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ActiveMLS #9082057

413 Windy Reed RD, Hutto TX 78634

Hutto, TX 78634 · Cross Creek

Single Family Residence for sale in Cross Creek

4Bedrooms
3Bathrooms
2,215Square Ft
0.15Acres
2Garage
2020Year Built
Price Reduced
1 / 31
$349,000$369,000

Overview

Property Description

Home with classic brick exterior and front porch establishes an inviting approach to this one-story residence in the desirable community of Cross Creek. The foyer with high ceilings and wood-look LVP flooring guides you into the home, showcasing a warm and structured flow. This home offers a versatile lifestyle with a dedicated home office alcove and functional built-in features that accommodate remote work or quiet study. The spacious flex room is perfect for multiple uses including home office, TV room, game room or formal dining. The kitchen transitions smoothly into the open floorplan, featuring granite counters, a kitchen island, and walk-in pantry. Stainless steel appliances, including a gas range, dishwasher, and microwave oven, complete this well-equipped culinary workspace. The adjoining main living area boasts high ceilings, recessed lighting, with vinyl flooring extending into a breakfast area with a glass door leading outside to the covered patio. The primary suite is a peaceful retreat featuring carpet flooring, vaulted ceilings, and a spacious walk-in closet. The primary bathroom offers convenience with a double vanity and walk-in shower. Additional bedrooms feature carpet flooring, with select rooms showcasing high ceilings and ceiling fans, and one bedroom has a private bath perfect for anyone who needs more privacy. A laundry room with wood-look LVP flooring and built-in features, along with a mudroom featuring a built-in drop zone, provide practical spaces, perfect for the busy household. This neighborhood features a community pool, park/playground and trails located only a few blocks from this home. Come see for yourself what makes this home and community so special. Seller's upgrades include gutters, new LVP flooring throughout the home; built-in bench, storage and hooks in mud area; built-in desk and storage in laundry room; rustic barn door to laundry room; water softener; and reverse osmosis system under the kitchen sink.

Financial Info
Price
$349,000
$ / Sqft
$158
HOA
Yes - Mandatory / $60 / Monthly
HOA Name
Real Manage
HOA Includes
Common Area Maintenance
Tax Rate
2.17%
Est. Taxes
$8,682
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
413 Windy Reed RD
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek
Legal Description
S12094 - CROSS CREEK PH 1, BLOCK S, LOT 6
Parcel
141138000S0006
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Free-Standing Range, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
2,215 / Public Records
Garages
2
Garage Desc
Attached, Concrete, Driveway, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, HardiPlank Type
Acres
0.15
Lot Description
Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Heat Pump
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
Gutters Partial, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
See Remarks, Park, Playground, Pool

Price history

Days on market
−$20,000 (−5.4%)
$369,000 → $349,000
1
Price reduction
Active
Since Aug 20, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 24, 2026Price Decrease$349,000−$20,000 (−5.4%)
Aug 20, 2026New Listing

Taxes

General Information
Legal
S12094 - CROSS CREEK PH 1, BLOCK S, Lot 6
Geo ID
141138000S0006
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,682
MLS tax year
2026
2026 Annual Tax Bill

Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2026$382,0622.170989$7,666.76Includes $1,108.63 PID assessments

Source: Williamson County

Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.

County data checked Nov 1, 2026.

Source: Williamson County

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $349,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,780 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,780

Principal & interest
$1,765
Property taxes
$724
Homeowners insurance
$291

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$279,200$3,121$18,056$276,079
2$276,079$3,330$17,847$272,750
3$272,750$3,553$17,624$269,197
4$269,197$3,791$17,386$265,406
5$265,406$4,044$17,132$261,362
6$261,362$4,315$16,861$257,047
7$257,047$4,604$16,572$252,442
8$252,442$4,913$16,264$247,529
9$247,529$5,242$15,935$242,288
10$242,288$5,593$15,584$236,695
  • Year 1$276,079
    Principal paid
    $3,121
    Interest paid
    $18,056
    Starting balance
    $279,200
  • Year 2$272,750
    Principal paid
    $3,330
    Interest paid
    $17,847
    Starting balance
    $276,079
  • Year 3$269,197
    Principal paid
    $3,553
    Interest paid
    $17,624
    Starting balance
    $272,750
  • Year 4$265,406
    Principal paid
    $3,791
    Interest paid
    $17,386
    Starting balance
    $269,197
  • Year 5$261,362
    Principal paid
    $4,044
    Interest paid
    $17,132
    Starting balance
    $265,406
  • Year 6$257,047
    Principal paid
    $4,315
    Interest paid
    $16,861
    Starting balance
    $261,362
  • Year 7$252,442
    Principal paid
    $4,604
    Interest paid
    $16,572
    Starting balance
    $257,047
  • Year 8$247,529
    Principal paid
    $4,913
    Interest paid
    $16,264
    Starting balance
    $252,442
  • Year 9$242,288
    Principal paid
    $5,242
    Interest paid
    $15,935
    Starting balance
    $247,529
  • Year 10$236,695
    Principal paid
    $5,593
    Interest paid
    $15,584
    Starting balance
    $242,288
First 10 of 30 years

Nearby

Courtesy of Fathom Realty · (888) 455-6040

Listings courtesy of ACTRIS as distributed by MLS GRID.