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ActiveMLS #9312916

640 Martingale ST, Georgetown TX 78633

Georgetown, TX 78633 · Sun City Nbrhd 78

Single Family Residence for sale in Sun City Nbrhd 78

2Bedrooms
2 full / 1 halfBathrooms
2,209Square Ft
0.23Acres
2Garage
2022Year Built
Price Reduced
1 / 39
$440,000$469,900
3D tour

Overview

Property Description

Welcome to resort-style living in the highly sought-after community of Sun City Texas! Located at 640 Martingale Street in Georgetown, this beautifully maintained home offers the perfect blend of comfort, convenience, and active adult living. Nestled on a quiet street, you’ll enjoy peaceful surroundings while still being just minutes from top-tier amenities. Step inside to discover an inviting, open-concept layout filled with natural light, spacious living areas, and a seamless flow that’s perfect for both everyday living and entertaining. The well-appointed kitchen overlooks the main living space, making it easy to stay connected with guests. Generous bedrooms provide a relaxing retreat, while the primary suite offers privacy and comfort. Out back, unwind on your patio and take in the serene setting—ideal for morning coffee or evening relaxation. Living in Sun City means access to world-class amenities including golf courses, fitness centers, pools, walking trails, and a vibrant calendar of social activities designed to keep you as active and engaged as you’d like to be. Whether you’re looking to downsize or embrace a lifestyle upgrade, this home offers the perfect opportunity to enjoy the best of Central Texas living.

Financial Info
Price
$440,000
$ / Sqft
$199
HOA
Yes - Mandatory / $1,535 / Annually
HOA Name
Sun City Texas HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.1074%
Est. Taxes
$10,323
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
640 Martingale ST
County
Williamson
City
Georgetown
State
TX
Zip
78633
Subdivision
Sun City Nbrhd 78
Legal Description
S12865 - SUN CITY NEIGHBORHOOD 78 (AMD), BLOCK A, LOT 26
Parcel
209931780A0026
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Oven(s), Built-In Range, Dishwasher, Disposal, Exhaust Fan, Microwave, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Tray Ceiling(s), Quartz Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, French Doors, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), None, Blinds, Double Pane Windows, Screens
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
2,209 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Masonry – All Sides
Acres
0.23
Lot Description
Back to Park/Greenbelt, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
Restrictions
Adult 55+
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Gutters Partial, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Dog Park, Fitness Center, Golf, Pool, Tennis Court(s)

Price history

Days on market
−$29,900 (−6.4%)
$469,900 → $440,000
3
Price reductions
Active
Since Aug 19, 2026
Price trend
List priceApr 2026 → Oct 2026
Property history6 events
DateEventPriceChange
Oct 9, 2026Price Decrease$440,000−$5,000 (−1.1%)
Oct 7, 2026Price Decrease$445,000−$5,000 (−1.1%)
Aug 19, 2026Back On Market
Aug 13, 2026Active Under Contract
May 1, 2026Price Decrease$450,000−$19,900 (−4.2%)
Apr 7, 2026New Listing

Taxes

General Information
Legal
S12865 - SUN CITY NEIGHBORHOOD 78 (AMD), BLOCK A, Lot 26
Geo ID
209931780A0026
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,323
MLS tax year
2025
2026 Annual Tax Bill

Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2026$486,6502.185314$10,634.83

Source: Williamson County

Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.

County data checked Nov 1, 2026.

Source: Williamson County

Schools

School Info
District
Georgetown ISD
Elementary
N/A
Middle
N/A
High
N/A

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $440,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,452 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,452

Principal & interest
$2,225
Property taxes
$860
Homeowners insurance
$367

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$352,000$3,934$22,764$348,066
2$348,066$4,198$22,501$343,868
3$343,868$4,479$22,220$339,389
4$339,389$4,779$21,920$334,610
5$334,610$5,099$21,599$329,511
6$329,511$5,441$21,258$324,070
7$324,070$5,805$20,894$318,265
8$318,265$6,194$20,505$312,072
9$312,072$6,608$20,090$305,463
10$305,463$7,051$19,647$298,412
  • Year 1$348,066
    Principal paid
    $3,934
    Interest paid
    $22,764
    Starting balance
    $352,000
  • Year 2$343,868
    Principal paid
    $4,198
    Interest paid
    $22,501
    Starting balance
    $348,066
  • Year 3$339,389
    Principal paid
    $4,479
    Interest paid
    $22,220
    Starting balance
    $343,868
  • Year 4$334,610
    Principal paid
    $4,779
    Interest paid
    $21,920
    Starting balance
    $339,389
  • Year 5$329,511
    Principal paid
    $5,099
    Interest paid
    $21,599
    Starting balance
    $334,610
  • Year 6$324,070
    Principal paid
    $5,441
    Interest paid
    $21,258
    Starting balance
    $329,511
  • Year 7$318,265
    Principal paid
    $5,805
    Interest paid
    $20,894
    Starting balance
    $324,070
  • Year 8$312,072
    Principal paid
    $6,194
    Interest paid
    $20,505
    Starting balance
    $318,265
  • Year 9$305,463
    Principal paid
    $6,608
    Interest paid
    $20,090
    Starting balance
    $312,072
  • Year 10$298,412
    Principal paid
    $7,051
    Interest paid
    $19,647
    Starting balance
    $305,463
First 10 of 30 years

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Courtesy of Kurtz Properties · (512) 417-1780

Listings courtesy of ACTRIS as distributed by MLS GRID.