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ActiveMLS #4586579

321 Ridgeway LN, Georgetown TX 78628

Georgetown, TX 78628 · Bluff Haven

Single Family Residence for sale in Bluff Haven

4Bedrooms
3 full / 1 halfBathrooms
2,765Square Ft
0.11Acres
2Garage
2026Year Built
Price Reduced
1 / 2
$574,990$672,137

Overview

Property Description

Welcome to 321 Ridgeway Drive, an elegant two-story residence in the heart of Georgetown that perfectly blends modern comfort, thoughtful design, and timeless style. Offering 2,765 square feet of beautifully designed living space, this 4-bedroom, 3.5-bath home delivers the ideal balance of open-concept entertaining areas and peaceful private retreats. From the moment you enter, you’re welcomed by an airy and inviting layout filled with natural light and refined finishes. The spacious kitchen serves as the heart of the home, seamlessly connecting to the dining area and expansive great room to create an effortless flow for both everyday living and entertaining. Large windows and direct access to the covered patio extend the living space outdoors, offering the perfect backdrop for morning coffee, weekend gatherings, or relaxing evenings under the Texas sky. The first-floor primary suite provides a luxurious and private retreat, thoughtfully positioned for comfort and tranquility. A dedicated study on the main level offers exceptional flexibility and can easily function as a sophisticated home office, reading room, or additional living space to fit your lifestyle. Upstairs, a central loft creates the perfect secondary living area for movie nights, a playroom, or casual lounging, while the generously sized secondary bedrooms and baths provide comfort and privacy. Designed with both functionality and elegance in mind, this exceptional Georgetown home offers stylish living in a highly desirable location near shopping, dining, schools, and everyday conveniences. 321 Ridgeway Drive is more than a home — it’s a place where comfort, sophistication, and modern living come together beautifully.

Financial Info
Price
$574,990
$ / Sqft
$208
HOA
Yes - Mandatory / $110 / Monthly
HOA Name
The Management Trust
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Tax Year
2025
Exemptions
None
Legal Info
Address
321 Ridgeway LN
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Bluff Haven
Legal Description
RISEWELL HOMES, BLUFF HAVEN, LOT 9
Parcel
321 Ridgeway Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Self Cleaning Oven, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Washer Hookup, Wired for Data, Prewired, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
2,765 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Masonry – Partial, Stone Veneer, Stucco
Acres
0.11
Lot Description
Back Yard, Front Yard, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Municipal Utility District (MUD)
Utilities
Cable Available, Electricity Available, Internet-Cable, Natural Gas Connected, Phone Available, Sewer Available, Underground Utilities, Water Available
Heat
ENERGY STAR Qualified Equipment
A C
Ceiling Fan(s), ENERGY STAR Qualified Equipment
Exterior Features
Fence
Back Yard, Fenced, Privacy
Exterior Features
Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Park

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

First level

  • Office

Second level

  • Game Room

Price history

Members only
Days on market
−$97,147 (−14.5%)
$672,137 → $574,990
3
Price reductions
Active
Since Apr 19, 2026
Price trend
List priceApr 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 9, 2026Price Decrease$574,990−$59,000 (−9.3%)
Jul 9, 2026Price Decrease$633,990−$16,000 (−2.5%)
Jun 3, 2026Price Decrease$649,990−$22,147 (−3.3%)
Apr 19, 2026New Listing

Taxes

General Information
Legal
S13864 - BLUFFVIEW, BLOCK C, Lot 9, ACRES 0.176
Geo ID
204973000C0009
Acreage
0.18
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$99,000$0$99,000$99,000

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Wolf Ranch Elementary
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $574,990
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,386 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,386, incomplete: some costs are unavailable

Principal & interest
$2,907
Property taxes
Unavailable
Homeowners insurance
$479

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$459,992$5,141$29,748$454,851
2$454,851$5,486$29,404$449,365
3$449,365$5,853$29,036$443,512
4$443,512$6,245$28,644$437,266
5$437,266$6,663$28,226$430,603
6$430,603$7,110$27,780$423,493
7$423,493$7,586$27,304$415,907
8$415,907$8,094$26,796$407,814
9$407,814$8,636$26,254$399,178
10$399,178$9,214$25,675$389,963
  • Year 1$454,851
    Principal paid
    $5,141
    Interest paid
    $29,748
    Starting balance
    $459,992
  • Year 2$449,365
    Principal paid
    $5,486
    Interest paid
    $29,404
    Starting balance
    $454,851
  • Year 3$443,512
    Principal paid
    $5,853
    Interest paid
    $29,036
    Starting balance
    $449,365
  • Year 4$437,266
    Principal paid
    $6,245
    Interest paid
    $28,644
    Starting balance
    $443,512
  • Year 5$430,603
    Principal paid
    $6,663
    Interest paid
    $28,226
    Starting balance
    $437,266
  • Year 6$423,493
    Principal paid
    $7,110
    Interest paid
    $27,780
    Starting balance
    $430,603
  • Year 7$415,907
    Principal paid
    $7,586
    Interest paid
    $27,304
    Starting balance
    $423,493
  • Year 8$407,814
    Principal paid
    $8,094
    Interest paid
    $26,796
    Starting balance
    $415,907
  • Year 9$399,178
    Principal paid
    $8,636
    Interest paid
    $26,254
    Starting balance
    $407,814
  • Year 10$389,963
    Principal paid
    $9,214
    Interest paid
    $25,675
    Starting balance
    $399,178
First 10 of 30 years

Nearby

Courtesy of First Texas Brokerage Company · (254) 947-5577

Listings courtesy of ACTRIS as distributed by MLS GRID.