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ActiveMLS #1509630

130 Fossil DR, Kyle TX 78640

Kyle, TX 78640 · Waterstone Crossing

Single Family Residence for sale in Waterstone Crossing

4Bedrooms
2Bathrooms
1,688Square Ft
0.14Acres
2Garage
2026Year Built
Price Reduced
1 / 13
$314,990$332,990

Overview

Property Description

Brand new, energy-efficient home available by Nov 2026! Designed for gathering and relaxing, the open-concept layout creates a welcoming space for everyday living and entertaining. Extend the fun outdoors to the covered living area, while the Chic package completes the home with linen cabinetry, black pearl granite countertops, warm beige EVP flooring, and warm multi-tone taupe carpet. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$314,990
$ / Sqft
$187
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Texas
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$8,354
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
130 Fossil DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Crossing
Legal Description
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK E, Lot 2
Parcel
R193934
Interior Features
Floor
Carpet, Concrete, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Range, Microwave, Gas Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Tankless Water Heater
Laundry
Main Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Washer Hookup, WaterSense Fixture(s), Wired for Data, Security System, Smoke Detector(s), Blinds, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,688 / Builder
Garages
2
Garage Desc
Attached, Door-Single, Garage, Garage Door Opener, Garage Faces Front, Inside Entrance, Shared Driveway, Storage
Foundation
Slab
Roof
Shingle
Construction
Attic/Crawl Hatchway(s) Insulated, Spray Foam Insulation
Acres
0.14
Lot Description
Curbs, Landscaped, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Internet-Fiber, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
Heat
ENERGY STAR Qualified Equipment, Heat Pump
A C
ENERGY STAR Qualified Equipment
Exterior Features
Fence
Privacy
Exterior Features
Gutters Partial, Pest Tubes in Walls, Private Yard, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Garage Parking, Street Lights

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Smart Home, Walk-In Closet(s)

  • Kitchen

    GranCnt, Dining Area, Low Flow Plumbing Fixtures, Open to Family Room, Recessed Lighting, See Remarks, Smart Home, WaterSense Fixture(s)

  • Primary Bathroom

    Dual Vanity, Full Bath, Low Flow Plumbing Fixtures, Walk-in Shower

Price history

Days on market
−$18,000 (−5.4%)
$332,990 → $314,990
1
Price reduction
Active
Since Oct 23, 2026
Price trend
List priceOct 2026 → Nov 2026
Property history2 events
DateEventPriceChange
Nov 4, 2026Price Decrease$314,990−$18,000 (−5.4%)
Oct 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $314,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,551 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,551

Principal & interest
$1,593
Property taxes
$696
Homeowners insurance
$262

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$251,992$2,817$16,297$249,175
2$249,175$3,005$16,108$246,170
3$246,170$3,206$15,907$242,964
4$242,964$3,421$15,692$239,543
5$239,543$3,650$15,463$235,892
6$235,892$3,895$15,218$231,997
7$231,997$4,156$14,957$227,842
8$227,842$4,434$14,679$223,408
9$223,408$4,731$14,382$218,677
10$218,677$5,048$14,065$213,629
  • Year 1$249,175
    Principal paid
    $2,817
    Interest paid
    $16,297
    Starting balance
    $251,992
  • Year 2$246,170
    Principal paid
    $3,005
    Interest paid
    $16,108
    Starting balance
    $249,175
  • Year 3$242,964
    Principal paid
    $3,206
    Interest paid
    $15,907
    Starting balance
    $246,170
  • Year 4$239,543
    Principal paid
    $3,421
    Interest paid
    $15,692
    Starting balance
    $242,964
  • Year 5$235,892
    Principal paid
    $3,650
    Interest paid
    $15,463
    Starting balance
    $239,543
  • Year 6$231,997
    Principal paid
    $3,895
    Interest paid
    $15,218
    Starting balance
    $235,892
  • Year 7$227,842
    Principal paid
    $4,156
    Interest paid
    $14,957
    Starting balance
    $231,997
  • Year 8$223,408
    Principal paid
    $4,434
    Interest paid
    $14,679
    Starting balance
    $227,842
  • Year 9$218,677
    Principal paid
    $4,731
    Interest paid
    $14,382
    Starting balance
    $223,408
  • Year 10$213,629
    Principal paid
    $5,048
    Interest paid
    $14,065
    Starting balance
    $218,677
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.