320 Lazy Creek DR, Georgetown TX 78628
Georgetown, TX 78628 · Ridge/Cross Crk Ph 4
Single Family Residence for sale in Ridge/Cross Crk Ph 4
Overview
Property Description
Don’t miss one of the last opportunities to own a home in The Ridge at Cross Creek! This stunning new custom home sits on a tree covered 1 acre lot. The 4-bedroom, 3 bathroom masterpiece features a bright, open floor plan highlighted by massive picture windows, rich wood flooring, and custom cabinetry. The gourmet kitchen boasts premium quartz countertops and upgraded tile, perfect for culinary enthusiasts. Enjoy a dedicated study, a large game room, and an oversized 3-car garage. Designed for entertaining, the seamless indoor-outdoor flow leads to a spacious covered patio. Zoned to highly-rated LHISD with one of the lowest tax rates in the area. Don't miss this rare blend of luxury, space, and community!
Financial Info
- Price
- $998,000
- $ / Sqft
- $304
- HOA
- Yes - Mandatory / $375 / Annually
- HOA Name
- The Ridge at Cross Creek POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.727171%
- Est. Taxes
- $12,500
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 320 Lazy Creek DR
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- Ridge/Cross Crk Ph 4
- Legal Description
- S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, LOT 53
- Parcel
- 154285040C0053
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Oven(s), Cooktop, Dishwasher, Disposal
- Laundry
- Main Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Outside
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Quartz Counters, High Speed Internet, Recessed Lighting, Walk-In Closet(s), Prewired, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / New
- Square Feet
- 3,287 / Plans
- Garages
- 3
- Garage Desc
- Concrete
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Spray Foam Insulation, Masonry – All Sides
- Acres
- 1.00
- Lot Description
- Trees-Large (Over 40 Ft)
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Aerobic Septic
- Utilities
- Cable Available, Natural Gas Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Partial
- Exterior Features
- Gutters Full, Covered, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 16, 2026 | New Listing | — |
Taxes
- Legal
- S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, Lot 53
- Geo ID
- 154285040C0053
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $12,500
- MLS tax year
- 2026
Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2026 | $225,000 | 1.729565 | $2,879.73 |
Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.
County data checked Nov 1, 2026.
Source: Williamson County
Schools
School Info
- District
- Liberty Hill ISD
- Elementary
- Rancho Sienna
- Middle
- Santa Rita Middle
- High
- Legacy Ranch
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,920 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,920
- Principal & interest
- $5,046
- Property taxes
- $1,042
- Homeowners insurance
- $832
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $798,400 | $8,924 | $51,633 | $789,476 | |
| 2 | $789,476 | $9,522 | $51,036 | $779,955 | |
| 3 | $779,955 | $10,159 | $50,398 | $769,795 | |
| 4 | $769,795 | $10,840 | $49,718 | $758,956 | |
| 5 | $758,956 | $11,566 | $48,992 | $747,390 | |
| 6 | $747,390 | $12,340 | $48,217 | $735,050 | |
| 7 | $735,050 | $13,167 | $47,391 | $721,883 | |
| 8 | $721,883 | $14,048 | $46,509 | $707,835 | |
| 9 | $707,835 | $14,989 | $45,568 | $692,846 | |
| 10 | $692,846 | $15,993 | $44,564 | $676,853 |
- Year 1$789,476
- Principal paid
- $8,924
- Interest paid
- $51,633
- Starting balance
- $798,400
- Year 2$779,955
- Principal paid
- $9,522
- Interest paid
- $51,036
- Starting balance
- $789,476
- Year 3$769,795
- Principal paid
- $10,159
- Interest paid
- $50,398
- Starting balance
- $779,955
- Year 4$758,956
- Principal paid
- $10,840
- Interest paid
- $49,718
- Starting balance
- $769,795
- Year 5$747,390
- Principal paid
- $11,566
- Interest paid
- $48,992
- Starting balance
- $758,956
- Year 6$735,050
- Principal paid
- $12,340
- Interest paid
- $48,217
- Starting balance
- $747,390
- Year 7$721,883
- Principal paid
- $13,167
- Interest paid
- $47,391
- Starting balance
- $735,050
- Year 8$707,835
- Principal paid
- $14,048
- Interest paid
- $46,509
- Starting balance
- $721,883
- Year 9$692,846
- Principal paid
- $14,989
- Interest paid
- $45,568
- Starting balance
- $707,835
- Year 10$676,853
- Principal paid
- $15,993
- Interest paid
- $44,564
- Starting balance
- $692,846
Nearby
12 closest listings to 320 Lazy Creek DR, Georgetown TX 78628 (within 2 miles).
Courtesy of Beltorre Realty · (512) 778-5696
Listings courtesy of ACTRIS as distributed by MLS GRID.