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ActiveMLS #3472021

401 Lake Point DR, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Oak Ridge Estates

Single Family Residence for sale in Oak Ridge Estates

3Bedrooms
2Bathrooms
1,652Square Ft
0.28Acres
1Garage
1986Year Built
Price Reduced
1 / 27
$699,000$775,000

Overview

Property Description

Picture yourself in this charming lakefront log cabin located at 401 Lake Point Drive, Horseshoe Bay, TX. This cozy retreat boasts 3bedrooms and 2 full bathrooms, perfect for a laid-back lifestyle by the water. The warmth of the log cabin style creates an invitingambiance throughout the home. Step outside to enjoy the expansive outdoor spaces that this property offers. A big covered patio on theground level provides a perfect spot for entertaining or simply soaking in the serene views of Lake LBJ. Upstairs, an additional largepatio offers an elevated perspective, ideal for morning coffee or evening relaxation. With 20 feet of waterfront on stunning Lake LBJ, thisproperty includes a covered boat dock, making it a boater's paradise. The dock features a slip and a seating area where you can unwindwhile taking in the calm waters. Inside, a bonus room offers flexibility for an office, or hobby space. For your convenience, there's adetached 1-car garage to protect your vehicle or store your lake toys. Whether it's a weekend getaway or a year-round residence, thishome promises a peaceful retreat with endless opportunities for lakeside enjoyment. The third bedroom is small and could be the flex oroffice, it has twin beds and small closet. LCRA septic guidelines has home as 2 Bedrooms , willl need to get LCRA approval for a third. It has some of the Stagers items, Rugs and a few pictures that do not go with property. It is being offered furnished, this is a trust no Sellers disclosures for property.

Financial Info
Price
$699,000
$ / Sqft
$423
HOA
Yes - Mandatory / $25 / Annually
HOA Name
Oakridge Property Owners
HOA Includes
See Remarks
Tax Rate
1.2%
Est. Taxes
$8,633
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
401 Lake Point DR
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Oak Ridge Estates
Legal Description
OAK RIDGE ESTATES LT 17R
Parcel
13929
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen
Appliances
Electric Range, Microwave, Washer, Electric Water Heater
Laundry
In Garage
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Ceiling Fan(s), High Ceilings, Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Walk-In Closet(s), Washer Hookup, None, See Remarks
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1986 / Resale
Square Feet
1,652 / Public Records
Garages
1
Garage Desc
Detached, Door-Single, Garage, Garage Faces Front
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Log
Acres
0.28
Lot Description
Cleared, Close to Clubhouse, Front Yard, Pie Shaped Lot
Restrictions
Deed Restrictions
Flood Plain
See Remarks
View
Hill Country, Lake
Water Access
Yes
Waterfront
Yes
Area
LL
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Boat Dock - Private, Covered, Deck, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse

Price history

Members only
Days on market
−$76,000 (−9.8%)
$775,000 → $699,000
2
Price reductions
Active
Since May 9, 2026
Price trend
List priceMay 2026Jul 2026
Property history3 events
DateEventPriceChange
Jul 29, 2026Price Decrease$699,000−$51,000 (−6.8%)
May 13, 2026Price Decrease$750,000−$25,000 (−3.2%)
May 9, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Packsaddle
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $699,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,837 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,837

Principal & interest
$3,535
Property taxes
$719
Homeowners insurance
$583

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$559,200$6,250$36,164$552,950
2$552,950$6,669$35,745$546,281
3$546,281$7,116$35,299$539,165
4$539,165$7,592$34,822$531,573
5$531,573$8,101$34,314$523,473
6$523,473$8,643$33,771$514,830
7$514,830$9,222$33,192$505,608
8$505,608$9,840$32,575$495,768
9$495,768$10,498$31,916$485,270
10$485,270$11,202$31,213$474,068
  • Year 1$552,950
    Principal paid
    $6,250
    Interest paid
    $36,164
    Starting balance
    $559,200
  • Year 2$546,281
    Principal paid
    $6,669
    Interest paid
    $35,745
    Starting balance
    $552,950
  • Year 3$539,165
    Principal paid
    $7,116
    Interest paid
    $35,299
    Starting balance
    $546,281
  • Year 4$531,573
    Principal paid
    $7,592
    Interest paid
    $34,822
    Starting balance
    $539,165
  • Year 5$523,473
    Principal paid
    $8,101
    Interest paid
    $34,314
    Starting balance
    $531,573
  • Year 6$514,830
    Principal paid
    $8,643
    Interest paid
    $33,771
    Starting balance
    $523,473
  • Year 7$505,608
    Principal paid
    $9,222
    Interest paid
    $33,192
    Starting balance
    $514,830
  • Year 8$495,768
    Principal paid
    $9,840
    Interest paid
    $32,575
    Starting balance
    $505,608
  • Year 9$485,270
    Principal paid
    $10,498
    Interest paid
    $31,916
    Starting balance
    $495,768
  • Year 10$474,068
    Principal paid
    $11,202
    Interest paid
    $31,213
    Starting balance
    $485,270
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.