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ActiveMLS #2381058

276 FINSTOWN ST, Hutto TX 78634

Hutto, TX 78634 · Star Ranch Ph 7 Sec 7

Single Family Residence for sale in Star Ranch Ph 7 Sec 7

4Bedrooms
3Bathrooms
2,923Square Ft
0.15Acres
2Garage
2021Year Built
Price Reduced
1 / 19
$459,000$485,000

Overview

Property Description

This stunning 1 1/2 story home is located in the prestigious Star Ranch Golf Course community. The home was built by Clark Wilson in 2021 and has 3 living (Family, Living and Office/Study), 4 bedrooms and 3 full baths. The Office/Study is off the foyer and has French Doors. The 2nd Living is located near the 2 secondary bedrooms on main level, The spacious Family Room opens to the Dining Room and the heart of the home Kitchen. The Kitchen features: Breakfast Bar/Center Island, Gas Range, Built-In Microwave, Trendy Painted Cabinetry, Pantry and Stainless Appliances. The large owners bedroom has an en-suite bath that has: Double Vanity, Soaking Tub and Separate Shower. 2 Nicely sized secondary bedrooms, a 2nd full bath, 2nd living area and the utility room are on the main level. The upper level is a huge 4th bedroom with an en-suite full bath. The covered back patio looks out to the big back yard. The lot is landscaped and the sprinkler system keeps everything nice and green. Great Location with quick access to major roadways, shopping, dining employers and events.

Financial Info
Price
$459,000
$ / Sqft
$157
HOA
Yes - Mandatory / $475 / Annually
HOA Name
Star Ranch HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.6758%
Est. Taxes
$14,106
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
276 FINSTOWN ST
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Star Ranch Ph 7 Sec 7
Legal Description
S12271 - STAR RANCH SEC 7 PH 7, BLOCK N, LOT 27
Parcel
142470077N0027
Interior Features
Floor
Carpet, Tile
Num Living
3
Dining
1
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Stainless Steel Appliance(s), Gas Water Heater, WaterSoftener
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), Chandelier, Double Vanity, French Doors, High Ceilings, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, Open Floorplan, Pantry, Walk-In Closet(s), Soaking Tub, Interior Steps, Gas Dryer Hookup, Multiple Living Areas, Washer Hookup, Study/Home Office, Security System Leased, Window Coverings
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
2,923 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, HardiPlank Type, Stone
Acres
0.15
Lot Description
Back Yard, Curbs, Near Golf Course, Sprinkler - In-ground, Trees-Small (Under 20 Ft)
Restrictions
Covenant, Zoning
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
Exterior Steps, Gutters Partial, Covered, Rear Porch
Pool On Property
No
Area Amenities
Curbs, Golf, Playground, Pool

Rooms

Rooms11 rooms

Main level

  • Laundry
  • Kitchen

    Breakfast Bar, Center Island, Quartz Counters, Gourmet Kitchen, Pantry, Track Lighting

  • Office
  • Bedroom
  • Primary Bedroom

    Dual Vanity, Separate Shower, Soaking Tub

  • Bedroom
  • Living Room
  • Bathroom

    Full Bath

  • Family Room

    Ceiling Fan(s), High Ceilings

Upper level

  • Bathroom

    Full Bath

  • Bedroom

Price history

Members only
Days on market
−$26,000 (−5.4%)
$485,000 → $459,000
4
Price reductions
Active
Since Feb 5, 2026
Price trend
List priceFeb 2026 → Sep 2026
Property history5 events
DateEventPriceChange
Sep 2, 2026Price Decrease$459,000−$16,000 (−3.4%)
Jul 24, 2026Price Decrease$475,000−$4,000 (−0.8%)
Jun 4, 2026Price Decrease$479,000−$1,000 (−0.2%)
May 19, 2026Price Decrease$480,000−$5,000 (−1%)
Feb 7, 2026New Listing

Taxes

General Information
Legal
S12271 - STAR RANCH SEC 7 PH 7, BLOCK N, Lot 27
Geo ID
142470077N0027
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$14,106
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$89,000$418,927$507,927$507,927

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Benjamin Doc Kerley Elementary
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $459,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,880 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,880

Principal & interest
$2,321
Property taxes
$1,176
Homeowners insurance
$383

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$367,200$4,104$23,747$363,096
2$363,096$4,379$23,472$358,717
3$358,717$4,672$23,179$354,044
4$354,044$4,985$22,866$349,059
5$349,059$5,319$22,532$343,740
6$343,740$5,675$22,176$338,064
7$338,064$6,056$21,796$332,008
8$332,008$6,461$21,390$325,547
9$325,547$6,894$20,958$318,653
10$318,653$7,356$20,496$311,298
  • Year 1$363,096
    Principal paid
    $4,104
    Interest paid
    $23,747
    Starting balance
    $367,200
  • Year 2$358,717
    Principal paid
    $4,379
    Interest paid
    $23,472
    Starting balance
    $363,096
  • Year 3$354,044
    Principal paid
    $4,672
    Interest paid
    $23,179
    Starting balance
    $358,717
  • Year 4$349,059
    Principal paid
    $4,985
    Interest paid
    $22,866
    Starting balance
    $354,044
  • Year 5$343,740
    Principal paid
    $5,319
    Interest paid
    $22,532
    Starting balance
    $349,059
  • Year 6$338,064
    Principal paid
    $5,675
    Interest paid
    $22,176
    Starting balance
    $343,740
  • Year 7$332,008
    Principal paid
    $6,056
    Interest paid
    $21,796
    Starting balance
    $338,064
  • Year 8$325,547
    Principal paid
    $6,461
    Interest paid
    $21,390
    Starting balance
    $332,008
  • Year 9$318,653
    Principal paid
    $6,894
    Interest paid
    $20,958
    Starting balance
    $325,547
  • Year 10$311,298
    Principal paid
    $7,356
    Interest paid
    $20,496
    Starting balance
    $318,653
First 10 of 30 years

Nearby

Courtesy of REALTY CAPITAL CITY · (512) 381-2220

Listings courtesy of ACTRIS as distributed by MLS GRID.