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ActiveMLS #8799928

323 Windy Reed RD, Hutto TX 78634

Hutto, TX 78634 · Cross Creek

Single Family Residence for sale in Cross Creek

3Bedrooms
2 full / 1 halfBathrooms
2,474Square Ft
0.17Acres
2Garage
2023Year Built
New
1 / 40
$449,999

Overview

Property Description

This is not a standard builder-finish home! More than $80,000 has been invested in thoughtfully selected custom upgrades, creating a beautifully finished residence with 3 bedrooms, a dedicated first-floor office, and 2.5 bathrooms. The completely redesigned custom staircase makes a striking first impression with sleek frameless glass railings, illuminated luxury vinyl plank steps, and refined contemporary finishes. The home is completely carpet-free, with low-maintenance luxury vinyl plank flooring throughout, including every bedroom and the staircase. The living room features a custom entertainment wall with warm wood-slat detailing, a sophisticated linear fireplace, integrated display niches, and a dramatic setting designed to showcase an oversized television. The primary suite features a boutique-inspired custom walk-in closet with built-in drawers, tailored shelving, generous hanging space, and thoughtfully designed storage. Additional premium upgrades include a whole-home water softener system, dedicated EV charging station, and app-controlled Govee exterior lighting for customizable everyday, holiday, and seasonal illumination. The dedicated first-floor office provides a private and flexible space for working from home, studying, or other uses without sacrificing one of the home's three bedrooms. The living room TV, refrigerator, washer, and dryer convey with the property. Extensive custom upgrades and premium finishes have already been completed throughout the home, offering a combination of contemporary design, functionality, storage, and technology beyond typical builder finishes. From the custom staircase and entertainment wall to the upgraded flooring, lighting, closet system, and functional improvements, thoughtful details can be found throughout. Come experience the difference in person—this is a home designed to stand out.

Financial Info
Price
$449,999
$ / Sqft
$182
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
REAL MANAGE
HOA Includes
Common Area Maintenance
Est. Taxes
$9,600
Tax Year
2024
Exemptions
Homestead
Legal Info
Address
323 Windy Reed RD
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek
Legal Description
S12593 - CROSS CREEK PH 3 & 4, BLOCK N, LOT 12
Parcel
R-14-1138-034N-0012
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Oven, Tankless Water Heater
Laundry
Inside, Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2023 / Resale
Square Feet
2,474 / Owner
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.17
Lot Description
Interior Lot
Restrictions
See Remarks
Flood Plain
See Remarks
View
See Remarks
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Heat
Electric, Heat Pump
A C
Central Air
Exterior Features
Fence
Fenced
Exterior Features
None
Pool On Property
No
Area Amenities
Common Grounds, Park, Playground, Pool, Sidewalks

Price history

Members only
Days on market
$449,999
List price
0
Price reductions
Active
Since Sep 15, 2026
Property history1 event
DateEventPriceChange
Sep 15, 2026New Listing

Taxes

General Information
Legal
S12593 - CROSS CREEK PH 3 & 4, BLOCK N, Lot 12
Geo ID
141138034N0012
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,600
MLS tax year
2024
Appraisal Values
YearLandImprovementsMarketAssessed
2026$81,000$317,549$398,549$398,549

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $449,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,450 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,450

Principal & interest
$2,275
Property taxes
$800
Homeowners insurance
$375

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$359,999$4,024$23,281$355,975
2$355,975$4,293$23,012$351,682
3$351,682$4,581$22,724$347,101
4$347,101$4,888$22,418$342,214
5$342,214$5,215$22,090$336,999
6$336,999$5,564$21,741$331,435
7$331,435$5,937$21,368$325,498
8$325,498$6,334$20,971$319,163
9$319,163$6,759$20,547$312,405
10$312,405$7,211$20,094$305,193
  • Year 1$355,975
    Principal paid
    $4,024
    Interest paid
    $23,281
    Starting balance
    $359,999
  • Year 2$351,682
    Principal paid
    $4,293
    Interest paid
    $23,012
    Starting balance
    $355,975
  • Year 3$347,101
    Principal paid
    $4,581
    Interest paid
    $22,724
    Starting balance
    $351,682
  • Year 4$342,214
    Principal paid
    $4,888
    Interest paid
    $22,418
    Starting balance
    $347,101
  • Year 5$336,999
    Principal paid
    $5,215
    Interest paid
    $22,090
    Starting balance
    $342,214
  • Year 6$331,435
    Principal paid
    $5,564
    Interest paid
    $21,741
    Starting balance
    $336,999
  • Year 7$325,498
    Principal paid
    $5,937
    Interest paid
    $21,368
    Starting balance
    $331,435
  • Year 8$319,163
    Principal paid
    $6,334
    Interest paid
    $20,971
    Starting balance
    $325,498
  • Year 9$312,405
    Principal paid
    $6,759
    Interest paid
    $20,547
    Starting balance
    $319,163
  • Year 10$305,193
    Principal paid
    $7,211
    Interest paid
    $20,094
    Starting balance
    $312,405
First 10 of 30 years

Nearby

Courtesy of Beycome Brokerage Realty LLC · (804) 656-5007

Listings courtesy of ACTRIS as distributed by MLS GRID.