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200 Waterway Ave 7315121Edit search
ActiveMLS #7315121

200 Waterway Ave, Hutto TX 78634

Hutto, TX 78634 · Cross Creek

Single Family Residence for sale in Cross Creek

4Bedrooms
2Bathrooms
1,832Square Ft
0.21Acres
2Garage
2020Year Built
Price Reduced
1 / 25
$344,900$370,000

Overview

Property Description

MUST SEE! Located in the rapidly growing and highly desirable city of Hutto, Texas, this beautiful home presents a remarkable opportunity for your next chapter. Positioned directly across from the Cross Creek amenities—including a park, walking trails, and sparkling pool—you’ll enjoy the convenience of recreation just steps from your front door. As one of the few houses in the neighborhood with a 60-foot-wide lot, this property stands out with its spacious layout and exceptional outdoor space. The main living area has new flooring and is filled with natural light and a warm, inviting atmosphere. The back windows offer a clear view of the backyard with extended patio, which can serve as your private oasis—ideal for relaxing or hosting gatherings under the vast Texas sky. The primary bedroom offers a peaceful retreat, complete with a large walk-in closet and ensuite featuring a dual vanity and walk-in shower. Three additional generously sized bedrooms provide flexibility for creating spaces tailored to your needs. Minutes away from Hutto local dining, grocery, and specialty retail, this is more than just a home—it’s a lifestyle in a vibrant, welcoming community. Close to main travel arteries to easily access nearby Austin, Taylor, Round Rock, Pflugerville, Georgetown and more.

Financial Info
Price
$344,900
$ / Sqft
$188
HOA
Yes - Mandatory / $60 / Monthly
HOA Name
Cross Creek Hutto HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.1627%
Est. Taxes
$8,013
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
200 Waterway Ave
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek
Legal Description
S12094 - CROSS CREEK PH 1, BLOCK A, Lot 63
Parcel
R584888
Interior Features
Floor
Carpet, Laminate
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Dryer, Gas Range, Microwave, RNGHD, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer, Washer/Dryer, Tankless Water Heater, Water Softener Owned
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, None, Blinds, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
1,832 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Brick Veneer, Blown-In Insulation, Cement Siding, Stone Veneer
Acres
0.21
Lot Description
Back Yard, Front Yard, Interior Lot, Public Maintained Road, Sprinkler - Automatic, Sprinkler - In-ground
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Water Available, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Gutters Full, Private Yard, See Remarks, Covered, Patio, Rear Porch
Pool On Property
No
Area Amenities
Park, Picnic Area, Playground, Pool, Sidewalks, Underground Utilities

Rooms

Rooms6 rooms

Main level

  • Bedroom

    Front room can be a flex space

  • Bedroom
  • Kitchen

    Center Island, Open to Family Room, Pantry

  • Bedroom
  • Primary Bathroom

    Full Bath, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath, Walk-In Closet(s)

Price history

Members only
Days on market
−$25,100 (−6.8%)
$370,000 → $344,900
3
Price reductions
Active
Since Apr 10, 2026
Price trend
List priceApr 2026 → Aug 2026
Property history4 events
DateEventPriceChange
Aug 30, 2026Price Decrease$344,900−$10,100 (−2.8%)
Jul 24, 2026Price Decrease$355,000−$10,000 (−2.7%)
Jun 2, 2026Price Decrease$365,000−$5,000 (−1.4%)
Apr 10, 2026New Listing

Taxes

General Information
Legal
S12094 - CROSS CREEK PH 1, BLOCK A, Lot 63
Geo ID
141138000A0063
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,013
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$81,000$267,139$348,139$348,139

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $344,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,699 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,699

Principal & interest
$1,744
Property taxes
$668
Homeowners insurance
$287

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$275,920$3,084$17,844$272,836
2$272,836$3,291$17,637$269,545
3$269,545$3,511$17,417$266,034
4$266,034$3,746$17,182$262,288
5$262,288$3,997$16,931$258,291
6$258,291$4,265$16,663$254,027
7$254,027$4,550$16,378$249,477
8$249,477$4,855$16,073$244,622
9$244,622$5,180$15,748$239,441
10$239,441$5,527$15,401$233,914
  • Year 1$272,836
    Principal paid
    $3,084
    Interest paid
    $17,844
    Starting balance
    $275,920
  • Year 2$269,545
    Principal paid
    $3,291
    Interest paid
    $17,637
    Starting balance
    $272,836
  • Year 3$266,034
    Principal paid
    $3,511
    Interest paid
    $17,417
    Starting balance
    $269,545
  • Year 4$262,288
    Principal paid
    $3,746
    Interest paid
    $17,182
    Starting balance
    $266,034
  • Year 5$258,291
    Principal paid
    $3,997
    Interest paid
    $16,931
    Starting balance
    $262,288
  • Year 6$254,027
    Principal paid
    $4,265
    Interest paid
    $16,663
    Starting balance
    $258,291
  • Year 7$249,477
    Principal paid
    $4,550
    Interest paid
    $16,378
    Starting balance
    $254,027
  • Year 8$244,622
    Principal paid
    $4,855
    Interest paid
    $16,073
    Starting balance
    $249,477
  • Year 9$239,441
    Principal paid
    $5,180
    Interest paid
    $15,748
    Starting balance
    $244,622
  • Year 10$233,914
    Principal paid
    $5,527
    Interest paid
    $15,401
    Starting balance
    $239,441
First 10 of 30 years

Nearby

Courtesy of Real Broker, LLC · (855) 450-0442

Listings courtesy of ACTRIS as distributed by MLS GRID.