116 Opal Lake DR, Kyle TX 78640
Kyle, TX 78640 · Southlake Ranch Ph Three
Single Family Residence for sale in Southlake Ranch Ph Three
Overview
Property Description
Welcome to your new home in Kyle, TX! Priced competitively, this charming 3-bedroom, 2-bath home offers 1,313 square feet of comfortable living space. Built in 2006, the home features a functional layout designed for everyday living. Enjoy attractive vinyl flooring throughout the main living areas, cozy carpeted bedrooms, and beautiful custom wood window blinds that add warmth and character. The kitchen features a gas range, while the gas water heater adds another practical feature. A newer roof, replaced in 2023, provides additional peace of mind. Step outside to enjoy the spacious backyard, offering plenty of room for outdoor entertaining, gardening, pets, or simply relaxing. Whether you're a first-time homebuyer, looking to downsize, or searching for your next home, this property is a wonderful opportunity. Don't miss your chance to make this home yours!
Financial Info
- Price
- $229,500
- $ / Sqft
- $175
- HOA
- Yes - Mandatory / $91 / Semi-Annually
- HOA Name
- Southlake Ranch Homeowners Association
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.4467%
- Est. Taxes
- $5,635
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 116 Opal Lake DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Southlake Ranch Ph Three
- Legal Description
- SOUTHLAKE RANCH PHASE THREE, BLOCK B, LOT 13
- Parcel
- 117969000B013002
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Microwave, Range, RNGHD, Gas Water Heater
- Laundry
- Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Electric Dryer Hookup, Primary Bedroom on Main, Walk-In Closet(s), None, Blinds, Double Pane Windows, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2006 / Resale
- Square Feet
- 1,313 / Public Records
- Garages
- 1
- Garage Desc
- Driveway, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial
- Acres
- 0.14
- Lot Description
- Sprinkler - In-ground
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Forced Air, Natural Gas
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Fenced
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Full Bath, Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 2, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Susie Fuentes
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,821 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,821
- Principal & interest
- $1,160
- Property taxes
- $470
- Homeowners insurance
- $191
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $183,600 | $2,052 | $11,874 | $181,548 | |
| 2 | $181,548 | $2,190 | $11,736 | $179,358 | |
| 3 | $179,358 | $2,336 | $11,590 | $177,022 | |
| 4 | $177,022 | $2,493 | $11,433 | $174,529 | |
| 5 | $174,529 | $2,660 | $11,266 | $171,870 | |
| 6 | $171,870 | $2,838 | $11,088 | $169,032 | |
| 7 | $169,032 | $3,028 | $10,898 | $166,004 | |
| 8 | $166,004 | $3,231 | $10,695 | $162,774 | |
| 9 | $162,774 | $3,447 | $10,479 | $159,327 | |
| 10 | $159,327 | $3,678 | $10,248 | $155,649 |
- Year 1$181,548
- Principal paid
- $2,052
- Interest paid
- $11,874
- Starting balance
- $183,600
- Year 2$179,358
- Principal paid
- $2,190
- Interest paid
- $11,736
- Starting balance
- $181,548
- Year 3$177,022
- Principal paid
- $2,336
- Interest paid
- $11,590
- Starting balance
- $179,358
- Year 4$174,529
- Principal paid
- $2,493
- Interest paid
- $11,433
- Starting balance
- $177,022
- Year 5$171,870
- Principal paid
- $2,660
- Interest paid
- $11,266
- Starting balance
- $174,529
- Year 6$169,032
- Principal paid
- $2,838
- Interest paid
- $11,088
- Starting balance
- $171,870
- Year 7$166,004
- Principal paid
- $3,028
- Interest paid
- $10,898
- Starting balance
- $169,032
- Year 8$162,774
- Principal paid
- $3,231
- Interest paid
- $10,695
- Starting balance
- $166,004
- Year 9$159,327
- Principal paid
- $3,447
- Interest paid
- $10,479
- Starting balance
- $162,774
- Year 10$155,649
- Principal paid
- $3,678
- Interest paid
- $10,248
- Starting balance
- $159,327
Nearby
Courtesy of Dalton Wade, Inc. · (727) 888-4175
Listings courtesy of ACTRIS as distributed by MLS GRID.