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ActiveMLS #7746186

515 Sun Ray, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay West

Single Family Residence for sale in Horseshoe Bay West

3Bedrooms
2Bathrooms
2,050Square Ft
0.28Acres
2Garage
2026Year Built
Price Reduced
1 / 40
$549,000$585,000
3D tour

Overview

Property Description

Welcome to 515 Sun Ray, located in the highly sought-after Horseshoe Bay West community in the heart of the Texas Hill Country. Offering approximately 2,050 square feet, this inviting 3-bedroom, 2-bath home combines a spacious layout with comfortable, easy-care living. The open-concept floor plan seamlessly connects the living, dining and kitchen areas, creating an ideal setting for entertaining or relaxing at home. Abundant windows provide natural light throughout, while attractive vinyl and tile flooring offers both style and durability. Situated on an oversized approximately .28-acre lot, the property provides generous outdoor space with room to enjoy the peaceful Hill Country surroundings. The home's bright interior, spacious bedrooms and flowing floor plan make it equally appealing as a full-time residence or Hill Country getaway. Located in Horseshoe Bay West, residents enjoy a distinctive Hill Country setting within the greater Horseshoe Bay community near Lake LBJ, with convenient access to Marble Falls and the area's shopping, dining and outdoor recreation. Horseshoe Bay West is part of the Horseshoe Bay POA, with community maintenance supporting areas such as parks, greenbelts and Quail Point Lodge. Horseshoe Bay is also renowned for its golf and resort lifestyle, with multiple acclaimed golf courses and additional recreational amenities available through Horseshoe Bay Resort; resort and club amenities may require separate membership.

Financial Info
Price
$549,000
$ / Sqft
$268
HOA
Yes - Mandatory / $844 / Annually
HOA Name
Horseshoe Bay West HOA
HOA Includes
See Remarks
Tax Rate
1.34%
Est. Taxes
$3,335
Tax Year
2026
Exemptions
None
Legal Info
Address
515 Sun Ray
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay West
Legal Description
HORSESHOE BAY WEST LT W22064
Parcel
515 Sun Ray
Interior Features
Floor
Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Oven, Refrigerator
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Chandelier, Quartz Counters, Double Vanity, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
2,050 / Public Records
Garages
2
Garage Desc
Attached, Covered, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial
Acres
0.28
Lot Description
Back Yard, Curbs, Level, Near Golf Course, Open Lot, Private Maintained Road, Trees-Small (Under 20 Ft)
Restrictions
None
Flood Plain
No
View
Golf Course, Lake, Neighborhood, Park/Greenbelt
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Electricity Available, Phone Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Lighting, No Exterior Steps, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Golf, High Speed Internet, Pool

Price history

Days on market
−$36,000 (−6.2%)
$585,000 → $549,000
2
Price reductions
Active
Since Aug 23, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 3, 2026Price Decrease$549,000−$20,000 (−3.5%)
Sep 18, 2026Price Decrease$569,000−$16,000 (−2.7%)
Aug 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $549,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,512 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,512

Principal & interest
$2,776
Property taxes
$278
Homeowners insurance
$458

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$439,200$4,909$28,403$434,291
2$434,291$5,238$28,075$429,053
3$429,053$5,589$27,724$423,465
4$423,465$5,963$27,350$417,502
5$417,502$6,362$26,950$411,139
6$411,139$6,788$26,524$404,351
7$404,351$7,243$26,070$397,108
8$397,108$7,728$25,584$389,380
9$389,380$8,246$25,067$381,135
10$381,135$8,798$24,515$372,337
  • Year 1$434,291
    Principal paid
    $4,909
    Interest paid
    $28,403
    Starting balance
    $439,200
  • Year 2$429,053
    Principal paid
    $5,238
    Interest paid
    $28,075
    Starting balance
    $434,291
  • Year 3$423,465
    Principal paid
    $5,589
    Interest paid
    $27,724
    Starting balance
    $429,053
  • Year 4$417,502
    Principal paid
    $5,963
    Interest paid
    $27,350
    Starting balance
    $423,465
  • Year 5$411,139
    Principal paid
    $6,362
    Interest paid
    $26,950
    Starting balance
    $417,502
  • Year 6$404,351
    Principal paid
    $6,788
    Interest paid
    $26,524
    Starting balance
    $411,139
  • Year 7$397,108
    Principal paid
    $7,243
    Interest paid
    $26,070
    Starting balance
    $404,351
  • Year 8$389,380
    Principal paid
    $7,728
    Interest paid
    $25,584
    Starting balance
    $397,108
  • Year 9$381,135
    Principal paid
    $8,246
    Interest paid
    $25,067
    Starting balance
    $389,380
  • Year 10$372,337
    Principal paid
    $8,798
    Interest paid
    $24,515
    Starting balance
    $381,135
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.