Mr. Home Search
ActiveMLS #3037197

448 Sebring CIR, Hutto TX 78634

Hutto, TX 78634 · Cottonwood Ph 2

Single Family Residence for sale in Cottonwood Ph 2

4Bedrooms
2Bathrooms
1,638Square Ft
0.17Acres
2Garage
2022Year Built
Price Reduced
1 / 21
$290,000$300,000

Overview

Property Description

Beautiful single-story home featuring 4 bedrooms and 2 bathrooms in the desirable Cotton Brook community. This well-designed floor plan offers an open-concept living, dining, and kitchen area with abundant natural light, making it perfect for both everyday living and entertaining. The private backyard backs to no rear neighbors, providing added privacy and a peaceful setting to relax or enjoy outdoor activities. Residents enjoy wonderful neighborhood amenities, including a community pool and playground. Conveniently located just minutes from Samsung, with easy access to major highways, shopping, dining, and everyday conveniences, this home offers the perfect combination of comfort, privacy, and location.

Financial Info
Price
$290,000
$ / Sqft
$177
HOA
Yes - Mandatory / $50 / Monthly
HOA Name
PMP Management
HOA Includes
Common Area Maintenance
Tax Rate
2.16%
Est. Taxes
$7,012
Tax Year
2026
Exemptions
None
Legal Info
Address
448 Sebring CIR
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cottonwood Ph 2
Legal Description
S12904 - COTTONWOOD PH 2, BLOCK W, LOT 26
Parcel
142029020W0026
Interior Features
Floor
Laminate, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Gas Range, Microwave, Range, RNGHD, Refrigerator, Stainless Steel Appliance(s)
Laundry
Inside
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Double Vanity, Kitchen Island, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,638 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Brick, Stone
Acres
0.17
Lot Description
Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Available, Water Available
Heat
Central, Hot Water
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
Private Yard, Patio
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$10,000 (−3.3%)
$300,000 → $290,000
1
Price reduction
Active
Since Jul 15, 2026
Price trend
List priceJul 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 22, 2026Price Decrease$290,000−$10,000 (−3.3%)
Jul 15, 2026New Listing

Taxes

General Information
Legal
S12904 - COTTONWOOD PH 2, BLOCK W, Lot 26
Geo ID
142029020W0026
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,012
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$79,000$245,252$324,252$324,252

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Ray Elementary
Middle
Farley
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $290,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,292 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,292

Principal & interest
$1,466
Property taxes
$584
Homeowners insurance
$242

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$232,000$2,593$15,004$229,407
2$229,407$2,767$14,830$226,640
3$226,640$2,952$14,645$223,688
4$223,688$3,150$14,447$220,538
5$220,538$3,361$14,236$217,177
6$217,177$3,586$14,011$213,592
7$213,592$3,826$13,771$209,766
8$209,766$4,082$13,515$205,683
9$205,683$4,356$13,241$201,328
10$201,328$4,647$12,949$196,681
  • Year 1$229,407
    Principal paid
    $2,593
    Interest paid
    $15,004
    Starting balance
    $232,000
  • Year 2$226,640
    Principal paid
    $2,767
    Interest paid
    $14,830
    Starting balance
    $229,407
  • Year 3$223,688
    Principal paid
    $2,952
    Interest paid
    $14,645
    Starting balance
    $226,640
  • Year 4$220,538
    Principal paid
    $3,150
    Interest paid
    $14,447
    Starting balance
    $223,688
  • Year 5$217,177
    Principal paid
    $3,361
    Interest paid
    $14,236
    Starting balance
    $220,538
  • Year 6$213,592
    Principal paid
    $3,586
    Interest paid
    $14,011
    Starting balance
    $217,177
  • Year 7$209,766
    Principal paid
    $3,826
    Interest paid
    $13,771
    Starting balance
    $213,592
  • Year 8$205,683
    Principal paid
    $4,082
    Interest paid
    $13,515
    Starting balance
    $209,766
  • Year 9$201,328
    Principal paid
    $4,356
    Interest paid
    $13,241
    Starting balance
    $205,683
  • Year 10$196,681
    Principal paid
    $4,647
    Interest paid
    $12,949
    Starting balance
    $201,328
First 10 of 30 years

Nearby

Courtesy of JNJ REAL ESTATE INVESTMENT LLC · (512) 592-0280

Listings courtesy of ACTRIS as distributed by MLS GRID.