82 Island DR # 8204, Horseshoe Bay TX 78657
Horseshoe Bay, TX 78657 · The Waters
Condominium for sale in The Waters
Overview
Property Description
Welcome to The Cobalt, a newly constructed 1,672 square-foot residence offering three bedrooms and two full baths — the ideal floor plan for entertaining family and friends or settling full-time into the Hill Country/Lake Resort-style living. Tucked between the Marina and the Yacht Club, this home places you steps from Lake LBJ and moments from every amenity Horseshoe Bay Resort has to offer,including restaurants, pools and poolside cafes, white water putt-putt, the marina, spa, and yacht club. Inside, an open-concept layout connects the living room, dining area and kitchen, all finished with designer selections throughout — quartz countertops, custom soft-close cabinetry, premium stainless steel appliances, under-cabinet lighting, and warm wood flooring underfoot. The spacious covered balcony extends the living space outdoors, perfect for morning coffee or evening entertaining. The primary suite is a true retreat,generously sized with a walk-in closet and en-suite bath featuring designer fixtures and finishes. Two additional bedrooms offer comfortable, private accommodations for guests or family, served by a well-appointed second full bath. Additional conveniences include a dedicated utility closet, thoughtfully designed storage throughout and one covered parking space. Don't miss the opportunity to own int he heart of Horseshoe Bay Resort. Social Club Membership initiation fee included.
Financial Info
- Price
- $759,900
- $ / Sqft
- $449
- HOA
- Yes - Mandatory / $725 / Monthly
- HOA Name
- The Waters HOA
- HOA Includes
- Common Area Maintenance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Trash
- Tax Rate
- 1.3382%
- Est. Taxes
- $10,296
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 82 Island DR # 8204
- County
- Llano
- City
- Horseshoe Bay
- State
- TX
- Zip
- 78657
- Subdivision
- The Waters
- Legal Description
- THE WATERS AT HORSESHOE BAY RESORT CONDO PH III BLDG 8 UNIT 8204 (35723)
- Parcel
- 1323900882040
Interior Features
- Floor
- Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island
- Appliances
- Bar Fridge, Built-In Electric Oven, Built-In Oven(s), Built-In Refrigerator, Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Ice Maker, Microwave, Electric Oven, RNGHD, Self Cleaning Oven, Stainless Steel Appliance(s), Washer/Dryer, Electric Water Heater, Wine Cooler
- Laundry
- In Hall, In Unit, Inside, Laundry Closet
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Washer Hookup, Fire Sprinkler System, Security Lights, Smoke Detector(s), Blinds, ENERGY STAR Qualified Windows, Insulated Windows, Window Treatments
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 1,691 / Public Records
- Garages
- 1
- Garage Desc
- Additional Parking
- Foundation
- Pillar/Post/Pier, Slab
- Roof
- Metal, Tile
- Construction
- Concrete, HardiPlank Type, Stone, Stucco
- Lot Description
- Close to Clubhouse, Landscaped, Level, Native Plants, Public Maintained Road, Sprinkler - Automatic, Sprinkler - In-ground
- Restrictions
- City Restrictions, Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Pool
- Water Access
- No
- Waterfront
- No
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Cable, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, ENERGY STAR Qualified Equipment, Exhaust Fan
- A C
- Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Exhaust Fan
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- Balcony, Covered, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Cluster Mailbox, Common Grounds, Garage Parking, General Aircraft Airport, Golf, Lake, Pool, Putting Green, Recycling Area/Center, Spa/Hot Tub, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 8, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Llano ISD
- Elementary
- Llano
- Middle
- Llano
- High
- Llano
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,333 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,333
- Principal & interest
- $3,842
- Property taxes
- $858
- Homeowners insurance
- $633
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $607,920 | $6,795 | $39,315 | $601,125 | |
| 2 | $601,125 | $7,250 | $38,860 | $593,875 | |
| 3 | $593,875 | $7,735 | $38,374 | $586,140 | |
| 4 | $586,140 | $8,254 | $37,856 | $577,886 | |
| 5 | $577,886 | $8,806 | $37,303 | $569,080 | |
| 6 | $569,080 | $9,396 | $36,714 | $559,684 | |
| 7 | $559,684 | $10,025 | $36,084 | $549,658 | |
| 8 | $549,658 | $10,697 | $35,413 | $538,962 | |
| 9 | $538,962 | $11,413 | $34,696 | $527,549 | |
| 10 | $527,549 | $12,178 | $33,932 | $515,371 |
- Year 1$601,125
- Principal paid
- $6,795
- Interest paid
- $39,315
- Starting balance
- $607,920
- Year 2$593,875
- Principal paid
- $7,250
- Interest paid
- $38,860
- Starting balance
- $601,125
- Year 3$586,140
- Principal paid
- $7,735
- Interest paid
- $38,374
- Starting balance
- $593,875
- Year 4$577,886
- Principal paid
- $8,254
- Interest paid
- $37,856
- Starting balance
- $586,140
- Year 5$569,080
- Principal paid
- $8,806
- Interest paid
- $37,303
- Starting balance
- $577,886
- Year 6$559,684
- Principal paid
- $9,396
- Interest paid
- $36,714
- Starting balance
- $569,080
- Year 7$549,658
- Principal paid
- $10,025
- Interest paid
- $36,084
- Starting balance
- $559,684
- Year 8$538,962
- Principal paid
- $10,697
- Interest paid
- $35,413
- Starting balance
- $549,658
- Year 9$527,549
- Principal paid
- $11,413
- Interest paid
- $34,696
- Starting balance
- $538,962
- Year 10$515,371
- Principal paid
- $12,178
- Interest paid
- $33,932
- Starting balance
- $527,549
Nearby
Courtesy of Horseshoe Bay Resort Realty · (830) 596-9506
Listings courtesy of ACTRIS as distributed by MLS GRID.