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ActiveMLS #7155151

106 Cottonwood DR, Hutto TX 78634

Hutto, TX 78634 · Cottonwood

Single Family Residence for sale in Cottonwood

3Bedrooms
2 full / 1 halfBathrooms
1,593Square Ft
0.27Acres
2Garage
1985Year Built
Price Reduced
1 / 28
$399,900$429,900

Overview

Property Description

Completely remodeled home featuring three bedrooms and two bathrooms. Gorgeous tile features surround the fireplace, paired with black ceiling fans and recessed lighting throughout. Updated cabinetry and a walk in shower add fresh touches to this move in ready home. Outside enjoy a spacious backyard shaded by mature trees with a deck perfect for relaxing or entertaining.

Financial Info
Price
$399,900
$ / Sqft
$251
HOA
None
Tax Rate
2.16%
Est. Taxes
$5,842.82
Tax Year
2026
Exemptions
See Remarks, Homestead, Over 65
Legal Info
Address
106 Cottonwood DR
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cottonwood
Legal Description
S3471 - COTTONWOOD THE, LOT 22, ACRES 0.271
Parcel
1411080022
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Gas Range, Microwave
Laundry
Laundry Room
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
None, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1985 / Resale
Square Feet
1,593 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Brick
Acres
0.27
Lot Description
Trees-Large (Over 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Electric
A C
Electric
Exterior Features
Fence
Wood
Exterior Features
Exterior Steps, Private Yard, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

First level

  • Primary Bathroom

    Full Bath, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath

  • Kitchen

    Quartz Counters, Dining Area

Price history

Days on market
−$30,000 (−7%)
$429,900 → $399,900
2
Price reductions
Active
Since Oct 13, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history5 events
DateEventPriceChange
Oct 13, 2026Price Decrease$399,900−$20,000 (−4.8%)
Oct 13, 2026Back On Market
Oct 10, 2026Hold
Sep 10, 2026Price Decrease$419,900−$10,000 (−2.3%)
Aug 20, 2026New Listing

Taxes

General Information
Legal
S3471 - Cottonwood The, Lot 22, ACRES 0.271
Geo ID
1411080022
Acreage
0.27
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,842.82
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,000$193,160$270,160$270,160

Source: Williamson County

Schools

School Info
District
Hutto ISD
Elementary
Cottonwood Creek
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $399,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,842 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,842

Principal & interest
$2,022
Property taxes
$487
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$319,920$3,576$20,690$316,344
2$316,344$3,815$20,450$312,529
3$312,529$4,071$20,195$308,458
4$308,458$4,343$19,922$304,115
5$304,115$4,634$19,631$299,480
6$299,480$4,945$19,321$294,536
7$294,536$5,276$18,989$289,260
8$289,260$5,629$18,636$283,630
9$283,630$6,006$18,259$277,624
10$277,624$6,408$17,857$271,216
  • Year 1$316,344
    Principal paid
    $3,576
    Interest paid
    $20,690
    Starting balance
    $319,920
  • Year 2$312,529
    Principal paid
    $3,815
    Interest paid
    $20,450
    Starting balance
    $316,344
  • Year 3$308,458
    Principal paid
    $4,071
    Interest paid
    $20,195
    Starting balance
    $312,529
  • Year 4$304,115
    Principal paid
    $4,343
    Interest paid
    $19,922
    Starting balance
    $308,458
  • Year 5$299,480
    Principal paid
    $4,634
    Interest paid
    $19,631
    Starting balance
    $304,115
  • Year 6$294,536
    Principal paid
    $4,945
    Interest paid
    $19,321
    Starting balance
    $299,480
  • Year 7$289,260
    Principal paid
    $5,276
    Interest paid
    $18,989
    Starting balance
    $294,536
  • Year 8$283,630
    Principal paid
    $5,629
    Interest paid
    $18,636
    Starting balance
    $289,260
  • Year 9$277,624
    Principal paid
    $6,006
    Interest paid
    $18,259
    Starting balance
    $283,630
  • Year 10$271,216
    Principal paid
    $6,408
    Interest paid
    $17,857
    Starting balance
    $277,624
First 10 of 30 years

Nearby

Courtesy of La Casa Realty Group · (512) 697-8804

Listings courtesy of ACTRIS as distributed by MLS GRID.