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Active Under ContractMLS #4605497

1076 Sanders, Kyle TX 78640

Kyle, TX 78640 · Plum Creek Ph I Sec 6d

Single Family Residence for sale in Plum Creek Ph I Sec 6d

3Bedrooms
2Bathrooms
1,922Square Ft
0.15Acres
2Garage
2013Year Built
1 / 40
$299,000
3D tour

Overview

Property Description

Welcome Home to Plum Creek Living! This amazing, pre-inspected bungalow-style home offers the perfect blend of charm and modern convenience. Located just minutes from the best of Kyle, you’ll enjoy easy access to community pools, parks, a public golf course, dog parks, and miles of hike and bike trails. With shopping, dining, and healthcare nearby, everything you need is at your fingertips. Step inside this light-filled one-story residence featuring a popular mother-in-law floor plan with three spacious bedrooms and two full baths. The heart of the home is the expansive, open-concept living area, where the kitchen, dining, and living rooms flow seamlessly together. The chef’s kitchen is a standout, boasting an oversized center island with granite countertops, a tiled backsplash, 42” wood-stained cabinets, stainless steel appliances, and a large breakfast bar for extra seating. The primary suite serves as a private retreat, featuring an executive-style bath complete with a large garden tub, separate walk-in shower, dual vanities, and a generous walk-in closet. Start your mornings peacefully watching the sunrise from the large covered front porch. This home also includes a detached two-car garage. Don’t miss this move-in-ready gem priced under 300K in a prime location! Goes to Negley Elementary

Financial Info
Price
$299,000
$ / Sqft
$156
HOA
Yes - Mandatory / $187 / Quarterly
HOA Name
Plum Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.416%
Est. Taxes
$5,703
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
1076 Sanders
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Plum Creek Ph I Sec 6d
Legal Description
PLUM CREEK PHASE I SEC 6D, BLOCK J, LOT 27
Parcel
116553000J027002
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Gas Cooktop, Microwave, Free-Standing Range, Gas Water Heater
Laundry
In Hall, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, High Ceilings, In-Law Floorplan, Primary Bedroom on Main, No Interior Steps, Walk-In Closet(s), Study/Home Office, None, Aluminum Frames, Double Pane Windows, Insulated Windows, Screens, Window Coverings
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2013 / Updated/Remodeled
Square Feet
1,922 / Plans
Garages
2
Garage Desc
Detached, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.15
Lot Description
Alley Access, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions, Covenant, Deed Restrictions, Zoning
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Fiber, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Patio, Porch
Pool On Property
No
Area Amenities
Clubhouse, Dog Park, Golf, Lake, Park, Pet Amenities, Pool, Sport Court(s)/Facility, Underground Utilities

Rooms

Rooms3 rooms

First level

  • Primary Bedroom

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Garden Tub, Natural Woodwork, Recessed Lighting, Separate Shower, Walk-In Closet(s)

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, High Ceilings, Natural Woodwork, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting

Price history

Members only
Days on market
$299,000
List price
0
Price reductions
Active Under Contract
Since May 11, 2026
Property history2 events
DateEventPriceChange
Aug 31, 2026Active Under Contract
May 11, 2026New Listing

Taxes

General Information
Owner
KELLY FERGUAL & BETH
Legal
PLUM CREEK PHASE I SEC 6D, BLOCK J, Lot 27
Geo ID
116553000J027002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,703
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$67,260$245,730$312,990$312,990

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Laura B Negley
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $299,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,236 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,236

Principal & interest
$1,512
Property taxes
$475
Homeowners insurance
$249

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$239,200$2,674$15,469$236,526
2$236,526$2,853$15,290$233,674
3$233,674$3,044$15,099$230,630
4$230,630$3,248$14,895$227,382
5$227,382$3,465$14,678$223,917
6$223,917$3,697$14,446$220,220
7$220,220$3,945$14,198$216,276
8$216,276$4,209$13,934$212,067
9$212,067$4,491$13,652$207,576
10$207,576$4,792$13,351$202,784
  • Year 1$236,526
    Principal paid
    $2,674
    Interest paid
    $15,469
    Starting balance
    $239,200
  • Year 2$233,674
    Principal paid
    $2,853
    Interest paid
    $15,290
    Starting balance
    $236,526
  • Year 3$230,630
    Principal paid
    $3,044
    Interest paid
    $15,099
    Starting balance
    $233,674
  • Year 4$227,382
    Principal paid
    $3,248
    Interest paid
    $14,895
    Starting balance
    $230,630
  • Year 5$223,917
    Principal paid
    $3,465
    Interest paid
    $14,678
    Starting balance
    $227,382
  • Year 6$220,220
    Principal paid
    $3,697
    Interest paid
    $14,446
    Starting balance
    $223,917
  • Year 7$216,276
    Principal paid
    $3,945
    Interest paid
    $14,198
    Starting balance
    $220,220
  • Year 8$212,067
    Principal paid
    $4,209
    Interest paid
    $13,934
    Starting balance
    $216,276
  • Year 9$207,576
    Principal paid
    $4,491
    Interest paid
    $13,652
    Starting balance
    $212,067
  • Year 10$202,784
    Principal paid
    $4,792
    Interest paid
    $13,351
    Starting balance
    $207,576
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.