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320 Lazy Creek Dr 5341644Edit search
ActiveMLS #5341644

320 Lazy Creek DR, Georgetown TX 78628

Georgetown, TX 78628 · Ridge/Cross Crk Ph 4

Single Family Residence for sale in Ridge/Cross Crk Ph 4

4Bedrooms
3Bathrooms
3,287Square Ft
1.00Acres
3Garage
2026Year Built
$998,000

Overview

Property Description

Don’t miss one of the last opportunities to own a home in The Ridge at Cross Creek! This stunning new custom home sits on a tree covered 1 acre lot. The 4-bedroom, 3 bathroom masterpiece features a bright, open floor plan highlighted by massive picture windows, rich wood flooring, and custom cabinetry. The gourmet kitchen boasts premium quartz countertops and upgraded tile, perfect for culinary enthusiasts. Enjoy a dedicated study, a large game room, and an oversized 3-car garage. Designed for entertaining, the seamless indoor-outdoor flow leads to a spacious covered patio. Zoned to highly-rated LHISD with one of the lowest tax rates in the area. Don't miss this rare blend of luxury, space, and community!

Financial Info
Price
$998,000
$ / Sqft
$304
HOA
Yes - Mandatory / $375 / Annually
HOA Name
The Ridge at Cross Creek POA
HOA Includes
Common Area Maintenance
Tax Rate
1.727171%
Est. Taxes
$12,500
Tax Year
2026
Exemptions
None
Legal Info
Address
320 Lazy Creek DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Ridge/Cross Crk Ph 4
Legal Description
S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, LOT 53
Parcel
154285040C0053
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Appliances
Built-In Oven(s), Cooktop, Dishwasher, Disposal
Laundry
Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Outside
Interior Features
Ceiling Fan(s), Beamed Ceilings, Quartz Counters, High Speed Internet, Recessed Lighting, Walk-In Closet(s), Prewired, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
3,287 / Plans
Garages
3
Garage Desc
Concrete
Foundation
Slab
Roof
Shingle
Construction
Spray Foam Insulation, Masonry – All Sides
Acres
1.00
Lot Description
Trees-Large (Over 40 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Cable Available, Natural Gas Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Partial
Exterior Features
Gutters Full, Covered, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Underground Utilities

Price history

Members only
Days on market
$998,000
List price
0
Price reductions
Active
Since Jul 16, 2026
Property history1 event
DateEventPriceChange
Jul 16, 2026New Listing

Taxes

General Information
Legal
S12059 - RIDGE AT CROSS CREEK PH 4, BLOCK C, Lot 53
Geo ID
154285040C0053
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$12,500
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$225,000$0$225,000$225,000

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Liberty Hill ISD
Elementary
Rancho Sienna
Middle
Santa Rita Middle
High
Legacy Ranch

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $998,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,920 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,920

Principal & interest
$5,046
Property taxes
$1,042
Homeowners insurance
$832

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$798,400$8,924$51,633$789,476
2$789,476$9,522$51,036$779,955
3$779,955$10,159$50,398$769,795
4$769,795$10,840$49,718$758,956
5$758,956$11,566$48,992$747,390
6$747,390$12,340$48,217$735,050
7$735,050$13,167$47,391$721,883
8$721,883$14,048$46,509$707,835
9$707,835$14,989$45,568$692,846
10$692,846$15,993$44,564$676,853
  • Year 1$789,476
    Principal paid
    $8,924
    Interest paid
    $51,633
    Starting balance
    $798,400
  • Year 2$779,955
    Principal paid
    $9,522
    Interest paid
    $51,036
    Starting balance
    $789,476
  • Year 3$769,795
    Principal paid
    $10,159
    Interest paid
    $50,398
    Starting balance
    $779,955
  • Year 4$758,956
    Principal paid
    $10,840
    Interest paid
    $49,718
    Starting balance
    $769,795
  • Year 5$747,390
    Principal paid
    $11,566
    Interest paid
    $48,992
    Starting balance
    $758,956
  • Year 6$735,050
    Principal paid
    $12,340
    Interest paid
    $48,217
    Starting balance
    $747,390
  • Year 7$721,883
    Principal paid
    $13,167
    Interest paid
    $47,391
    Starting balance
    $735,050
  • Year 8$707,835
    Principal paid
    $14,048
    Interest paid
    $46,509
    Starting balance
    $721,883
  • Year 9$692,846
    Principal paid
    $14,989
    Interest paid
    $45,568
    Starting balance
    $707,835
  • Year 10$676,853
    Principal paid
    $15,993
    Interest paid
    $44,564
    Starting balance
    $692,846
First 10 of 30 years

Nearby

Courtesy of Beltorre Realty · (512) 778-5696

Listings courtesy of ACTRIS as distributed by MLS GRID.