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ActiveMLS #5068529

128 Sumter WAY, Kyle TX 78640

Kyle, TX 78640 · Cypress Forest

Single Family Residence for sale in Cypress Forest

4Bedrooms
3Bathrooms
2,426Square Ft
0.21Acres
2Garage
2022Year Built
Open Sat 10am–12pmNew
$465,000

Overview

Property Description

Discover this beautifully designed home, meticulously maintained and ready for its next owner. It features a spacious primary suite with a walk-in closet and en-suite bathroom, a guest suite, and a flexible enclosed study. The inviting kitchen offers a functional split-counter layout, while the covered backyard porch provides a comfortable space to relax. Additional features include a water softener with a reverse osmosis system. Enjoy the Cypress Forest lifestyle with a community pool, playground, walking trails, and nearby parks, along with convenient access to Kyle's shopping, dining, and everyday amenities. This is a SHORT SALE that has already been approved by the bank. BRING ALL OFFERS! Buyer-paid closing costs may be available; ask the listing agent for details. Additional photos coming soon.

Financial Info
Price
$465,000
$ / Sqft
$192
HOA
Yes - Mandatory / $300 / Quarterly
HOA Name
Goodwin
HOA Includes
Common Area Maintenance, Landscaping
Tax Rate
2.5%
Est. Taxes
$11,625
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
128 Sumter WAY
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Cypress Forest
Legal Description
Cypress Forest Phase 3 Section B, Block C, Lot 4
Parcel
2287000C004002
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Microwave, Oven
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Smoke Detector(s), Low Emissivity Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / See Remarks
Square Feet
2,426 / Builder
Garages
2
Garage Desc
Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Frame, HardiPlank Type, Blown-In Insulation, Masonry – Partial, Radiant Barrier
Acres
0.21
Lot Description
Back Yard, Few Trees, Front Yard, Interior Lot, Landscaped, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air, Electric
Exterior Features
Fence
Fenced
Exterior Features
Lighting, Pest Tubes in Walls, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Curbs, Fishing, Playground, Pool, Sidewalks, Street Lights, Underground Utilities

Rooms

Rooms5 rooms

Main level

  • Primary Bedroom

    Full Bath, Walk-In Closet(s)

  • Bedroom

    Secondary Bedroom

    See Remarks

  • Kitchen

    Spacious Kitchen

    Gourmet Kitchen, Pantry

  • Bedroom

    Secondary Bedroom

    See Remarks

  • Bedroom

    Secondary Bedroom

    See Remarks

Price history

Days on market
$465,000
List price
0
Price reductions
Active
Since Nov 5, 2026
Property history1 event
DateEventPriceChange
Nov 5, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $465,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,708 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,708

Principal & interest
$2,351
Property taxes
$969
Homeowners insurance
$388

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$372,000$4,158$24,058$367,842
2$367,842$4,436$23,779$363,406
3$363,406$4,734$23,482$358,672
4$358,672$5,051$23,165$353,622
5$353,622$5,389$22,827$348,233
6$348,233$5,750$22,466$342,483
7$342,483$6,135$22,081$336,348
8$336,348$6,546$21,670$329,803
9$329,803$6,984$21,232$322,819
10$322,819$7,452$20,764$315,367
  • Year 1$367,842
    Principal paid
    $4,158
    Interest paid
    $24,058
    Starting balance
    $372,000
  • Year 2$363,406
    Principal paid
    $4,436
    Interest paid
    $23,779
    Starting balance
    $367,842
  • Year 3$358,672
    Principal paid
    $4,734
    Interest paid
    $23,482
    Starting balance
    $363,406
  • Year 4$353,622
    Principal paid
    $5,051
    Interest paid
    $23,165
    Starting balance
    $358,672
  • Year 5$348,233
    Principal paid
    $5,389
    Interest paid
    $22,827
    Starting balance
    $353,622
  • Year 6$342,483
    Principal paid
    $5,750
    Interest paid
    $22,466
    Starting balance
    $348,233
  • Year 7$336,348
    Principal paid
    $6,135
    Interest paid
    $22,081
    Starting balance
    $342,483
  • Year 8$329,803
    Principal paid
    $6,546
    Interest paid
    $21,670
    Starting balance
    $336,348
  • Year 9$322,819
    Principal paid
    $6,984
    Interest paid
    $21,232
    Starting balance
    $329,803
  • Year 10$315,367
    Principal paid
    $7,452
    Interest paid
    $20,764
    Starting balance
    $322,819
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.