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PendingMLS #2296778

90 Island DR # 7303, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · The Waters

Condominium for sale in The Waters

3Bedrooms
2Bathrooms
1,570Square Ft
0.00Acres
1Garage
2025Year Built
1 / 40
$859,900
3D tour

Overview

Property Description

Enjoy the Hill Country Lake Resort lifestyle at The Waters, one of Horseshoe Bay's newest condominium communities. Ideally located near the Yacht Club, Marina and Fitness Center. Residents enjoy a resort-style pool, lakeside walking path, grilling areas and beautifully maintained grounds. The open-concept floor plan is filled with natural light and features 9-foot ceilings, warm wood flooring and expansive windows connecting the living space to a covered balcony overlooking The Waters pool. The chef's kitchen is beautifully appointed with quartz countertops, custom soft-close cabinetry, a large gathering island, premium Bosch stainless steel appliances,under-cabinet lighting and storage. The private primary suite offers a luxury spa-like bathroom with a freestanding tub and separate shower with direct balcony access. The outdoor living area includes a built-in kitchen with refrigerator, ice maker and sink — perfect foryear-round entertaining. While two guest bedrooms provide comfort and privacy for family and friends. This unit includes a reserved covered parking space. Short-term rental friendly and offered fully furnished, this residence suits full-time living or weekend escapes.The Club at HSB Social-level Membership initiation fee and all furnishings included.

Financial Info
Price
$859,900
$ / Sqft
$548
HOA
Yes - Mandatory / $725 / Monthly
HOA Name
The Waters HOA
HOA Includes
Common Area Maintenance, Landscaping, Maintenance Grounds, Parking, Trash
Tax Rate
1.3382%
Est. Taxes
$11,314
Tax Year
2026
Exemptions
None
Legal Info
Address
90 Island DR # 7303
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
The Waters
Legal Description
THE WATERS AT HORSESHOE BAY RESORT CONDO PH III BLDG 7 UNIT 7303 (35723)
Parcel
132390077303-0
Interior Features
Floor
Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Dishwasher, Disposal, Dryer, Electric Cooktop, Ice Maker, Microwave, Electric Oven, Plumbed For Ice Maker, RNGHD, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Washer/Dryer, Electric Water Heater
Laundry
In Hall, In Unit, Inside, Laundry Closet
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Bookcases, Breakfast Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Stackable W/D Connections, Walk-In Closet(s), Washer Hookup, Wired for Data, Fire Alarm, Fire Sprinkler System, Smoke Detector(s), ENERGY STAR Qualified Windows, Window Coverings
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2025 / New
Square Feet
1,570 / Public Records
Garages
1
Garage Desc
Garage, Guest, Reserved
Foundation
Pillar/Post/Pier, Slab
Roof
Metal, Tile
Construction
Concrete, Frame, HardiPlank Type, Stone, Stucco
Lot Description
Landscaped, Level, Sprinkler - Automatic, Sprinkler - In-ground
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
Partial
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Cable, Natural Gas Not Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Wrought Iron
Exterior Features
Balcony, Barbecue, Uncovered Courtyard, Gutters Full, Lighting, Restricted Access, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Airport/Runway, BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Dog Park, Garage Parking, General Aircraft Airport, Golf, Lake, Lock and Leave, Picnic Area, Pool, Spa/Hot Tub, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
$859,900
List price
0
Price reductions
Pending
Since Sep 7, 2026
Property history2 events
DateEventPriceChange
Sep 18, 2026Pending
Sep 7, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $859,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,008 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,008

Principal & interest
$4,348
Property taxes
$943
Homeowners insurance
$717

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$687,920$7,689$44,488$680,231
2$680,231$8,204$43,973$672,027
3$672,027$8,753$43,424$663,273
4$663,273$9,340$42,838$653,934
5$653,934$9,965$42,212$643,969
6$643,969$10,633$41,545$633,336
7$633,336$11,345$40,833$621,991
8$621,991$12,104$40,073$609,887
9$609,887$12,915$39,262$596,972
10$596,972$13,780$38,397$583,192
  • Year 1$680,231
    Principal paid
    $7,689
    Interest paid
    $44,488
    Starting balance
    $687,920
  • Year 2$672,027
    Principal paid
    $8,204
    Interest paid
    $43,973
    Starting balance
    $680,231
  • Year 3$663,273
    Principal paid
    $8,753
    Interest paid
    $43,424
    Starting balance
    $672,027
  • Year 4$653,934
    Principal paid
    $9,340
    Interest paid
    $42,838
    Starting balance
    $663,273
  • Year 5$643,969
    Principal paid
    $9,965
    Interest paid
    $42,212
    Starting balance
    $653,934
  • Year 6$633,336
    Principal paid
    $10,633
    Interest paid
    $41,545
    Starting balance
    $643,969
  • Year 7$621,991
    Principal paid
    $11,345
    Interest paid
    $40,833
    Starting balance
    $633,336
  • Year 8$609,887
    Principal paid
    $12,104
    Interest paid
    $40,073
    Starting balance
    $621,991
  • Year 9$596,972
    Principal paid
    $12,915
    Interest paid
    $39,262
    Starting balance
    $609,887
  • Year 10$583,192
    Principal paid
    $13,780
    Interest paid
    $38,397
    Starting balance
    $596,972
First 10 of 30 years

Nearby

Courtesy of Horseshoe Bay Resort Realty · (830) 596-9506

Listings courtesy of ACTRIS as distributed by MLS GRID.