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406 Grasslands Trl 3343037Edit search
ActiveMLS #3343037

406 Grasslands TRL, Hutto TX 78634

Hutto, TX 78634 · Cross Creek

Single Family Residence for sale in Cross Creek

4Bedrooms
2 full / 1 halfBathrooms
2,049Square Ft
0.16Acres
2Garage
2022Year Built
1 / 40
$400,000

Overview

Property Description

Single-story home in Cross Creek featuring 4 bedrooms, 3 full bathrooms and an attached 2-car garage. The open layout connects the spacious living room, dining area and kitchen, with high ceilings, natural light and wood-look flooring throughout the main living areas. The kitchen offers a large center island with breakfast bar seating, light countertops, gray cabinetry, stainless steel appliances and gas cooking. The primary suite features bay windows, a tray ceiling and an ensuite bathroom with dual sinks and a walk-in shower. Secondary bedrooms provide flexibility for guests or a home office. Enjoy the covered back patio overlooking a spacious, fenced backyard. Additional features include a dedicated laundry room, solar panels and a battery storage system. Buyer to assume the financing for the solar and battery storage systems, subject to lender approval and transfer requirements. Per seller, the combined monthly payment is $186.39, with a total remaining balance of $34,213.26. Cross Creek offers a community pool, playground and trails, with access to US-79, SH-130 and Hutto shopping and dining.

Financial Info
Price
$400,000
$ / Sqft
$195
HOA
Yes - Mandatory / $60 / Monthly
HOA Name
Cross Creek
HOA Includes
See Remarks
Tax Rate
2.16%
Est. Taxes
$8,114.77
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
406 Grasslands TRL
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek
Legal Description
S12593 - CROSS CREEK PH 3 & 4, BLOCK V, LOT 11
Parcel
141138034V0011
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Gas Oven
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), See Remarks
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
2,049 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Shingle
Construction
Stucco
Acres
0.16
Lot Description
Back Yard
Restrictions
See Remarks
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Available, Solar, Water Connected
Heat
Central, Solar
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Covered
Pool On Property
No
Area Amenities
See Remarks

Price history

Members only
Days on market
$400,000
List price
0
Price reductions
Active
Since Sep 11, 2026
Property history1 event
DateEventPriceChange
Sep 11, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $400,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,032 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,032

Principal & interest
$2,023
Property taxes
$676
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$320,000$3,577$20,695$316,423
2$316,423$3,816$20,455$312,607
3$312,607$4,072$20,200$308,535
4$308,535$4,345$19,927$304,191
5$304,191$4,636$19,636$299,555
6$299,555$4,946$19,325$294,609
7$294,609$5,277$18,994$289,332
8$289,332$5,631$18,641$283,701
9$283,701$6,008$18,264$277,694
10$277,694$6,410$17,861$271,284
  • Year 1$316,423
    Principal paid
    $3,577
    Interest paid
    $20,695
    Starting balance
    $320,000
  • Year 2$312,607
    Principal paid
    $3,816
    Interest paid
    $20,455
    Starting balance
    $316,423
  • Year 3$308,535
    Principal paid
    $4,072
    Interest paid
    $20,200
    Starting balance
    $312,607
  • Year 4$304,191
    Principal paid
    $4,345
    Interest paid
    $19,927
    Starting balance
    $308,535
  • Year 5$299,555
    Principal paid
    $4,636
    Interest paid
    $19,636
    Starting balance
    $304,191
  • Year 6$294,609
    Principal paid
    $4,946
    Interest paid
    $19,325
    Starting balance
    $299,555
  • Year 7$289,332
    Principal paid
    $5,277
    Interest paid
    $18,994
    Starting balance
    $294,609
  • Year 8$283,701
    Principal paid
    $5,631
    Interest paid
    $18,641
    Starting balance
    $289,332
  • Year 9$277,694
    Principal paid
    $6,008
    Interest paid
    $18,264
    Starting balance
    $283,701
  • Year 10$271,284
    Principal paid
    $6,410
    Interest paid
    $17,861
    Starting balance
    $277,694
First 10 of 30 years

Nearby

Courtesy of SpecTower Realty Group · (512) 285-7146

Listings courtesy of ACTRIS as distributed by MLS GRID.