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ActiveMLS #7155151

106 Cottonwood DR, Hutto TX 78634

Hutto, TX 78634 · Cottonwood

Single Family Residence for sale in Cottonwood

3Bedrooms
2 full / 1 halfBathrooms
1,593Square Ft
0.27Acres
2Garage
1985Year Built
Price Reduced
1 / 28
$419,900$429,900

Overview

Property Description

Completely remodeled home featuring three bedrooms and two bathrooms. Gorgeous tile features surround the fireplace, paired with black ceiling fans and recessed lighting throughout. Updated cabinetry and a walk in shower add fresh touches to this move in ready home. Outside enjoy a spacious backyard shaded by mature trees with a deck perfect for relaxing or entertaining.

Financial Info
Price
$419,900
$ / Sqft
$264
HOA
None
Tax Rate
2.16%
Est. Taxes
$5,842.82
Tax Year
2026
Exemptions
See Remarks, Homestead, Over 65
Legal Info
Address
106 Cottonwood DR
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cottonwood
Legal Description
S3471 - COTTONWOOD THE, LOT 22, ACRES 0.271
Parcel
1411080022
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Gas Range, Microwave
Laundry
Laundry Room
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
None, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1985 / Resale
Square Feet
1,593 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Brick
Acres
0.27
Lot Description
Trees-Large (Over 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Electric
A C
Electric
Exterior Features
Fence
Wood
Exterior Features
Exterior Steps, Private Yard, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

First level

  • Primary Bathroom

    Full Bath, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath

  • Kitchen

    Quartz Counters, Dining Area

Price history

Members only
Days on market
−$10,000 (−2.3%)
$429,900 → $419,900
1
Price reduction
Active
Since Aug 20, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 10, 2026Price Decrease$419,900−$10,000 (−2.3%)
Aug 20, 2026New Listing

Taxes

General Information
Legal
S3471 - Cottonwood The, Lot 22, ACRES 0.271
Geo ID
1411080022
Acreage
0.27
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,842.82
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,000$193,160$270,160$270,160

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Cottonwood Creek
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $419,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,960 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,960

Principal & interest
$2,123
Property taxes
$487
Homeowners insurance
$350

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$335,920$3,755$21,724$332,165
2$332,165$4,006$21,473$328,159
3$328,159$4,274$21,204$323,885
4$323,885$4,561$20,918$319,324
5$319,324$4,866$20,613$314,458
6$314,458$5,192$20,287$309,266
7$309,266$5,540$19,939$303,726
8$303,726$5,911$19,568$297,816
9$297,816$6,307$19,172$291,509
10$291,509$6,729$18,750$284,780
  • Year 1$332,165
    Principal paid
    $3,755
    Interest paid
    $21,724
    Starting balance
    $335,920
  • Year 2$328,159
    Principal paid
    $4,006
    Interest paid
    $21,473
    Starting balance
    $332,165
  • Year 3$323,885
    Principal paid
    $4,274
    Interest paid
    $21,204
    Starting balance
    $328,159
  • Year 4$319,324
    Principal paid
    $4,561
    Interest paid
    $20,918
    Starting balance
    $323,885
  • Year 5$314,458
    Principal paid
    $4,866
    Interest paid
    $20,613
    Starting balance
    $319,324
  • Year 6$309,266
    Principal paid
    $5,192
    Interest paid
    $20,287
    Starting balance
    $314,458
  • Year 7$303,726
    Principal paid
    $5,540
    Interest paid
    $19,939
    Starting balance
    $309,266
  • Year 8$297,816
    Principal paid
    $5,911
    Interest paid
    $19,568
    Starting balance
    $303,726
  • Year 9$291,509
    Principal paid
    $6,307
    Interest paid
    $19,172
    Starting balance
    $297,816
  • Year 10$284,780
    Principal paid
    $6,729
    Interest paid
    $18,750
    Starting balance
    $291,509
First 10 of 30 years

Nearby

Courtesy of La Casa Realty Group · (512) 697-8804

Listings courtesy of ACTRIS as distributed by MLS GRID.