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ActiveMLS #3703884

1202 Hi Stirrup # 401, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · The Oaks

Condominium for sale in The Oaks

2Bedrooms
2Bathrooms
1,248Square Ft
0.02Acres
0Garage
1977Year Built
Price Reduced
1 / 36
$144,000$149,000

Overview

Property Description

nvestor Opportunity in Horseshoe Bay! Tenant in place and a strong rental history over the past 5½ years, making this an attractive investment property from day one. This top-floor corner unit at Big Spur and Hi Stirrup offers 2 bedrooms, 2 baths, plus a study with built-in shelving. The spacious primary suite features a dressing area, walk-in closet, ensuite bath, and sliding glass doors opening to a private balcony overlooking mature trees and lawn. The second bedroom also includes a walk-in closet. Additional features include carpet and hard tile flooring, an indoor utility room, and an efficient all-electric kitchen. Enjoy the privacy and views that come with a desirable upper-level corner location. One assigned covered carport space is included, along with ample guest parking. Conveniently located within walking distance of Slick Rock Golf Course and just minutes from Horseshoe Bay Resort amenities (membership required), as well as the community picnic and event center. Whether you're looking to expand your investment portfolio or secure a future Hill Country getaway, this property offers location, convenience, and proven rental performance.

Financial Info
Price
$144,000
$ / Sqft
$115
HOA
Yes - Mandatory / $350 / Monthly
HOA Name
The Oaks
HOA Includes
Common Area Maintenance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Rate
1.34%
Est. Taxes
$2,423
Tax Year
2026
Exemptions
None
Legal Info
Address
1202 Hi Stirrup # 401
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
The Oaks
Legal Description
THE OAKS CONDO HORSESHOE BAY BLDG D UNIT 401
Parcel
11875004010D0
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Microwave, Free-Standing Electric Range, Refrigerator, Washer/Dryer
Laundry
In Unit
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Quartz Counters, Electric Dryer Hookup, Open Floorplan, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Washer Hookup, None, Aluminum Frames
General Info
Beds
2 Total / 1 Main Level / 1 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1977 / Resale
Square Feet
1,248 / Public Records
Garage Desc
Attached Carport, Parking Lot
Foundation
Slab
Roof
Metal
Construction
Masonry – Partial, Wood Siding
Acres
0.02
Lot Description
None
Restrictions
Covenant
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Patio, Rear Porch
Pool On Property
No
Area Amenities
Common Grounds, Golf, Lake, Putting Green

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Corian Counters, Plumbed for Icemaker

  • Living Room

    Opens to balcony.

  • Primary Bedroom

    Opens to balcony. Has a dressing table by the walk-in closet. Has a full bath with a shower.

Price history

Days on market
−$5,000 (−3.4%)
$149,000 → $144,000
1
Price reduction
Active
Since Jul 30, 2026
Price trend
List priceJul 2026 → Nov 2026
Property history2 events
DateEventPriceChange
Nov 3, 2026Price Decrease$144,000−$5,000 (−3.4%)
Jul 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $144,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,050 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,050

Principal & interest
$728
Property taxes
$202
Homeowners insurance
$120

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$115,200$1,288$7,450$113,912
2$113,912$1,374$7,364$112,539
3$112,539$1,466$7,272$111,073
4$111,073$1,564$7,174$109,509
5$109,509$1,669$7,069$107,840
6$107,840$1,781$6,957$106,059
7$106,059$1,900$6,838$104,160
8$104,160$2,027$6,711$102,132
9$102,132$2,163$6,575$99,970
10$99,970$2,308$6,430$97,662
  • Year 1$113,912
    Principal paid
    $1,288
    Interest paid
    $7,450
    Starting balance
    $115,200
  • Year 2$112,539
    Principal paid
    $1,374
    Interest paid
    $7,364
    Starting balance
    $113,912
  • Year 3$111,073
    Principal paid
    $1,466
    Interest paid
    $7,272
    Starting balance
    $112,539
  • Year 4$109,509
    Principal paid
    $1,564
    Interest paid
    $7,174
    Starting balance
    $111,073
  • Year 5$107,840
    Principal paid
    $1,669
    Interest paid
    $7,069
    Starting balance
    $109,509
  • Year 6$106,059
    Principal paid
    $1,781
    Interest paid
    $6,957
    Starting balance
    $107,840
  • Year 7$104,160
    Principal paid
    $1,900
    Interest paid
    $6,838
    Starting balance
    $106,059
  • Year 8$102,132
    Principal paid
    $2,027
    Interest paid
    $6,711
    Starting balance
    $104,160
  • Year 9$99,970
    Principal paid
    $2,163
    Interest paid
    $6,575
    Starting balance
    $102,132
  • Year 10$97,662
    Principal paid
    $2,308
    Interest paid
    $6,430
    Starting balance
    $99,970
First 10 of 30 years

Nearby

Courtesy of Pilgreen Properties · (979) 541-3885

Listings courtesy of ACTRIS as distributed by MLS GRID.