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450 Pecan Creek Dr 9610905Edit search
ActiveMLS #9610905

450 Pecan Creek DR, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Oak Ridge Estates

Single Family Residence for sale in Oak Ridge Estates

4Bedrooms
3Bathrooms
2,636Square Ft
0.25Acres
1Garage
1986Year Built
Price Reduced
1 / 40
$1,899,999$1,995,000

Overview

Property Description

Waterfront living on Pecan Creek, which feeds directly into Lake LBJ, at its finest! This completely renovated 4-bedroom, 3-bath home is ideally situated in the heart of Horseshoe Bay, offering effortless lake access and exceptional outdoor living. The flat, beautifully landscaped backyard extends to halfway (approximately 60 feet) of waterfront into the body of water and leads directly to a newly installed dual boat dock, making lake days and entertaining a breeze. Since the home is cleverly situated on Pecan Creek, there are no Lake LBJ waterfront taxes for 50' of water frontage property. A recently installed outdoor kitchen and shower complete the amazing backyard! Inside, enjoy a fresh, modern interior featuring hardwood and tile flooring throughout, a thoughtfully redesigned floor plan, and recently replaced appliances. Low utility costs are an added bonus thanks to new, energy-efficient windows, providing comfort and efficiency year-round. Every detail has been updated to combine style, comfort, and functionality—perfect as a primary residence, weekend retreat, or investment opportunity on Lake LBJ. Buyer to verify. Information deemed reliable, but not guaranteed. *The zoned Elementary school is Llano Elementary, which the children must ride a bus. If the children are driven to school, they have the option to attend Packsaddle Elementary in Kingsland.*

Financial Info
Price
$1,899,999
$ / Sqft
$721
HOA
Yes - Mandatory / $30 / Annually
HOA Name
Oak Ridge HOA
HOA Includes
See Remarks
Tax Rate
1.169554%
Est. Taxes
$7,616
Tax Year
2025
Exemptions
None
Legal Info
Address
450 Pecan Creek DR
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Oak Ridge Estates
Legal Description
OAK RIDGE ESTATES UNIT 1 LT 49
Parcel
38198
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Bar Fridge, Built-In Oven(s), Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Cooktop, Ice Maker, Microwave, RNGHD, Refrigerator, Stainless Steel Appliance(s), Washer
Laundry
Inside, Laundry Room, Lower Level
Master Bed
Double Vanity
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Masonry, Stone, Wood Burning
Interior Features
Ceiling Fan(s), Granite Counters, Double Vanity, Interior Steps, Pantry, Recessed Lighting, Storage, Prewired, Security Lights, Smoke Detector(s), Blinds, Drapes, Insulated Windows, Screens, Window Coverings, Window Treatments
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1986 / Resale
Square Feet
2,636 / See Remarks
Garages
1
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Side, Lighted, Paved, Storage
Foundation
Slab
Roof
Metal
Construction
Masonry – Partial
Acres
0.25
Lot Description
Front Yard, Landscaped, Level, Native Plants, Trees-Large (Over 40 Ft), Views, Zero Lot Line
Restrictions
See Remarks
Flood Plain
Partial
View
Lake, Water
Water Access
Yes
Waterfront
Yes
Area
LL
Utility Info
Water
See Remarks
Sewer
Aerobic Septic
Utilities
Electricity Connected, Propane, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Barbecue, Boat Dock - Private, Boat Lift, Boat Lock, Boat Slip, Exterior Steps, Gutters Full, Lighting, Outdoor Grill, Private Yard, Covered, Deck
Pool On Property
No
Area Amenities
See Remarks

Rooms

Rooms3 rooms

First level

  • Living Room
  • Kitchen

Second level

  • Primary Bedroom

Price history

Members only
Days on market
−$95,001 (−4.8%)
$1,995,000 → $1,899,999
2
Price reductions
Active
Since Jan 26, 2026
Price trend
List priceJan 2026 → Apr 2026
Property history3 events
DateEventPriceChange
Apr 28, 2026Price Decrease$1,899,999−$25,001 (−1.3%)
Apr 6, 2026Price Decrease$1,925,000−$70,000 (−3.5%)
Jan 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,899,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$11,825 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $11,825

Principal & interest
$9,607
Property taxes
$635
Homeowners insurance
$1,583

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,519,999$16,989$98,300$1,503,010
2$1,503,010$18,127$97,162$1,484,883
3$1,484,883$19,341$95,948$1,465,541
4$1,465,541$20,637$94,653$1,444,905
5$1,444,905$22,019$93,271$1,422,886
6$1,422,886$23,493$91,796$1,399,393
7$1,399,393$25,067$90,222$1,374,326
8$1,374,326$26,745$88,544$1,347,581
9$1,347,581$28,537$86,753$1,319,044
10$1,319,044$30,448$84,841$1,288,596
  • Year 1$1,503,010
    Principal paid
    $16,989
    Interest paid
    $98,300
    Starting balance
    $1,519,999
  • Year 2$1,484,883
    Principal paid
    $18,127
    Interest paid
    $97,162
    Starting balance
    $1,503,010
  • Year 3$1,465,541
    Principal paid
    $19,341
    Interest paid
    $95,948
    Starting balance
    $1,484,883
  • Year 4$1,444,905
    Principal paid
    $20,637
    Interest paid
    $94,653
    Starting balance
    $1,465,541
  • Year 5$1,422,886
    Principal paid
    $22,019
    Interest paid
    $93,271
    Starting balance
    $1,444,905
  • Year 6$1,399,393
    Principal paid
    $23,493
    Interest paid
    $91,796
    Starting balance
    $1,422,886
  • Year 7$1,374,326
    Principal paid
    $25,067
    Interest paid
    $90,222
    Starting balance
    $1,399,393
  • Year 8$1,347,581
    Principal paid
    $26,745
    Interest paid
    $88,544
    Starting balance
    $1,374,326
  • Year 9$1,319,044
    Principal paid
    $28,537
    Interest paid
    $86,753
    Starting balance
    $1,347,581
  • Year 10$1,288,596
    Principal paid
    $30,448
    Interest paid
    $84,841
    Starting balance
    $1,319,044
First 10 of 30 years

Nearby

Courtesy of Ensor & Co., Realtors · (512) 640-9277

Listings courtesy of ACTRIS as distributed by MLS GRID.