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ActiveMLS #4734818

101 Western SPUR, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay Proper

Single Family Residence for sale in Horseshoe Bay Proper

3Bedrooms
2Bathrooms
1,659Square Ft
0.25Acres
2Garage
2005Year Built
Price Reduced
1 / 21
$435,000$475,000
3D tour

Overview

Property Description

Now offered at $435,000—exceptional value in the heart of Horseshoe Bay! Short-Term Rentals (STRs) are permitted, making this an outstanding investment opportunity or a flexible lock-and-leave getaway you can enjoy whenever you're in town. 101 Western Spur pairs timeless Hill Country charm with everyday convenience. Located just one block from RR 2147, this address offers swift access to Marble Falls, Hwy 71, local dining, medical facilities, and resort amenities—with the corner 7-Eleven just a short stroll away for essentials. Inside, the 1,659-sq-ft single-level floor plan has zero interior steps for effortless living. Vaulted ceilings and generous windows fill the home with natural light, while a distinctive double-sided fireplace warms both the living room and kitchen. The kitchen features abundant counter space, great storage, and an easy flow for entertaining guests. A private primary suite is complemented by two guest bedrooms—ideal for vacation renters, family, or a home office. Outside, the oversized lot is framed by mature trees where deer are frequent visitors, while a private fenced patio provides a protected retreat for morning coffee and pets. Single-story, STR-friendly, and repositioned at $435,000, 101 Western Spur is one of Horseshoe Bay's most compelling opportunities under $500k.

Financial Info
Price
$435,000
$ / Sqft
$262
HOA
Yes - Mandatory / $300 / Annually
HOA Name
POA
HOA Includes
Common Area Maintenance
Tax Rate
1.3383%
Est. Taxes
$5,403
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
101 Western SPUR
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay Proper
Legal Description
HORSESHOE BAY LT 7008
Parcel
34021
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Electric Range, Ice Maker, Instant Hot Water, Electric Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Kitchen, Living Room, See Through
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Quartz Counters, No Interior Steps, Pantry, Recessed Lighting, Walk-In Closet(s), Prewired, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2005 / Resale
Square Feet
1,659 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Metal
Construction
Stone
Acres
0.25
Lot Description
Level
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Natural Gas Not Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Wrought Iron
Exterior Features
Gutters Full, Covered, Deck, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$40,000 (−8.4%)
$475,000 → $435,000
2
Price reductions
Active
Since Mar 27, 2026
Price trend
List priceMar 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 9, 2026Price Decrease$435,000−$24,900 (−5.4%)
Apr 30, 2026Price Decrease$459,900−$15,100 (−3.2%)
Mar 27, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $435,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,013 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,013

Principal & interest
$2,200
Property taxes
$450
Homeowners insurance
$363

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$348,000$3,890$22,505$344,110
2$344,110$4,150$22,245$339,960
3$339,960$4,428$21,967$335,532
4$335,532$4,725$21,670$330,807
5$330,807$5,041$21,354$325,766
6$325,766$5,379$21,016$320,387
7$320,387$5,739$20,656$314,649
8$314,649$6,123$20,272$308,525
9$308,525$6,533$19,862$301,992
10$301,992$6,971$19,424$295,021
  • Year 1$344,110
    Principal paid
    $3,890
    Interest paid
    $22,505
    Starting balance
    $348,000
  • Year 2$339,960
    Principal paid
    $4,150
    Interest paid
    $22,245
    Starting balance
    $344,110
  • Year 3$335,532
    Principal paid
    $4,428
    Interest paid
    $21,967
    Starting balance
    $339,960
  • Year 4$330,807
    Principal paid
    $4,725
    Interest paid
    $21,670
    Starting balance
    $335,532
  • Year 5$325,766
    Principal paid
    $5,041
    Interest paid
    $21,354
    Starting balance
    $330,807
  • Year 6$320,387
    Principal paid
    $5,379
    Interest paid
    $21,016
    Starting balance
    $325,766
  • Year 7$314,649
    Principal paid
    $5,739
    Interest paid
    $20,656
    Starting balance
    $320,387
  • Year 8$308,525
    Principal paid
    $6,123
    Interest paid
    $20,272
    Starting balance
    $314,649
  • Year 9$301,992
    Principal paid
    $6,533
    Interest paid
    $19,862
    Starting balance
    $308,525
  • Year 10$295,021
    Principal paid
    $6,971
    Interest paid
    $19,424
    Starting balance
    $301,992
First 10 of 30 years

Nearby

Courtesy of LPT Realty, LLC · (877) 366-2213

Listings courtesy of ACTRIS as distributed by MLS GRID.