413 Windy Reed RD, Hutto TX 78634
Hutto, TX 78634 · Cross Creek
Single Family Residence for sale in Cross Creek
Overview
Property Description
Home with classic brick exterior and front porch establishes an inviting approach to this one-story residence in the desirable community of Cross Creek. The foyer with high ceilings and wood-look LVP flooring guides you into the home, showcasing a warm and structured flow. This home offers a versatile lifestyle with a dedicated home office alcove and functional built-in features that accommodate remote work or quiet study. The spacious flex room is perfect for multiple uses including home office, TV room, game room or formal dining. The kitchen transitions smoothly into the open floorplan, featuring granite counters, a kitchen island, and walk-in pantry. Stainless steel appliances, including a gas range, dishwasher, and microwave oven, complete this well-equipped culinary workspace. The adjoining main living area boasts high ceilings, recessed lighting, with vinyl flooring extending into a breakfast area with a glass door leading outside to the covered patio. The primary suite is a peaceful retreat featuring carpet flooring, vaulted ceilings, and a spacious walk-in closet. The primary bathroom offers convenience with a double vanity and walk-in shower. Additional bedrooms feature carpet flooring, with select rooms showcasing high ceilings and ceiling fans, and one bedroom has a private bath perfect for anyone who needs more privacy. A laundry room with wood-look LVP flooring and built-in features, along with a mudroom featuring a built-in drop zone, provide practical spaces, perfect for the busy household. This neighborhood features a community pool, park/playground and trails located only a few blocks from this home. Come see for yourself what makes this home and community so special. Seller's upgrades include gutters, new LVP flooring throughout the home; built-in bench, storage and hooks in mud area; built-in desk and storage in laundry room; rustic barn door to laundry room; water softener; and reverse osmosis system under the kitchen sink.
Financial Info
- Price
- $369,000
- $ / Sqft
- $167
- HOA
- Yes - Mandatory / $60 / Monthly
- HOA Name
- Real Manage
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.17%
- Est. Taxes
- $8,682
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 413 Windy Reed RD
- County
- Williamson
- City
- Hutto
- State
- TX
- Zip
- 78634
- Subdivision
- Cross Creek
- Legal Description
- S12094 - CROSS CREEK PH 1, BLOCK S, LOT 6
- Parcel
- 141138000S0006
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Granite Counters, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Free-Standing Range, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2020 / Resale
- Square Feet
- 2,215 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Driveway, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick, HardiPlank Type
- Acres
- 0.15
- Lot Description
- Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- Covenant
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Wood
- Exterior Features
- Gutters Partial, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- See Remarks, Park, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 20, 2026 | New Listing | — |
Taxes
- Legal
- S12094 - CROSS CREEK PH 1, BLOCK S, Lot 6
- Geo ID
- 141138000S0006
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,682
- MLS tax year
- 2026
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $81,000 | $301,062 | $382,062 | $382,062 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Hutto ISD
- Elementary
- Hutto
- Middle
- Farley
- High
- Hutto
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,898 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,898
- Principal & interest
- $1,866
- Property taxes
- $724
- Homeowners insurance
- $308
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $295,200 | $3,300 | $19,091 | $291,900 | |
| 2 | $291,900 | $3,521 | $18,870 | $288,380 | |
| 3 | $288,380 | $3,756 | $18,634 | $284,624 | |
| 4 | $284,624 | $4,008 | $18,383 | $280,616 | |
| 5 | $280,616 | $4,276 | $18,114 | $276,340 | |
| 6 | $276,340 | $4,563 | $17,828 | $271,777 | |
| 7 | $271,777 | $4,868 | $17,522 | $266,909 | |
| 8 | $266,909 | $5,194 | $17,196 | $261,715 | |
| 9 | $261,715 | $5,542 | $16,848 | $256,172 | |
| 10 | $256,172 | $5,913 | $16,477 | $250,259 |
- Year 1$291,900
- Principal paid
- $3,300
- Interest paid
- $19,091
- Starting balance
- $295,200
- Year 2$288,380
- Principal paid
- $3,521
- Interest paid
- $18,870
- Starting balance
- $291,900
- Year 3$284,624
- Principal paid
- $3,756
- Interest paid
- $18,634
- Starting balance
- $288,380
- Year 4$280,616
- Principal paid
- $4,008
- Interest paid
- $18,383
- Starting balance
- $284,624
- Year 5$276,340
- Principal paid
- $4,276
- Interest paid
- $18,114
- Starting balance
- $280,616
- Year 6$271,777
- Principal paid
- $4,563
- Interest paid
- $17,828
- Starting balance
- $276,340
- Year 7$266,909
- Principal paid
- $4,868
- Interest paid
- $17,522
- Starting balance
- $271,777
- Year 8$261,715
- Principal paid
- $5,194
- Interest paid
- $17,196
- Starting balance
- $266,909
- Year 9$256,172
- Principal paid
- $5,542
- Interest paid
- $16,848
- Starting balance
- $261,715
- Year 10$250,259
- Principal paid
- $5,913
- Interest paid
- $16,477
- Starting balance
- $256,172
Nearby
Courtesy of Fathom Realty · (888) 455-6040
Listings courtesy of ACTRIS as distributed by MLS GRID.