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104 Island Dr Dr J 9784157Edit search
ActiveMLS #9784157

104 Island Dr DR # J, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay

Townhouse for sale in Horseshoe Bay

3Bedrooms
4Bathrooms
1,796Square Ft
0.03Acres
0Garage
1979Year Built
Price Reduced
1 / 18
$1,175,000$1,250,000

Overview

Property Description

A refined lakefront retreat where luxury feels effortless. Nestled along the constant-level waters of Lake LBJ, this fully furnished waterfront townhome blends sophisticated design with the ease of resort living. Thoughtfully designed for those who value time on the water as much as time away, the residence offers three bedrooms, four baths, generous gathering spaces, and seamless indoor-outdoor living. Walls of glass invite natural light and serene lake views into the main level, while the lower-level retreat opens to a covered patio and private day dock—perfect for morning paddle boarding, afternoon boating, or simply enjoying the peaceful waterfront setting. The spacious primary suite provides a private sanctuary with calming water views, an elegant bath, and generous walk-in closet. Located just steps from the exceptional amenities of Horseshoe Bay Resort & The Club (membership required) —including championship golf, the Yacht Club, marina, resort pools, tennis, pickleball, spa, dining, and private aviation—the home offers a rare combination of turnkey convenience and an exceptional waterfront lifestyle.

Financial Info
Price
$1,175,000
$ / Sqft
$654
HOA
Yes - Mandatory / $750 / Quarterly
HOA Name
SHORELINE HOA
HOA Includes
Common Area Maintenance
Est. Taxes
$5,900
Tax Year
2025
Exemptions
None
Legal Info
Address
104 Island Dr DR # J
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay
Legal Description
SHORELINE TH PHASE II HORSESHOE BAY 33007-J BLDG 2
Parcel
40044
Interior Features
Floor
Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Oven, RNGHD, Refrigerator
Laundry
In Unit, Inside, Laundry Room, Lower Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Stone Counters, Walk-In Closet(s), None, Window Coverings
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
4 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
3
Year Built
1979 / Resale
Square Feet
1,796 / Public Records
Garage Desc
See Remarks
Foundation
Slab
Roof
Metal
Construction
Wood Siding
Acres
0.03
Lot Description
Views
Restrictions
See Remarks
Flood Plain
No
View
Hill Country, Lake, Panoramic, Rural, Water
Water Access
Yes
Waterfront
Yes
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Internet-Fiber, Phone Available, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Boat Dock - Private, Exterior Steps, Private Entrance, Awning(s), Covered, Deck, Patio, Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$75,000 (−6%)
$1,250,000 → $1,175,000
2
Price reductions
Active
Since May 23, 2026
Price trend
List priceMay 2026 → Sep 2026
Property history3 events
DateEventPriceChange
Sep 17, 2026Price Decrease$1,175,000−$20,000 (−1.7%)
Jul 24, 2026Price Decrease$1,195,000−$55,000 (−4.4%)
May 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,175,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$7,412 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $7,412

Principal & interest
$5,941
Property taxes
$492
Homeowners insurance
$979

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$940,000$10,507$60,791$929,493
2$929,493$11,210$60,087$918,283
3$918,283$11,961$59,336$906,322
4$906,322$12,762$58,535$893,560
5$893,560$13,617$57,680$879,943
6$879,943$14,529$56,769$865,414
7$865,414$15,502$55,796$849,913
8$849,913$16,540$54,757$833,373
9$833,373$17,648$53,650$815,725
10$815,725$18,830$52,468$796,896
  • Year 1$929,493
    Principal paid
    $10,507
    Interest paid
    $60,791
    Starting balance
    $940,000
  • Year 2$918,283
    Principal paid
    $11,210
    Interest paid
    $60,087
    Starting balance
    $929,493
  • Year 3$906,322
    Principal paid
    $11,961
    Interest paid
    $59,336
    Starting balance
    $918,283
  • Year 4$893,560
    Principal paid
    $12,762
    Interest paid
    $58,535
    Starting balance
    $906,322
  • Year 5$879,943
    Principal paid
    $13,617
    Interest paid
    $57,680
    Starting balance
    $893,560
  • Year 6$865,414
    Principal paid
    $14,529
    Interest paid
    $56,769
    Starting balance
    $879,943
  • Year 7$849,913
    Principal paid
    $15,502
    Interest paid
    $55,796
    Starting balance
    $865,414
  • Year 8$833,373
    Principal paid
    $16,540
    Interest paid
    $54,757
    Starting balance
    $849,913
  • Year 9$815,725
    Principal paid
    $17,648
    Interest paid
    $53,650
    Starting balance
    $833,373
  • Year 10$796,896
    Principal paid
    $18,830
    Interest paid
    $52,468
    Starting balance
    $815,725
First 10 of 30 years

Nearby

Courtesy of Phyllis Browning Company · (512) 215-8587

Listings courtesy of ACTRIS as distributed by MLS GRID.