129 Wichita River RD, Hutto TX 78634
Hutto, TX 78634 · MUSTANG CREEK
Single Family Residence for sale in MUSTANG CREEK
Overview
Property Description
Rare opportunity! Qualified buyers may be able to assume the seller's 3.5% interest rate—an incredible advantage for VA buyers and a potential opportunity for first-time home buyers who qualify. Step inside this beautiful 2021-built DR Horton home in Mustang Creek and discover a thoughtfully designed layout that blends style, comfort, and everyday functionality. From the moment you enter, you're welcomed by soaring ceilings, durable vinyl flooring, and an open-concept living space filled with natural light. The spacious kitchen is the heart of the home, featuring quartz-style countertops, stainless steel appliances, abundant cabinetry, a large center island with seating, and a seamless flow into the dining and living areas—perfect for entertaining or relaxing with family. Upstairs, a generous game room provides flexible space for a media room, home office, or play area, while the private primary suite offers a peaceful retreat with a spacious walk-in closet and well-appointed ensuite bath. Three additional bedrooms ensure plenty of room for family and guests, and smart home technology adds convenience to everyday living. Outside, enjoy a covered patio overlooking the fully fenced backyard, complete with an automatic sprinkler system for easy maintenance. Located in the desirable Mustang Creek community with neighborhood parks, playgrounds, and convenient access to SH 130, Highway 79, shopping, dining, and schools, this move-in ready home offers the perfect combination of modern living and everyday convenience.
Financial Info
- Price
- $395,000
- $ / Sqft
- $153
- HOA
- Yes - Mandatory / $28 / Monthly
- HOA Name
- MUSTANG CREEK
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 3.0436%
- Est. Taxes
- $11,500
- Tax Year
- 2020
- Exemptions
- None
Legal Info
- Address
- 129 Wichita River RD
- County
- Williamson
- City
- Hutto
- State
- TX
- Zip
- 78634
- Subdivision
- MUSTANG CREEK
- Legal Description
- S12452 - MUSTANG CREEK PH 2, BLOCK F, Lot 16, ACRES 0.1435
- Parcel
- 142274020F0016
Interior Features
- Floor
- Concrete, Vinyl
- Num Living
- 2
- Dining
- 1
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Primary Bedroom on Main, Smart Home, Walk-In Closet(s), Security System, Double Pane Windows
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2022 / Resale
- Square Feet
- 2,588 / Builder
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial
- Lot Description
- Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Sewer Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Wood
- Exterior Features
- Gutters Full, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Playground
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 17, 2026 | Price Decrease | $395,000−$5,000 (−1.3%) | −$5,000 (−1.3%) |
| Aug 8, 2026 | Hold | — | |
| Jul 22, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Hutto ISD
- Elementary
- Hutto
- Middle
- Hutto
- High
- Hutto
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,284 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,284
- Principal & interest
- $1,997
- Property taxes
- $958
- Homeowners insurance
- $329
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $316,000 | $3,532 | $20,436 | $312,468 | |
| 2 | $312,468 | $3,769 | $20,199 | $308,699 | |
| 3 | $308,699 | $4,021 | $19,947 | $304,678 | |
| 4 | $304,678 | $4,290 | $19,678 | $300,388 | |
| 5 | $300,388 | $4,578 | $19,390 | $295,811 | |
| 6 | $295,811 | $4,884 | $19,084 | $290,927 | |
| 7 | $290,927 | $5,211 | $18,757 | $285,715 | |
| 8 | $285,715 | $5,560 | $18,408 | $280,155 | |
| 9 | $280,155 | $5,933 | $18,035 | $274,222 | |
| 10 | $274,222 | $6,330 | $17,638 | $267,893 |
- Year 1$312,468
- Principal paid
- $3,532
- Interest paid
- $20,436
- Starting balance
- $316,000
- Year 2$308,699
- Principal paid
- $3,769
- Interest paid
- $20,199
- Starting balance
- $312,468
- Year 3$304,678
- Principal paid
- $4,021
- Interest paid
- $19,947
- Starting balance
- $308,699
- Year 4$300,388
- Principal paid
- $4,290
- Interest paid
- $19,678
- Starting balance
- $304,678
- Year 5$295,811
- Principal paid
- $4,578
- Interest paid
- $19,390
- Starting balance
- $300,388
- Year 6$290,927
- Principal paid
- $4,884
- Interest paid
- $19,084
- Starting balance
- $295,811
- Year 7$285,715
- Principal paid
- $5,211
- Interest paid
- $18,757
- Starting balance
- $290,927
- Year 8$280,155
- Principal paid
- $5,560
- Interest paid
- $18,408
- Starting balance
- $285,715
- Year 9$274,222
- Principal paid
- $5,933
- Interest paid
- $18,035
- Starting balance
- $280,155
- Year 10$267,893
- Principal paid
- $6,330
- Interest paid
- $17,638
- Starting balance
- $274,222
Nearby
Courtesy of Realty of America, LLC · (512) 788-9495
Listings courtesy of ACTRIS as distributed by MLS GRID.