Mr. Home Search
407 Water Way Ave 1746741Edit search
ActiveMLS #1746741

407 Water Way Ave, Hutto TX 78634

Hutto, TX 78634 · Cross Creek Phase 1

Single Family Residence for sale in Cross Creek Phase 1

3Bedrooms
2Bathrooms
1,461Square Ft
0.11Acres
2Garage
2020Year Built
Price Reduced
1 / 31
$299,000$311,000

Overview

Property Description

This meticulously maintained energy-efficient 3 bedroom, 2 bathroom home features a bright, open floor plan and a chef's kitchen that seamlessly connects the living, dining, and kitchen areas for effortless everyday living and entertaining. The kitchen island provides extra seating, prep space, and a focal point for guests that will comfortably seat four. An Upgraded primary Suite features a spacious bedroom layout and a custom-upgraded walk-in master closet with an added dresser and shelves designed for maximum storage and organization. The property boasts beautifully manicured lawns and curated garden beds that enhance curb appeal. Enjoy resort-style relaxation and swimming just steps from your front door. Amenities will include a pavilion, playground, great lawn, swimming pool and splash pad. This home was built to help you live a healthier and quieter lifestyle while saving thousands of dollars on utility bills. Best of all, it includes a home generator, ensuring you'll stay safe, powered, and comfortable during any stormy weather. Prewired for a security system. Move in Ready! Call today to see this beautiful home

Financial Info
Price
$299,000
$ / Sqft
$205
HOA
Yes - Mandatory / $60 / Monthly
HOA Name
Cross Creek Hutto HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.16%
Est. Taxes
$6,720
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
407 Water Way Ave
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek Phase 1
Legal Description
S12094 - CROSS CREEK PH 1, BLOCK Q, LOT 3
Parcel
141138000Q0003
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Gas Range, Dishwasher, Disposal, Microwave
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Eat-in Kitchen, High Speed Internet, Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Prewired, Security System Owned, Smoke Detector(s), Low Emissivity Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
1,461 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick Veneer, HardiPlank Type, Cement Siding, Stone
Acres
0.11
Lot Description
Back Yard, Close to Clubhouse, Few Trees, Garden, Interior Lot, Landscaped
Restrictions
City Restrictions, Covenant
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Water Connected
Heat
Central
A C
Attic Fan, Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Privacy, Wood
Exterior Features
Gutters Full, Playground, Covered, Rear Porch, Side Porch
Pool On Property
No
Area Amenities
Clubhouse, Park, Picnic Area, Playground, Pool, Street Lights

Rooms

Rooms3 rooms

Main level

  • Bedroom

    Bedroom off main hallway

    Ceiling Fan(s)

  • Bedroom

    Second bedroom off of main hallway

    Ceiling Fan(s)

  • Primary Bedroom

    Large Primary, big enough for a King sized bed and furniture

    Ceiling Fan(s), High Ceilings

Price history

Members only
Days on market
−$12,000 (−3.9%)
$311,000 → $299,000
2
Price reductions
Active
Since Jul 1, 2026
Price trend
List priceJul 2026 → Sep 2026
Property history3 events
DateEventPriceChange
Sep 5, 2026Price Decrease$299,000−$6,000 (−2%)
Jul 2, 2026Price Decrease$305,000−$6,000 (−1.9%)
Jul 1, 2026New Listing

Taxes

General Information
Legal
S12094 - CROSS CREEK PH 1, BLOCK Q, Lot 3
Geo ID
141138000Q0003
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$6,720
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$81,000$229,723$310,723$310,723

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $299,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,321 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,321

Principal & interest
$1,512
Property taxes
$560
Homeowners insurance
$249

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$239,200$2,674$15,469$236,526
2$236,526$2,853$15,290$233,674
3$233,674$3,044$15,099$230,630
4$230,630$3,248$14,895$227,382
5$227,382$3,465$14,678$223,917
6$223,917$3,697$14,446$220,220
7$220,220$3,945$14,198$216,276
8$216,276$4,209$13,934$212,067
9$212,067$4,491$13,652$207,576
10$207,576$4,792$13,351$202,784
  • Year 1$236,526
    Principal paid
    $2,674
    Interest paid
    $15,469
    Starting balance
    $239,200
  • Year 2$233,674
    Principal paid
    $2,853
    Interest paid
    $15,290
    Starting balance
    $236,526
  • Year 3$230,630
    Principal paid
    $3,044
    Interest paid
    $15,099
    Starting balance
    $233,674
  • Year 4$227,382
    Principal paid
    $3,248
    Interest paid
    $14,895
    Starting balance
    $230,630
  • Year 5$223,917
    Principal paid
    $3,465
    Interest paid
    $14,678
    Starting balance
    $227,382
  • Year 6$220,220
    Principal paid
    $3,697
    Interest paid
    $14,446
    Starting balance
    $223,917
  • Year 7$216,276
    Principal paid
    $3,945
    Interest paid
    $14,198
    Starting balance
    $220,220
  • Year 8$212,067
    Principal paid
    $4,209
    Interest paid
    $13,934
    Starting balance
    $216,276
  • Year 9$207,576
    Principal paid
    $4,491
    Interest paid
    $13,652
    Starting balance
    $212,067
  • Year 10$202,784
    Principal paid
    $4,792
    Interest paid
    $13,351
    Starting balance
    $207,576
First 10 of 30 years

Nearby

Courtesy of RE/MAX Temple-Belton · (254) 771-3633

Listings courtesy of ACTRIS as distributed by MLS GRID.