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13708 Optimismo Ter 8028425Edit search
ActiveMLS #8028425

13708 Optimismo TER, Kyle TX 78640

Kyle, TX 78640 · El Dorado

Single Family Residence for sale in El Dorado

6Bedrooms
3Bathrooms
2,233Square Ft
2.20Acres
0Garage
2011Year Built
Price Reduced
1 / 33
$424,900$449,900

Overview

Property Description

Rare opportunity to own a versatile corner lot property on 2.20 acres just under 30 minutes from Austin with quick access to the toll road. This 6-bedroom, 3-bath home sits on two lots, giving you the option to build a second home or add a mobile home. A separate guest house offers endless possibilities - perfect for multi-generational living or generating additional income. Enjoy peaceful country living with a covered front patio, spacious back deck, and a covered work area. Fully fenced and gated for privacy, space, and flexibility.

Financial Info
Price
$424,900
$ / Sqft
$190
HOA
None
Tax Rate
1.65%
Est. Taxes
$7,692.25
Tax Year
2025
Exemptions
None
Legal Info
Address
13708 Optimismo TER
County
Travis
City
Kyle
State
TX
Zip
78640
Subdivision
El Dorado
Legal Description
EL DORADO BLK C LOT 1
Parcel
961524
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Appliances
None
Laundry
Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Electric Dryer Hookup, Soaking Tub, Walk-In Closet(s), Washer Hookup, None, Blinds
General Info
Beds
6 Total / 6 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2011 / Resale
Square Feet
2,233 / Public Records
Garage Desc
Driveway, Gravel
Foundation
Slab
Roof
Shingle
Construction
Wood Siding
Acres
2.20
Lot Description
Corner Lot, Level
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Above Ground, Electricity Connected, Propane, Sewer Connected, Water Connected
Heat
Central, Propane Stove
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced, Full, Gate, Wrought Iron
Exterior Features
Dog Run, Covered, Deck, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$25,000 (−5.6%)
$449,900 → $424,900
1
Price reduction
Active
Since Apr 5, 2026
Price trend
List priceApr 2026 → Jul 2026
Property history2 events
DateEventPriceChange
Jul 18, 2026Price Decrease$424,900−$25,000 (−5.6%)
Apr 5, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Del Valle ISD
Elementary
Creedmor
Middle
Ojeda
High
Del Valle

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $424,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,144 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,144

Principal & interest
$2,149
Property taxes
$641
Homeowners insurance
$354

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$339,920$3,799$21,983$336,121
2$336,121$4,054$21,728$332,067
3$332,067$4,325$21,457$327,741
4$327,741$4,615$21,167$323,126
5$323,126$4,924$20,858$318,202
6$318,202$5,254$20,528$312,949
7$312,949$5,606$20,177$307,343
8$307,343$5,981$19,801$301,362
9$301,362$6,382$19,401$294,980
10$294,980$6,809$18,973$288,171
  • Year 1$336,121
    Principal paid
    $3,799
    Interest paid
    $21,983
    Starting balance
    $339,920
  • Year 2$332,067
    Principal paid
    $4,054
    Interest paid
    $21,728
    Starting balance
    $336,121
  • Year 3$327,741
    Principal paid
    $4,325
    Interest paid
    $21,457
    Starting balance
    $332,067
  • Year 4$323,126
    Principal paid
    $4,615
    Interest paid
    $21,167
    Starting balance
    $327,741
  • Year 5$318,202
    Principal paid
    $4,924
    Interest paid
    $20,858
    Starting balance
    $323,126
  • Year 6$312,949
    Principal paid
    $5,254
    Interest paid
    $20,528
    Starting balance
    $318,202
  • Year 7$307,343
    Principal paid
    $5,606
    Interest paid
    $20,177
    Starting balance
    $312,949
  • Year 8$301,362
    Principal paid
    $5,981
    Interest paid
    $19,801
    Starting balance
    $307,343
  • Year 9$294,980
    Principal paid
    $6,382
    Interest paid
    $19,401
    Starting balance
    $301,362
  • Year 10$288,171
    Principal paid
    $6,809
    Interest paid
    $18,973
    Starting balance
    $294,980
First 10 of 30 years

Nearby

Courtesy of Realty Texas LLC · (800) 660-1022

Listings courtesy of ACTRIS as distributed by MLS GRID.