390
    Interest paid
    $24,466
    Starting balance
    $379,748
  • Year 9$364,472
    Principal paid
    $7,885
    Interest paid
    $23,971
    Starting balance
    $372,357
  • Year 10$356,059
    Principal paid
    $8,413
    Interest paid
    $23,443
    Starting balance
    $364,472
First 10 of 30 years

Nearby

Courtesy of Berkshire Hathaway TX Realty · (512) 255-3727

Listings courtesy of ACTRIS as distributed by MLS GRID.