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ActiveMLS #5084773

3504 Pack Saddle DR, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Blue Lake Estates

Single Family Residence for sale in Blue Lake Estates

4Bedrooms
4 full / 1 halfBathrooms
4,000Square Ft
1.22Acres
3Garage
2012Year Built
1 / 40
$4,500,000

Overview

Property Description

Rare, single-story, one-owner waterfront masterpiece in Blue Lake Estates, Lake LBJ’s most coveted community. Situated on an oversized lot framed by majestic Live Oaks, this Contemporary Hill Country estate effortlessly blends luxury and lakefront living. The expansive single-story layout features 4 bedrooms, 4.5 baths, an office, and a hidden kid's room. Designed for entertaining, the home boasts multiple fireplaces and a year-round screened porch. Step outside to a resort-style oasis featuring a lush, lake-irrigated lawn, an oversized pool, and a premium outdoor kitchen. Car enthusiasts will love the rare, three-car garage. The steel-constructed boat dock sitting on 80 feet of cove-protected frontage, just seconds from open water is the ideal spots for your boat and jet skis. Located in the heart of Horseshoe Bay, a golf cart ride away from Blue Lake Golf Course. Available fully furnished for a seamless, turnkey transition!

Financial Info
Price
$4,500,000
$ / Sqft
$1125
HOA
Yes - Mandatory / $460 / Annually
HOA Name
Blue Lake Estates POA
HOA Includes
Common Area Maintenance, See Remarks
Tax Rate
1.36%
Est. Taxes
$22,989.72
Tax Year
2024
Exemptions
None
Legal Info
Address
3504 Pack Saddle DR
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Blue Lake Estates
Legal Description
BLUE LAKE ESTATES UNIT 4 LT 232-A
Parcel
24035
Interior Features
Floor
Tile
Num Living
2
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Kitchen Island
Appliances
Built-In Gas Range, Dishwasher, Disposal, Ice Maker, Free-Standing Gas Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
3
Fireplace Description
Gas
Interior Features
Built-in Features, High Ceilings, Granite Counters, Eat-in Kitchen, Kitchen Island, Multiple Living Areas, Natural Woodwork, No Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), Security System Owned, Smoke Detector(s), Double Pane Windows, Insulated Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
4 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2012 / Updated/Remodeled
Square Feet
4,000 / Owner
Garages
3
Garage Desc
Garage, Garage Faces Side, Private
Foundation
Slab
Roof
Metal
Construction
Wood Siding, Stone
Acres
1.22
Lot Description
Landscaped, Near Golf Course, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
Partial
View
Hill Country, Water
Water Access
Yes
Waterfront
Yes
Area
LL
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Propane, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced
Exterior Features
Boat Dock - Private, Boat Slip, Gas Grill, Gutters Full, Outdoor Grill, Private Yard, Rear Porch, Screened
Pool On Property
Yes
Area Amenities
Fishing, Lake, Park, Picnic Area, Playground, Tennis Court(s)

Price history

Members only
Days on market
$4,500,000
List price
0
Price reductions
Active
Since Aug 1, 2026
Property history1 event
DateEventPriceChange
Aug 1, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $4,500,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$28,420 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $28,420

Principal & interest
$22,754
Property taxes
$1,916
Homeowners insurance
$3,750

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$3,600,000$40,238$232,815$3,559,762
2$3,559,762$42,933$230,120$3,516,829
3$3,516,829$45,808$227,245$3,471,021
4$3,471,021$48,876$224,177$3,422,145
5$3,422,145$52,149$220,904$3,369,995
6$3,369,995$55,642$217,411$3,314,353
7$3,314,353$59,368$213,685$3,254,985
8$3,254,985$63,344$209,709$3,191,640
9$3,191,640$67,587$205,467$3,124,054
10$3,124,054$72,113$200,940$3,051,941
  • Year 1$3,559,762
    Principal paid
    $40,238
    Interest paid
    $232,815
    Starting balance
    $3,600,000
  • Year 2$3,516,829
    Principal paid
    $42,933
    Interest paid
    $230,120
    Starting balance
    $3,559,762
  • Year 3$3,471,021
    Principal paid
    $45,808
    Interest paid
    $227,245
    Starting balance
    $3,516,829
  • Year 4$3,422,145
    Principal paid
    $48,876
    Interest paid
    $224,177
    Starting balance
    $3,471,021
  • Year 5$3,369,995
    Principal paid
    $52,149
    Interest paid
    $220,904
    Starting balance
    $3,422,145
  • Year 6$3,314,353
    Principal paid
    $55,642
    Interest paid
    $217,411
    Starting balance
    $3,369,995
  • Year 7$3,254,985
    Principal paid
    $59,368
    Interest paid
    $213,685
    Starting balance
    $3,314,353
  • Year 8$3,191,640
    Principal paid
    $63,344
    Interest paid
    $209,709
    Starting balance
    $3,254,985
  • Year 9$3,124,054
    Principal paid
    $67,587
    Interest paid
    $205,467
    Starting balance
    $3,191,640
  • Year 10$3,051,941
    Principal paid
    $72,113
    Interest paid
    $200,940
    Starting balance
    $3,124,054
First 10 of 30 years

Nearby

Courtesy of The Carvajal Group · (512) 786-1515

Listings courtesy of ACTRIS as distributed by MLS GRID.