2021 Matlock CIR, Hutto TX 78634
Hutto, TX 78634 · Carmel Creek
Single Family Residence for sale in Carmel Creek
Overview
Property Description
If you've been searching for a home that gives you more space for your money, I think you'll want to see this one. With over 3,300 square feet, this home offers 4 spacious bedrooms, 3.5 bathrooms, a dedicated office, media room, flex space, and a 3-car garage all designed to give you the flexibility today's families are looking for. The open concept layout makes everyday living easy, whether you're hosting family and friends or simply enjoying a quiet evening at home. The primary suite is tucked away for privacy, while the secondary bedrooms offer plenty of room for everyone. One of my favorite features is the private greenbelt lot with no rear neighbors, giving you extra privacy and a backyard you'll actually enjoy. If you've been looking at both resale and new construction, take a moment to compare what this home has to offer. The space, established upgrades, premium lot, and functional layout would often cost significantly more to recreate in a new build. This home gives you the opportunity to enjoy those features from day one while offering exceptional value. Conveniently located near shopping, dining, schools, and major commuter routes, this is a home that truly checks the boxes for buyers looking for space, comfort, and long-term value.
Financial Info
- Price
- $500,000
- $ / Sqft
- $150
- HOA
- Yes - Mandatory / $189 / Quarterly
- HOA Name
- Carmel Creek
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.848%
- Est. Taxes
- $10,541.82
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 2021 Matlock CIR
- County
- Williamson
- City
- Hutto
- State
- TX
- Zip
- 78634
- Subdivision
- Carmel Creek
- Legal Description
- S12540 - HUTTO CROSSING PH 4 SEC 9B, BLOCK M, LOT 53, ACRES 0.2049
- Parcel
- 141985409BM053
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Electric Oven, Free-Standing Gas Range, Refrigerator, Water Softener Owned
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Electric, Living Room
- Interior Features
- Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Entrance Foyer, French Doors, In-Law Floorplan, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Study/Home Office, Walk-In Closet(s), Security System, Smoke Detector(s), Bay Window(s), Screens
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2021 / Resale
- Square Feet
- 3,329 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Spray Foam Insulation, Masonry – All Sides
- Acres
- 0.20
- Lot Description
- Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Curbs, Few Trees, Front Yard, Landscaped, Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- HU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air, Electric, Exhaust Fan
Exterior Features
- Fence
- Back Yard, Fenced, Full, Privacy, Wood
- Exterior Features
- Exterior Steps, Gutters Full, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Curbs, Park, Picnic Area, Playground, Pool, Sidewalks, Trash Pickup - Door to Door
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 10, 2026 | Pending | — | |
| Aug 29, 2026 | Active Under Contract | — | |
| Aug 7, 2026 | Price Decrease | $500,000−$39,000 (−7.2%) | −$39,000 (−7.2%) |
| Jul 23, 2026 | Price Decrease | $539,000−$10,000 (−1.8%) | −$10,000 (−1.8%) |
| Jun 25, 2026 | Price Decrease | $549,000−$10,000 (−1.8%) | −$10,000 (−1.8%) |
| Jun 6, 2026 | Price Decrease | $559,000−$10,000 (−1.8%) | −$10,000 (−1.8%) |
| May 6, 2026 | Price Decrease | $569,000−$20,000 (−3.4%) | −$20,000 (−3.4%) |
| Apr 17, 2026 | New Listing | — |
Taxes
- Legal
- S12540 - HUTTO CROSSING PH 4 SEC 9B, BLOCK M, Lot 53, ACRES 0.2049
- Geo ID
- 141985409BM053
- Acreage
- 0.20
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $10,541.82
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $85,000 | $426,925 | $511,925 | $511,925 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Hutto ISD
- Elementary
- Nadine Johnson
- Middle
- Farley
- High
- Hutto
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,823 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,823
- Principal & interest
- $2,528
- Property taxes
- $878
- Homeowners insurance
- $417
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $400,000 | $4,471 | $25,868 | $395,529 | |
| 2 | $395,529 | $4,770 | $25,569 | $390,759 | |
| 3 | $390,759 | $5,090 | $25,249 | $385,669 | |
| 4 | $385,669 | $5,431 | $24,909 | $380,238 | |
| 5 | $380,238 | $5,794 | $24,545 | $374,444 | |
| 6 | $374,444 | $6,182 | $24,157 | $368,261 | |
| 7 | $368,261 | $6,596 | $23,743 | $361,665 | |
| 8 | $361,665 | $7,038 | $23,301 | $354,627 | |
| 9 | $354,627 | $7,510 | $22,830 | $347,117 | |
| 10 | $347,117 | $8,013 | $22,327 | $339,105 |
- Year 1$395,529
- Principal paid
- $4,471
- Interest paid
- $25,868
- Starting balance
- $400,000
- Year 2$390,759
- Principal paid
- $4,770
- Interest paid
- $25,569
- Starting balance
- $395,529
- Year 3$385,669
- Principal paid
- $5,090
- Interest paid
- $25,249
- Starting balance
- $390,759
- Year 4$380,238
- Principal paid
- $5,431
- Interest paid
- $24,909
- Starting balance
- $385,669
- Year 5$374,444
- Principal paid
- $5,794
- Interest paid
- $24,545
- Starting balance
- $380,238
- Year 6$368,261
- Principal paid
- $6,182
- Interest paid
- $24,157
- Starting balance
- $374,444
- Year 7$361,665
- Principal paid
- $6,596
- Interest paid
- $23,743
- Starting balance
- $368,261
- Year 8$354,627
- Principal paid
- $7,038
- Interest paid
- $23,301
- Starting balance
- $361,665
- Year 9$347,117
- Principal paid
- $7,510
- Interest paid
- $22,830
- Starting balance
- $354,627
- Year 10$339,105
- Principal paid
- $8,013
- Interest paid
- $22,327
- Starting balance
- $347,117
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.