2092 Sandy Ranch RD, Harwood TX 78632
Harwood, TX 78632 · Sandy Fork Ranches
Single Family Residence for sale in Sandy Fork Ranches
Overview
Property Description
Perched high in the Sand Hills of Caldwell County, this 56+/- acre high-fenced ranch delivers the kind of views you have to see to believe. Rolling hills, ridgetops, hardwoods and pines create a private hideaway at the end of a quiet cul-de-sac on a county-maintained road. Behind the gate, a 2015 barndominium (approx. 1,500 sq ft, 2 bed/2 bath) pairs rustic style with smart design: soaring ceilings with an oversized fan, stained concrete floors, solid wood cabinetry and doors, granite counters and a big island kitchen with pantry. Wide windows frame the land from nearly every room. The primary suite has an oversized custom-tiled shower and a large walk-in closet. The guest bath has a jetted tub, and the laundry room has a sink and abundant cabinets. Extra closets and a generous attic keep storage simple. Step outside to expansive covered porches and a deck, then explore trails, a wet-weather creek and two ponds, one with a covered fishing dock. A garage, large barn, RV cover and animal shelters handle every toy and trailer. Fallow and axis deer roam the property, along with goats and cattle. Aqua water to the home, plus an ag well.
Financial Info
- Price
- $1,495,000
- $ / Sqft
- $997
- HOA
- None
- Tax Rate
- 1.8775%
- Est. Taxes
- $4,951.38
- Tax Year
- 2026
- Exemptions
- Agricultural, Homestead
Legal Info
- Address
- 2092 Sandy Ranch RD
- County
- Caldwell
- City
- Harwood
- State
- TX
- Zip
- 78632
- Subdivision
- Sandy Fork Ranches
- Legal Description
- SANDY FORK RANCHES, LOT PT 33A & 33B, A-149, ACRES 56.61
- Parcel
- 13091
Interior Features
- Floor
- Concrete
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Ice Maker, Microwave, Free-Standing Gas Oven
- Laundry
- Laundry Room
- Master Bed
- Double Vanity
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Granite Counters, Double Vanity, High Speed Internet, Open Floorplan, Pantry, Smart Thermostat, Prewired, Security Lights, See Remarks, Double Pane Windows
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2015 / Resale
- Square Feet
- 1,500 / Public Records
- Garage Desc
- Covered, Deck, Detached Carport, Electric Gate, RV Access/Parking, RV Carport
- Foundation
- Slab
- Roof
- Metal
- Construction
- Spray Foam Insulation, Metal Siding
- Acres
- 56.61
- Lot Description
- Agricultural, Cul-De-Sac, Farm, Rolling Slope, Trees-Heavy, Trees-Large (Over 40 Ft), Views, Waterfall
- Restrictions
- None
- Flood Plain
- Partial
- View
- Panoramic, Pasture
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public, Well
- Sewer
- Septic Tank
- Utilities
- Above Ground, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Perimeter, See Remarks
- Exterior Features
- See Remarks, Covered, Deck, Front Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 3, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Navarro (Lockhart ISD)
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$9,219 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $9,219
- Principal & interest
- $7,560
- Property taxes
- $413
- Homeowners insurance
- $1,246
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $1,196,000 | $13,368 | $77,346 | $1,182,632 | |
| 2 | $1,182,632 | $14,263 | $76,451 | $1,168,369 | |
| 3 | $1,168,369 | $15,219 | $75,496 | $1,153,150 | |
| 4 | $1,153,150 | $16,238 | $74,477 | $1,136,912 | |
| 5 | $1,136,912 | $17,325 | $73,389 | $1,119,587 | |
| 6 | $1,119,587 | $18,485 | $72,229 | $1,101,102 | |
| 7 | $1,101,102 | $19,724 | $70,991 | $1,081,378 | |
| 8 | $1,081,378 | $21,044 | $69,670 | $1,060,334 | |
| 9 | $1,060,334 | $22,454 | $68,261 | $1,037,880 | |
| 10 | $1,037,880 | $23,958 | $66,757 | $1,013,922 |
- Year 1$1,182,632
- Principal paid
- $13,368
- Interest paid
- $77,346
- Starting balance
- $1,196,000
- Year 2$1,168,369
- Principal paid
- $14,263
- Interest paid
- $76,451
- Starting balance
- $1,182,632
- Year 3$1,153,150
- Principal paid
- $15,219
- Interest paid
- $75,496
- Starting balance
- $1,168,369
- Year 4$1,136,912
- Principal paid
- $16,238
- Interest paid
- $74,477
- Starting balance
- $1,153,150
- Year 5$1,119,587
- Principal paid
- $17,325
- Interest paid
- $73,389
- Starting balance
- $1,136,912
- Year 6$1,101,102
- Principal paid
- $18,485
- Interest paid
- $72,229
- Starting balance
- $1,119,587
- Year 7$1,081,378
- Principal paid
- $19,724
- Interest paid
- $70,991
- Starting balance
- $1,101,102
- Year 8$1,060,334
- Principal paid
- $21,044
- Interest paid
- $69,670
- Starting balance
- $1,081,378
- Year 9$1,037,880
- Principal paid
- $22,454
- Interest paid
- $68,261
- Starting balance
- $1,060,334
- Year 10$1,013,922
- Principal paid
- $23,958
- Interest paid
- $66,757
- Starting balance
- $1,037,880
Courtesy of TS Realty · (210) 269-9940
Listings courtesy of ACTRIS as distributed by MLS GRID.