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ActiveMLS #6367750

115 Fossil DR, Kyle TX 78640

Kyle, TX 78640 · Waterstone Crossing

Single Family Residence for sale in Waterstone Crossing

5Bedrooms
3 full / 1 halfBathrooms
2,812Square Ft
0.14Acres
2Garage
2026Year Built
Open Sat 1–3pmPrice Reduced
1 / 16
$344,990$388,990

Overview

Property Description

Brand new, energy-efficient home available NOW! An entertainer's dream, the open kitchen and family room provide the perfect gathering space for all occasions. Mix work and play between the study and the adjacent spacious game room upstairs. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$344,990
$ / Sqft
$123
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Texas
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$9,847
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
115 Fossil DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Crossing
Legal Description
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK C, Lot 30
Parcel
R193923
Interior Features
Floor
Stone, Wood
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Range, Microwave, Gas Oven, Range, Gas Water Heater, Tankless Water Heater
Laundry
Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Wired for Data, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,812 / Builder
Garages
2
Garage Desc
Garage, Garage Door Opener, Garage Faces Front, Paved, Storage
Foundation
Slab
Roof
Shingle
Construction
Cedar, Spray Foam Insulation
Acres
0.14
Lot Description
Back Yard, Landscaped, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Natural Gas Available, Sewer Available, Water Available
Heat
Electric, Heat Pump, Natural Gas
A C
ENERGY STAR Qualified Equipment
Exterior Features
Fence
None
Exterior Features
Pest Tubes in Walls, Playground, Private Yard, Porch
Pool On Property
No
Area Amenities
Park, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Recessed Lighting, Smart Home, Smart Thermostat

  • Kitchen

    GranCnt, Quartz Counters, Dining Area

  • Primary Bathroom

    Low Flow Plumbing Fixtures, Walk-in Shower

Price history

Days on market
−$44,000 (−11.3%)
$388,990 → $344,990
3
Price reductions
Active
Since Aug 24, 2026
Price trend
List priceJun 2026 → Nov 2026
Property history7 events
DateEventPriceChange
Nov 4, 2026Price Decrease$344,990−$30,000 (−8%)
Oct 28, 2026Price Decrease$374,990−$15,000 (−3.8%)
Oct 21, 2026Price Decrease$389,990−$1,000 (−0.3%)
Oct 2, 2026Price Increase$390,990+$2,000 (+0.5%)
Aug 24, 2026Back On Market
Jun 30, 2026Pending
Jun 10, 2026New Listing

Taxes

General Information
Owner
MERITAGE HOMES OF TEXAS LLC
Legal
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK C, Lot 30
Geo ID
114946000C030002
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,847
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$70,090$0$70,090$70,090

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $344,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,852 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,852

Principal & interest
$1,744
Property taxes
$821
Homeowners insurance
$287

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$275,992$3,085$17,849$272,907
2$272,907$3,291$17,642$269,616
3$269,616$3,512$17,422$266,104
4$266,104$3,747$17,186$262,357
5$262,357$3,998$16,935$258,359
6$258,359$4,266$16,668$254,093
7$254,093$4,551$16,382$249,542
8$249,542$4,856$16,077$244,685
9$244,685$5,181$15,752$239,504
10$239,504$5,529$15,405$233,975
  • Year 1$272,907
    Principal paid
    $3,085
    Interest paid
    $17,849
    Starting balance
    $275,992
  • Year 2$269,616
    Principal paid
    $3,291
    Interest paid
    $17,642
    Starting balance
    $272,907
  • Year 3$266,104
    Principal paid
    $3,512
    Interest paid
    $17,422
    Starting balance
    $269,616
  • Year 4$262,357
    Principal paid
    $3,747
    Interest paid
    $17,186
    Starting balance
    $266,104
  • Year 5$258,359
    Principal paid
    $3,998
    Interest paid
    $16,935
    Starting balance
    $262,357
  • Year 6$254,093
    Principal paid
    $4,266
    Interest paid
    $16,668
    Starting balance
    $258,359
  • Year 7$249,542
    Principal paid
    $4,551
    Interest paid
    $16,382
    Starting balance
    $254,093
  • Year 8$244,685
    Principal paid
    $4,856
    Interest paid
    $16,077
    Starting balance
    $249,542
  • Year 9$239,504
    Principal paid
    $5,181
    Interest paid
    $15,752
    Starting balance
    $244,685
  • Year 10$233,975
    Principal paid
    $5,529
    Interest paid
    $15,405
    Starting balance
    $239,504
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.