440 Sebring CIR, Hutto TX 78634
Hutto, TX 78634 · COTTONWOOD PH 2
Single Family Residence for sale in COTTONWOOD PH 2
Overview
Property Description
Welcome home to 440 Sebring Circle in Hutto, TX where comfort, growth, and breathing room come together beautifully. This 4-bedroom, 2-bath home offers just under 2,000 square feet of easy, functional living space designed for real life and real relaxation. The open layout flows effortlessly from gathering spaces to private retreats, making it just as perfect for weeknight dinners as it is for weekend hosting. Out back, enjoy the rare luxury of no neighbors behind you just extra peace, privacy, and sky views to unwind after a long day. Located in a new and thriving neighborhood, this home sits in Hutto, one of the fastest-growing cities in Williamson County, where opportunity, community, and convenience are growing right alongside you. Whether you’re planting roots, upgrading your space, or simply ready for your next chapter, 440 Sebring Circle delivers the space you want, the privacy you crave, and the location buyers are racing toward. Come see why this one just feels like home. Schedule a showing to truly appreciate!
Financial Info
- Price
- $339,900
- $ / Sqft
- $171
- HOA
- Yes - Mandatory / $65 / Monthly
- HOA Name
- Cotton Brook Homeowner’s Association
- HOA Includes
- See Remarks
- Tax Rate
- 2.1627%
- Est. Taxes
- $8,047
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 440 Sebring CIR
- County
- Williamson
- City
- Hutto
- State
- TX
- Zip
- 78634
- Subdivision
- COTTONWOOD PH 2
- Legal Description
- S12904 - COTTONWOOD PH 2, BLOCK W, LOT 22
- Parcel
- 142029020W0022
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island
- Appliances
- Cooktop, Dishwasher, Disposal, Gas Range, Microwave, Oven, Range, Refrigerator
- Laundry
- Inside, Laundry Room
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s), Stone Counters, Kitchen Island, Smoke Detector(s), Blinds
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2022 / Resale
- Square Feet
- 1,982 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick, Masonry – Partial
- Acres
- 0.15
- Lot Description
- Back Yard, Front Yard, Public Maintained Road
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
- Heat
- Electric
- A C
- Electric
Exterior Features
- Fence
- Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 17, 2026 | Price Decrease | $339,900−$4,000 (−1.2%) | −$4,000 (−1.2%) |
| Aug 13, 2026 | Price Decrease | $343,900−$5,000 (−1.4%) | −$5,000 (−1.4%) |
| Jul 28, 2026 | Price Decrease | $348,900−$100 (−0%) | −$100 (−0%) |
| Jun 15, 2026 | Price Decrease | $349,000−$11,000 (−3.1%) | −$11,000 (−3.1%) |
| May 28, 2026 | New Listing | — |
Taxes
- Legal
- S12904 - COTTONWOOD PH 2, BLOCK W, Lot 22
- Geo ID
- 142029020W0022
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,047
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $79,000 | $265,991 | $344,991 | $344,991 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Hutto ISD
- Elementary
- Ray Elementary
- Middle
- Farley
- High
- Hutto
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,673 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,673
- Principal & interest
- $1,719
- Property taxes
- $671
- Homeowners insurance
- $283
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $271,920 | $3,039 | $17,585 | $268,881 | |
| 2 | $268,881 | $3,243 | $17,382 | $265,638 | |
| 3 | $265,638 | $3,460 | $17,165 | $262,178 | |
| 4 | $262,178 | $3,692 | $16,933 | $258,486 | |
| 5 | $258,486 | $3,939 | $16,686 | $254,547 | |
| 6 | $254,547 | $4,203 | $16,422 | $250,344 | |
| 7 | $250,344 | $4,484 | $16,140 | $245,860 | |
| 8 | $245,860 | $4,785 | $15,840 | $241,075 | |
| 9 | $241,075 | $5,105 | $15,520 | $235,970 | |
| 10 | $235,970 | $5,447 | $15,178 | $230,523 |
- Year 1$268,881
- Principal paid
- $3,039
- Interest paid
- $17,585
- Starting balance
- $271,920
- Year 2$265,638
- Principal paid
- $3,243
- Interest paid
- $17,382
- Starting balance
- $268,881
- Year 3$262,178
- Principal paid
- $3,460
- Interest paid
- $17,165
- Starting balance
- $265,638
- Year 4$258,486
- Principal paid
- $3,692
- Interest paid
- $16,933
- Starting balance
- $262,178
- Year 5$254,547
- Principal paid
- $3,939
- Interest paid
- $16,686
- Starting balance
- $258,486
- Year 6$250,344
- Principal paid
- $4,203
- Interest paid
- $16,422
- Starting balance
- $254,547
- Year 7$245,860
- Principal paid
- $4,484
- Interest paid
- $16,140
- Starting balance
- $250,344
- Year 8$241,075
- Principal paid
- $4,785
- Interest paid
- $15,840
- Starting balance
- $245,860
- Year 9$235,970
- Principal paid
- $5,105
- Interest paid
- $15,520
- Starting balance
- $241,075
- Year 10$230,523
- Principal paid
- $5,447
- Interest paid
- $15,178
- Starting balance
- $235,970
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.