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PendingMLS #3402976

120 Fossil DR, Kyle TX 78640

Kyle, TX 78640 · Waterstone Crossing

Single Family Residence for sale in Waterstone Crossing

4Bedrooms
3 full / 1 halfBathrooms
2,012Square Ft
0.14Acres
2Garage
2026Year Built
1 / 13
$342,990$360,990

Overview

Property Description

Brand new, energy-efficient home available by Oct 2026! Well thought out design features, including the centrally located laundry room, are found in the Hughes plan. Gray cabinets with ashen white granite countertops, cool beige EVP flooring, and warm grey carpet in our Clarity package. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$342,990
$ / Sqft
$170
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Texas
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$8,794
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
120 Fossil DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Crossing
Legal Description
SF 0447 Plan 841N
Parcel
120 Fossil Drive
Interior Features
Floor
Concrete, Vinyl, Wood
Num Living
2
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Disposal, ENERGY STAR Qualified Appliances, Gas Range, Microwave, Gas Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Tankless Water Heater
Laundry
Main Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, In-Law Floorplan, Kitchen Island, Low Flow Plumbing Fixtures, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Washer Hookup, WaterSense Fixture(s), Wired for Data, Security System, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,012 / Builder
Garages
2
Garage Desc
Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Attic/Crawl Hatchway(s) Insulated, Spray Foam Insulation
Acres
0.14
Lot Description
Curbs, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Fiber, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
Heat
Heat Pump
A C
ENERGY STAR Qualified Equipment
Exterior Features
Fence
Privacy
Exterior Features
Pest Tubes in Walls, Private Yard, Front Porch, Patio
Pool On Property
No
Area Amenities
Common Grounds, Street Lights

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Ceiling Fan(s), GranCnt, Quartz Counters, Eat In Kitchen, Low Flow Plumbing Fixtures, Open to Family Room, Pantry, Recessed Lighting, See Remarks, Smart Home, WaterSense Fixture(s)

  • Primary Bathroom

    Dual Vanity, Full Bath, Low Flow Plumbing Fixtures, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Smart Home, Walk-In Closet(s)

Price history

Days on market
−$18,000 (−5%)
$360,990 → $342,990
1
Price reduction
Pending
Since Oct 27, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 27, 2026Pending
Oct 2, 2026Price Increase$342,990+$2,000 (+0.6%)
Sep 2, 2026Price Decrease$340,990−$20,000 (−5.5%)
Aug 21, 2026New Listing

Taxes

General Information
Owner
MERITAGE HOMES OF TEXAS LLC
Legal
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK E, Lot 1
Geo ID
114946000E001002
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,794
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$70,090$0$70,090$70,090

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $342,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,753 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,753

Principal & interest
$1,734
Property taxes
$733
Homeowners insurance
$286

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$274,392$3,067$17,745$271,325
2$271,325$3,272$17,540$268,053
3$268,053$3,492$17,321$264,561
4$264,561$3,725$17,087$260,836
5$260,836$3,975$16,837$256,861
6$256,861$4,241$16,571$252,620
7$252,620$4,525$16,287$248,095
8$248,095$4,828$15,984$243,267
9$243,267$5,151$15,661$238,115
10$238,115$5,496$15,316$232,619
  • Year 1$271,325
    Principal paid
    $3,067
    Interest paid
    $17,745
    Starting balance
    $274,392
  • Year 2$268,053
    Principal paid
    $3,272
    Interest paid
    $17,540
    Starting balance
    $271,325
  • Year 3$264,561
    Principal paid
    $3,492
    Interest paid
    $17,321
    Starting balance
    $268,053
  • Year 4$260,836
    Principal paid
    $3,725
    Interest paid
    $17,087
    Starting balance
    $264,561
  • Year 5$256,861
    Principal paid
    $3,975
    Interest paid
    $16,837
    Starting balance
    $260,836
  • Year 6$252,620
    Principal paid
    $4,241
    Interest paid
    $16,571
    Starting balance
    $256,861
  • Year 7$248,095
    Principal paid
    $4,525
    Interest paid
    $16,287
    Starting balance
    $252,620
  • Year 8$243,267
    Principal paid
    $4,828
    Interest paid
    $15,984
    Starting balance
    $248,095
  • Year 9$238,115
    Principal paid
    $5,151
    Interest paid
    $15,661
    Starting balance
    $243,267
  • Year 10$232,619
    Principal paid
    $5,496
    Interest paid
    $15,316
    Starting balance
    $238,115
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.