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ActiveMLS #3323870

140 Fossil DR, Kyle TX 78640

Kyle, TX 78640 · waterstone Crossing

Single Family Residence for sale in waterstone Crossing

5Bedrooms
2 full / 1 halfBathrooms
2,812Square Ft
0.14Acres
2Garage
2026Year Built
Price Reduced
1 / 2
$369,990$399,990

Overview

Property Description

Brand new, energy-efficient home available by Nov 2026! An entertainer's dream, the open kitchen and family room provide the perfect gathering space for all occasions. Mix work and play between the study and the adjacent spacious game room upstairs. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$369,990
$ / Sqft
$132
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Texas
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$9,847
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
140 Fossil DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
waterstone Crossing
Legal Description
SF 0449 Plan 890P
Parcel
R193935
Interior Features
Floor
Concrete
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Range, Microwave, Oven, Gas Oven, Range, Gas Water Heater, Tankless Water Heater
Laundry
Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Wired for Data, Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,812 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front, Paved, Private, Storage
Foundation
Slab
Roof
Shingle
Construction
Cedar, Attic/Crawl Hatchway(s) Insulated, Spray Foam Insulation
Acres
0.14
Lot Description
Landscaped, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Internet-Fiber, Natural Gas Available, Sewer Available, Water Available
Heat
ENERGY STAR Qualified Equipment, Heat Pump, Natural Gas
A C
ENERGY STAR Qualified Equipment
Exterior Features
Fence
Electric
Exterior Features
Gutters Partial, Pest Tubes in Walls, Playground, Private Yard, Patio, Porch
Pool On Property
No
Area Amenities
High Speed Internet, Park, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Low Flow Plumbing Fixtures, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Recessed Lighting, Smart Home, Smart Thermostat

  • Kitchen

    GranCnt, Quartz Counters, Dining Area

Price history

Days on market
−$30,000 (−7.5%)
$399,990 → $369,990
1
Price reduction
Active
Since Oct 29, 2026
Price trend
List priceOct 2026 → Nov 2026
Property history2 events
DateEventPriceChange
Nov 4, 2026Price Decrease$369,990−$30,000 (−7.5%)
Oct 29, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $369,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,000 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,000

Principal & interest
$1,871
Property taxes
$821
Homeowners insurance
$308

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$295,992$3,308$19,142$292,684
2$292,684$3,530$18,921$289,154
3$289,154$3,766$18,684$285,387
4$285,387$4,019$18,432$281,369
5$281,369$4,288$18,163$277,081
6$277,081$4,575$17,876$272,506
7$272,506$4,881$17,569$267,625
8$267,625$5,208$17,242$262,417
9$262,417$5,557$16,893$256,860
10$256,860$5,929$16,521$250,931
  • Year 1$292,684
    Principal paid
    $3,308
    Interest paid
    $19,142
    Starting balance
    $295,992
  • Year 2$289,154
    Principal paid
    $3,530
    Interest paid
    $18,921
    Starting balance
    $292,684
  • Year 3$285,387
    Principal paid
    $3,766
    Interest paid
    $18,684
    Starting balance
    $289,154
  • Year 4$281,369
    Principal paid
    $4,019
    Interest paid
    $18,432
    Starting balance
    $285,387
  • Year 5$277,081
    Principal paid
    $4,288
    Interest paid
    $18,163
    Starting balance
    $281,369
  • Year 6$272,506
    Principal paid
    $4,575
    Interest paid
    $17,876
    Starting balance
    $277,081
  • Year 7$267,625
    Principal paid
    $4,881
    Interest paid
    $17,569
    Starting balance
    $272,506
  • Year 8$262,417
    Principal paid
    $5,208
    Interest paid
    $17,242
    Starting balance
    $267,625
  • Year 9$256,860
    Principal paid
    $5,557
    Interest paid
    $16,893
    Starting balance
    $262,417
  • Year 10$250,931
    Principal paid
    $5,929
    Interest paid
    $16,521
    Starting balance
    $256,860
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.