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104 Smugglers Cv 3420939Edit search
ActiveMLS #3420939

104 Smugglers CV, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay West

Single Family Residence for sale in Horseshoe Bay West

4Bedrooms
3Bathrooms
3,160Square Ft
0.58Acres
2Garage
2019Year Built
Price Reduced
1 / 38
$999,000$1,065,000

Overview

Property Description

Experience elevated golf course living in this exceptional 4-bedroom, 3-bath home overlooking the 2nd hole of Ram Rock Golf Course in Horseshoe Bay. With 3,160 square feet of thoughtfully designed space, this residence perfectly blends luxury, comfort, and everyday functionality. The open-concept living area features a gas fireplace with custom built-ins and seamless access to a covered back patio through expansive sliding doors, creating the perfect setting to relax and take in the peaceful golf course views. The chef’s kitchen is beautifully appointed with quartz countertops, tile backsplash, a 5-burner gas range, spacious walk-in pantry, and both formal and casual dining spaces designed for entertaining and everyday living. The main-floor primary suite serves as a private retreat with French doors leading to the patio, dual walk-in closets with custom built-ins, and a spa-inspired bath featuring dual quartz vanities, a soaking tub, and walk-in shower. A secondary bedroom and full bath on the main level offer ideal accommodations for guests. Upstairs, you’ll find two additional bedrooms, a full bath, and a versatile landing area perfect for a home office, fitness space, or media area. Additional highlights include a stone and stucco exterior, full gutters, electric shades, abundant built-in storage, and a well-equipped laundry room with a wine fridge and utility sink. From the thoughtfully designed interior to the serene golf course backdrop, this home delivers the perfect blend of luxury Hill Country living and resort-style comfort.

Financial Info
Price
$999,000
$ / Sqft
$316
HOA
Yes - Mandatory / $866.52 / Annually
HOA Name
Horseshoe Bay POA
HOA Includes
Common Area Maintenance
Tax Rate
1.34%
Est. Taxes
$12,900
Tax Year
2025
Exemptions
None
Legal Info
Address
104 Smugglers CV
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay West
Legal Description
HORSESHOE BAY WEST LT W5093-A
Parcel
107250W050930
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Gas Oven, Cooktop, Dishwasher, Disposal, Gas Cooktop, Microwave, Oven, RNGHD, Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Quartz Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Double Pane Windows, Window Treatments
General Info
Beds
4 Total / 2 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
3,160 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides, Stucco
Acres
0.58
Lot Description
Cul-De-Sac, Front Yard, Landscaped, Backs To Golf Course, Sloped Down, Sprinkler - Automatic, Sprinkler - In-ground, Many Trees, Views
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Golf Course, Hill Country
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Propane, Underground Utilities
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Gutters Partial, Covered, Deck, Patio, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Golf, Playground, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Kitchn - Breakfast Area, Center Island, Quartz Counters, Eat In Kitchen, Open to Family Room, Pantry

  • Primary Bedroom
  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath, Garden Tub, Separate Shower, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
−$66,000 (−6.2%)
$1,065,000 → $999,000
1
Price reduction
Active
Since Mar 31, 2026
Price trend
List priceMar 2026 → Jun 2026
Property history2 events
DateEventPriceChange
Jun 28, 2026Price Decrease$999,000−$66,000 (−6.2%)
Mar 31, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Packsaddle
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $999,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,959 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,959

Principal & interest
$5,051
Property taxes
$1,075
Homeowners insurance
$833

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$799,200$8,933$51,685$790,267
2$790,267$9,531$51,087$780,736
3$780,736$10,169$50,448$770,567
4$770,567$10,850$49,767$759,716
5$759,716$11,577$49,041$748,139
6$748,139$12,353$48,265$735,786
7$735,786$13,180$47,438$722,607
8$722,607$14,062$46,555$708,544
9$708,544$15,004$45,614$693,540
10$693,540$16,009$44,609$677,531
  • Year 1$790,267
    Principal paid
    $8,933
    Interest paid
    $51,685
    Starting balance
    $799,200
  • Year 2$780,736
    Principal paid
    $9,531
    Interest paid
    $51,087
    Starting balance
    $790,267
  • Year 3$770,567
    Principal paid
    $10,169
    Interest paid
    $50,448
    Starting balance
    $780,736
  • Year 4$759,716
    Principal paid
    $10,850
    Interest paid
    $49,767
    Starting balance
    $770,567
  • Year 5$748,139
    Principal paid
    $11,577
    Interest paid
    $49,041
    Starting balance
    $759,716
  • Year 6$735,786
    Principal paid
    $12,353
    Interest paid
    $48,265
    Starting balance
    $748,139
  • Year 7$722,607
    Principal paid
    $13,180
    Interest paid
    $47,438
    Starting balance
    $735,786
  • Year 8$708,544
    Principal paid
    $14,062
    Interest paid
    $46,555
    Starting balance
    $722,607
  • Year 9$693,540
    Principal paid
    $15,004
    Interest paid
    $45,614
    Starting balance
    $708,544
  • Year 10$677,531
    Principal paid
    $16,009
    Interest paid
    $44,609
    Starting balance
    $693,540
First 10 of 30 years

Nearby

Courtesy of eXp Realty LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.