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ActiveMLS #3286824

2092 Sandy Ranch RD, Harwood TX 78632

Harwood, TX 78632 · Sandy Fork Ranches

Single Family Residence for sale in Sandy Fork Ranches

2Bedrooms
2Bathrooms
1,500Square Ft
56.61Acres
0Garage
2015Year Built
New
1 / 37
$1,495,000
3D tour

Overview

Property Description

Perched high in the Sand Hills of Caldwell County, this 56+/- acre high-fenced ranch delivers the kind of views you have to see to believe. Rolling hills, ridgetops, hardwoods and pines create a private hideaway at the end of a quiet cul-de-sac on a county-maintained road. Behind the gate, a 2015 barndominium (approx. 1,500 sq ft, 2 bed/2 bath) pairs rustic style with smart design: soaring ceilings with an oversized fan, stained concrete floors, solid wood cabinetry and doors, granite counters and a big island kitchen with pantry. Wide windows frame the land from nearly every room. The primary suite has an oversized custom-tiled shower and a large walk-in closet. The guest bath has a jetted tub, and the laundry room has a sink and abundant cabinets. Extra closets and a generous attic keep storage simple. Step outside to expansive covered porches and a deck, then explore trails, a wet-weather creek and two ponds, one with a covered fishing dock. A garage, large barn, RV cover and animal shelters handle every toy and trailer. Fallow and axis deer roam the property, along with goats and cattle. Aqua water to the home, plus an ag well.

Financial Info
Price
$1,495,000
$ / Sqft
$997
HOA
None
Tax Rate
1.8775%
Est. Taxes
$4,951.38
Tax Year
2026
Exemptions
Agricultural, Homestead
Legal Info
Address
2092 Sandy Ranch RD
County
Caldwell
City
Harwood
State
TX
Zip
78632
Subdivision
Sandy Fork Ranches
Legal Description
SANDY FORK RANCHES, LOT PT 33A & 33B, A-149, ACRES 56.61
Parcel
13091
Interior Features
Floor
Concrete
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Ice Maker, Microwave, Free-Standing Gas Oven
Laundry
Laundry Room
Master Bed
Double Vanity
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, Double Vanity, High Speed Internet, Open Floorplan, Pantry, Smart Thermostat, Prewired, Security Lights, See Remarks, Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2015 / Resale
Square Feet
1,500 / Public Records
Garage Desc
Covered, Deck, Detached Carport, Electric Gate, RV Access/Parking, RV Carport
Foundation
Slab
Roof
Metal
Construction
Spray Foam Insulation, Metal Siding
Acres
56.61
Lot Description
Agricultural, Cul-De-Sac, Farm, Rolling Slope, Trees-Heavy, Trees-Large (Over 40 Ft), Views, Waterfall
Restrictions
None
Flood Plain
Partial
View
Panoramic, Pasture
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public, Well
Sewer
Septic Tank
Utilities
Above Ground, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Perimeter, See Remarks
Exterior Features
See Remarks, Covered, Deck, Front Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
$1,495,000
List price
0
Price reductions
Active
Since Nov 3, 2026
Property history1 event
DateEventPriceChange
Nov 3, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Navarro (Lockhart ISD)
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,495,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$9,219 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $9,219

Principal & interest
$7,560
Property taxes
$413
Homeowners insurance
$1,246

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,196,000$13,368$77,346$1,182,632
2$1,182,632$14,263$76,451$1,168,369
3$1,168,369$15,219$75,496$1,153,150
4$1,153,150$16,238$74,477$1,136,912
5$1,136,912$17,325$73,389$1,119,587
6$1,119,587$18,485$72,229$1,101,102
7$1,101,102$19,724$70,991$1,081,378
8$1,081,378$21,044$69,670$1,060,334
9$1,060,334$22,454$68,261$1,037,880
10$1,037,880$23,958$66,757$1,013,922
  • Year 1$1,182,632
    Principal paid
    $13,368
    Interest paid
    $77,346
    Starting balance
    $1,196,000
  • Year 2$1,168,369
    Principal paid
    $14,263
    Interest paid
    $76,451
    Starting balance
    $1,182,632
  • Year 3$1,153,150
    Principal paid
    $15,219
    Interest paid
    $75,496
    Starting balance
    $1,168,369
  • Year 4$1,136,912
    Principal paid
    $16,238
    Interest paid
    $74,477
    Starting balance
    $1,153,150
  • Year 5$1,119,587
    Principal paid
    $17,325
    Interest paid
    $73,389
    Starting balance
    $1,136,912
  • Year 6$1,101,102
    Principal paid
    $18,485
    Interest paid
    $72,229
    Starting balance
    $1,119,587
  • Year 7$1,081,378
    Principal paid
    $19,724
    Interest paid
    $70,991
    Starting balance
    $1,101,102
  • Year 8$1,060,334
    Principal paid
    $21,044
    Interest paid
    $69,670
    Starting balance
    $1,081,378
  • Year 9$1,037,880
    Principal paid
    $22,454
    Interest paid
    $68,261
    Starting balance
    $1,060,334
  • Year 10$1,013,922
    Principal paid
    $23,958
    Interest paid
    $66,757
    Starting balance
    $1,037,880
First 10 of 30 years

Courtesy of TS Realty · (210) 269-9940

Listings courtesy of ACTRIS as distributed by MLS GRID.