870 Waco ST, Kingsland TX 78639
Kingsland, TX 78639 · Royal Oaks Estates
See Remarks for sale in Royal Oaks Estates
Overview
Property Description
If you’ve been searching for an affordable Kingsland home with versatility and low maintenance, this one delivers. This single unit of a duplex offers 1,200 sq ft of living space with 3 bedrooms and 2 baths, making it a great fit for first-time buyers, downsizers, or anyone wanting a clean, modern home near all the action without the waterfront price tag. Located in an unrestricted neighborhood near the community baseball fields, this property gives you flexible use options and room to adapt as your needs evolve. The home features modern construction with metal siding and a metal roof, plus a concrete driveway and a dedicated utility meter for hassle-free utilities. You’ll love being just a short drive from Lake LBJ, local shopping, eateries, and everyday conveniences, all while enjoying the peace of a quiet residential street. Whether you’re looking for a solid long-term home or a smart investment opportunity, this well-built property offers steady, old-school value with forward-thinking potential. It’s the kind of place that’s easy to own, easy to maintain, and easy to love!
Financial Info
- Price
- $220,000
- HOA
- None
- Tax Rate
- 1.2121%
- Est. Taxes
- $16,778
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 870 Waco ST
- County
- Llano
- City
- Kingsland
- State
- TX
- Zip
- 78639
- Subdivision
- Royal Oaks Estates
- Legal Description
- Royal Oaks Estates Unit 6 Lots 332
- Parcel
- 0066572
Interior Features
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Vaulted Ceiling(s), No Interior Steps, Primary Bedroom on Main, Recessed Lighting
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- See Remarks
- Stories
- 1
- Year Built
- 2024 / Resale
- Garage Desc
- Paved
- Construction
- Metal Siding
- Acres
- 0.15
- Lot Description
- None
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Wood
- Exterior Features
- Rear Porch
- Pool On Property
- Yes
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
- Primary Bathroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | Back On Market | — | |
| Jul 7, 2026 | Hold | — | |
| Feb 6, 2026 | Price Decrease | $220,000−$10,000 (−4.3%) | −$10,000 (−4.3%) |
| Jan 29, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Llano ISD
- Elementary
- Packsaddle
- Middle
- Llano
- High
- Llano
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,693 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,693
- Principal & interest
- $1,112
- Property taxes
- $1,398
- Homeowners insurance
- $183
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $176,000 | $1,967 | $11,382 | $174,033 | |
| 2 | $174,033 | $2,099 | $11,250 | $171,934 | |
| 3 | $171,934 | $2,240 | $11,110 | $169,694 | |
| 4 | $169,694 | $2,389 | $10,960 | $167,305 | |
| 5 | $167,305 | $2,550 | $10,800 | $164,755 | |
| 6 | $164,755 | $2,720 | $10,629 | $162,035 | |
| 7 | $162,035 | $2,902 | $10,447 | $159,133 | |
| 8 | $159,133 | $3,097 | $10,252 | $156,036 | |
| 9 | $156,036 | $3,304 | $10,045 | $152,732 | |
| 10 | $152,732 | $3,526 | $9,824 | $149,206 |
- Year 1$174,033
- Principal paid
- $1,967
- Interest paid
- $11,382
- Starting balance
- $176,000
- Year 2$171,934
- Principal paid
- $2,099
- Interest paid
- $11,250
- Starting balance
- $174,033
- Year 3$169,694
- Principal paid
- $2,240
- Interest paid
- $11,110
- Starting balance
- $171,934
- Year 4$167,305
- Principal paid
- $2,389
- Interest paid
- $10,960
- Starting balance
- $169,694
- Year 5$164,755
- Principal paid
- $2,550
- Interest paid
- $10,800
- Starting balance
- $167,305
- Year 6$162,035
- Principal paid
- $2,720
- Interest paid
- $10,629
- Starting balance
- $164,755
- Year 7$159,133
- Principal paid
- $2,902
- Interest paid
- $10,447
- Starting balance
- $162,035
- Year 8$156,036
- Principal paid
- $3,097
- Interest paid
- $10,252
- Starting balance
- $159,133
- Year 9$152,732
- Principal paid
- $3,304
- Interest paid
- $10,045
- Starting balance
- $156,036
- Year 10$149,206
- Principal paid
- $3,526
- Interest paid
- $9,824
- Starting balance
- $152,732
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.