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1302 Ponderosa Bnd 4814765Edit search
ActiveMLS #4814765

1302 Ponderosa BND, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay South

Single Family Residence for sale in Horseshoe Bay South

3Bedrooms
2Bathrooms
1,620Square Ft
0.22Acres
2Garage
2022Year Built
Price Reduced
1 / 40
$392,900$398,000

Overview

Property Description

Immaculately maintained and thoughtfully upgraded, this 3-bedroom, 2-bath home offers 1,620 sqft of modern living on a 0.22-acre greenbelt lot in the heart of Horseshoe Bay. Built in 2022, it presents like new with strategic improvements that enhance comfort, efficiency, and long-term value. The adjacent lot will remain undeveloped, creating a rare buffer and added privacy not often found in similar homes. Inside, enjoy tile flooring throughout the main living areas, new hardwood laminate flooring in all bedrooms (2025), granite countertops, and a well-executed open-concept layout designed for both functionality and flow. The kitchen, dining, and living spaces connect seamlessly, making the home ideal for everyday living or entertaining. The primary suite is privately positioned and features an oversized walk-in closet, dual vanities, and a spacious, well-designed bath. Notable Improvements & Upgrades: 2023: Whirlpool washer & dryer, Frigidaire refrigerator, window treatments throughout, full ADT security system (cameras, doorbell cam, smoke detection, glass break & window sensors). 2025: Kitchen faucet, dining chandelier, septic pump w/ transferable maintenance plan, internal AC fan (warranty), 15-year termite prevention treatment, new front landscaping, hardwood laminate flooring in all bedrooms. Outdoor living includes a covered patio and a peaceful greenbelt backdrop, offering a low-maintenance lifestyle with added privacy in one of the Hill Country’s most desirable communities.

Financial Info
Price
$392,900
$ / Sqft
$243
HOA
Yes - Mandatory / $351.51 / Annually
HOA Name
Horseshoe Bay POA
HOA Includes
Common Area Maintenance
Tax Rate
1.5%
Est. Taxes
$6,300
Tax Year
2025
Exemptions
None
Legal Info
Address
1302 Ponderosa BND
County
Burnet
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay South
Legal Description
S5221 HORSESHOE BAY SOUTH LOT K9073, PLAT K9
Parcel
22352
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Range, Microwave, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, Entrance Foyer, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,620 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
HardiPlank Type, Stone
Acres
0.22
Lot Description
Back Yard
Restrictions
See Remarks
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
None
Exterior Features
No Exterior Steps, Private Yard, Covered, Deck, Front Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Park, Picnic Area

Price history

Members only
Days on market
−$5,100 (−1.3%)
$398,000 → $392,900
2
Price reductions
Active
Since Apr 30, 2026
Price trend
List priceApr 2026 → Jul 2026
Property history3 events
DateEventPriceChange
Jul 29, 2026Price Decrease$392,900−$2,100 (−0.5%)
May 22, 2026Price Decrease$395,000−$3,000 (−0.8%)
Apr 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Colt
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $392,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,839 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,839

Principal & interest
$1,987
Property taxes
$525
Homeowners insurance
$327

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$314,320$3,513$20,327$310,807
2$310,807$3,749$20,092$307,058
3$307,058$4,000$19,841$303,059
4$303,059$4,267$19,573$298,791
5$298,791$4,553$19,287$294,238
6$294,238$4,858$18,982$289,380
7$289,380$5,184$18,657$284,196
8$284,196$5,531$18,310$278,666
9$278,666$5,901$17,940$272,765
10$272,765$6,296$17,544$266,468
  • Year 1$310,807
    Principal paid
    $3,513
    Interest paid
    $20,327
    Starting balance
    $314,320
  • Year 2$307,058
    Principal paid
    $3,749
    Interest paid
    $20,092
    Starting balance
    $310,807
  • Year 3$303,059
    Principal paid
    $4,000
    Interest paid
    $19,841
    Starting balance
    $307,058
  • Year 4$298,791
    Principal paid
    $4,267
    Interest paid
    $19,573
    Starting balance
    $303,059
  • Year 5$294,238
    Principal paid
    $4,553
    Interest paid
    $19,287
    Starting balance
    $298,791
  • Year 6$289,380
    Principal paid
    $4,858
    Interest paid
    $18,982
    Starting balance
    $294,238
  • Year 7$284,196
    Principal paid
    $5,184
    Interest paid
    $18,657
    Starting balance
    $289,380
  • Year 8$278,666
    Principal paid
    $5,531
    Interest paid
    $18,310
    Starting balance
    $284,196
  • Year 9$272,765
    Principal paid
    $5,901
    Interest paid
    $17,940
    Starting balance
    $278,666
  • Year 10$266,468
    Principal paid
    $6,296
    Interest paid
    $17,544
    Starting balance
    $272,765
First 10 of 30 years

Nearby

Courtesy of Maria A Lopez, Broker · (512) 914-8037

Listings courtesy of ACTRIS as distributed by MLS GRID.