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ActiveMLS #4952021

645 Treaty Oak DR, Georgetown TX 78628

Georgetown, TX 78628 · Hidden Oaks At Berry

Single Family Residence for sale in Hidden Oaks At Berry

4Bedrooms
3Bathrooms
2,379Square Ft
0.13Acres
2Garage
2023Year Built
1 / 37
$449,000

Overview

Property Description

Welcome to 645 Treaty Oak in Hidden Oaks at Berry Creek! This beautifully maintained 4-bedroom, 3-bath home offers 2,379 square feet of thoughtfully designed living space with contemporary finishes, abundant natural light, and a versatile floor plan. The open-concept living and dining areas connect to a bright kitchen featuring white cabinetry, sleek countertops, stainless steel appliances, a spacious center island, and designer lighting. The main-level primary suite offers a relaxing retreat with dual vanities and a walk-in shower, while the upstairs second living area provides flexibility for a game room, media room, or additional gathering space. Outside, enjoy a fenced backyard and elevated deck overlooking an open, tree-lined landscape with no immediate rear neighbor. Located in desirable Hidden Oaks at Berry Creek, residents enjoy the charm of the established Berry Creek area, with nearby golf, country club amenities available through separate membership, and convenient access to shopping, dining, I-35, and Georgetown's historic downtown square. A wonderful combination of modern comfort, flexible living, and an inviting outdoor setting!

Financial Info
Price
$449,000
$ / Sqft
$189
HOA
Yes - Mandatory / $78 / Monthly
HOA Name
Goodwin & Co
HOA Includes
Trash, Water
Tax Rate
1.91%
Est. Taxes
$1,792
Tax Year
2026
Exemptions
None
Legal Info
Address
645 Treaty Oak DR
County
Williamson
City
Georgetown
State
TX
Zip
78628
Subdivision
Hidden Oaks At Berry
Legal Description
S12362 - HIDDEN OAKS AT BERRY CREEK PH 1 (AMD), BLOCK A, LOT 36
Parcel
113035010A0036
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Gas Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Electric Oven, Stainless Steel Appliance(s)
Laundry
Lower Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), None, Vinyl Windows
General Info
Beds
4 Total / 2 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2023 / Resale
Square Feet
2,379 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Shingle
Construction
Masonry – All Sides, Stone, Stucco
Acres
0.13
Lot Description
Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground
Restrictions
Deed Restrictions
Flood Plain
See Remarks
View
None
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
None, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Clubhouse, Fitness Center, Golf, Playground, Pool, Tennis Court(s), Underground Utilities

Price history

Days on market
$449,000
List price
0
Price reductions
Active
Since Oct 21, 2026
Property history1 event
DateEventPriceChange
Oct 21, 2026New Listing

Taxes

General Information
Legal
S12362 - HIDDEN OAKS AT BERRY CREEK PH 1 (AMD), BLOCK A, Lot 36
Geo ID
113035010A0036
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$1,792
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$75,000$268,374$343,374$343,374

Source: Williamson County

Schools

School Info
District
Jarrell ISD
Elementary
Jarrell
Middle
Jarrell
High
Jarrell

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $449,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,793 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,793

Principal & interest
$2,270
Property taxes
$149
Homeowners insurance
$374

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$359,200$4,015$23,230$355,185
2$355,185$4,284$22,961$350,901
3$350,901$4,571$22,674$346,331
4$346,331$4,877$22,368$341,454
5$341,454$5,203$22,041$336,251
6$336,251$5,552$21,693$330,699
7$330,699$5,924$21,321$324,775
8$324,775$6,320$20,924$318,455
9$318,455$6,744$20,501$311,711
10$311,711$7,195$20,049$304,516
  • Year 1$355,185
    Principal paid
    $4,015
    Interest paid
    $23,230
    Starting balance
    $359,200
  • Year 2$350,901
    Principal paid
    $4,284
    Interest paid
    $22,961
    Starting balance
    $355,185
  • Year 3$346,331
    Principal paid
    $4,571
    Interest paid
    $22,674
    Starting balance
    $350,901
  • Year 4$341,454
    Principal paid
    $4,877
    Interest paid
    $22,368
    Starting balance
    $346,331
  • Year 5$336,251
    Principal paid
    $5,203
    Interest paid
    $22,041
    Starting balance
    $341,454
  • Year 6$330,699
    Principal paid
    $5,552
    Interest paid
    $21,693
    Starting balance
    $336,251
  • Year 7$324,775
    Principal paid
    $5,924
    Interest paid
    $21,321
    Starting balance
    $330,699
  • Year 8$318,455
    Principal paid
    $6,320
    Interest paid
    $20,924
    Starting balance
    $324,775
  • Year 9$311,711
    Principal paid
    $6,744
    Interest paid
    $20,501
    Starting balance
    $318,455
  • Year 10$304,516
    Principal paid
    $7,195
    Interest paid
    $20,049
    Starting balance
    $311,711
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.