140 Texas Palmetto CIR, Kyle TX 78640
Kyle, TX 78640 · Trails At Windy Hill Ph 7
Single Family Residence for sale in Trails At Windy Hill Ph 7
Overview
Property Description
Welcome to this beautifully designed 3-bedroom, 2-bath home in the Trails at Windy Hill — where thoughtful finishes, smart upgrades, and a functional layout come together for effortless everyday living in Kyle, TX. Inside, an open floor plan with recessed lighting and ceiling fans creates a bright and comfortable atmosphere throughout. The kitchen is a true centerpiece, featuring a large island with bar seating perfect for casual dining and conversation, well-appointed design details, and gas appliances that any home chef will appreciate. A beautiful light fixture anchors the dining area, adding a stylish finishing touch to the heart of the home. The spacious primary suite offers the retreat you deserve, complete with a double vanity and a generous walk-in closet designed to keep everything organized and within reach. This home is loaded with valuable upgrades that set it apart — an owned water softener, tankless water heater, owned security system, and an automatic sprinkler system provide long-term value, everyday convenience, and peace of mind from day one. Located in the Trails at Windy Hill, you'll enjoy convenient access to I-35 connecting you north to Austin and south to San Marcos, with Kyle's growing selection of shopping, dining, and everyday essentials just minutes away. H-E-B, Plum Creek, and the Kyle Marketplace are all within easy reach, making errands a breeze without ever venturing far from home.
Financial Info
- Price
- $299,900
- $ / Sqft
- $186
- HOA
- Yes - Mandatory / $40 / Monthly
- HOA Name
- SOUTHGROVE
- HOA Includes
- See Remarks
- Tax Rate
- 2.317624%
- Est. Taxes
- $6,698
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 140 Texas Palmetto CIR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Trails At Windy Hill Ph 7
- Legal Description
- TRAILS AT WINDY HILL PHASE 7, BLOCK O, LOT 130, 4800 SQUARE FEET
- Parcel
- 118906000O130002
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Gas Oven, Range, Tankless Water Heater, Water Softener Owned
- Laundry
- See Remarks
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Chandelier, Granite Counters, Double Vanity, Gas Dryer Hookup, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Fire Alarm, Security System, Security System Owned, Smoke Detector(s), Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2023 / Resale
- Square Feet
- 1,611 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Masonry – Partial, Vinyl Siding, Stone Veneer
- Acres
- 0.11
- Lot Description
- Back Yard, Front Yard, Sprinkler - Automatic, Sprinkler - In-ground, Sprinkler - Side Yard
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Available
- Heat
- Central, Natural Gas
- A C
- Central Air, Electric
Exterior Features
- Fence
- Fenced, Privacy
- Exterior Features
- Gutters Full, Private Yard, Porch
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Camino Real
- Middle
- McCormick
- High
- Johnson High School
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,324 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,324
- Principal & interest
- $1,516
- Property taxes
- $558
- Homeowners insurance
- $250
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $239,920 | $2,682 | $15,516 | $237,238 | |
| 2 | $237,238 | $2,861 | $15,336 | $234,377 | |
| 3 | $234,377 | $3,053 | $15,145 | $231,324 | |
| 4 | $231,324 | $3,257 | $14,940 | $228,067 | |
| 5 | $228,067 | $3,475 | $14,722 | $224,591 | |
| 6 | $224,591 | $3,708 | $14,489 | $220,883 | |
| 7 | $220,883 | $3,957 | $14,241 | $216,927 | |
| 8 | $216,927 | $4,222 | $13,976 | $212,705 | |
| 9 | $212,705 | $4,504 | $13,693 | $208,201 | |
| 10 | $208,201 | $4,806 | $13,392 | $203,395 |
- Year 1$237,238
- Principal paid
- $2,682
- Interest paid
- $15,516
- Starting balance
- $239,920
- Year 2$234,377
- Principal paid
- $2,861
- Interest paid
- $15,336
- Starting balance
- $237,238
- Year 3$231,324
- Principal paid
- $3,053
- Interest paid
- $15,145
- Starting balance
- $234,377
- Year 4$228,067
- Principal paid
- $3,257
- Interest paid
- $14,940
- Starting balance
- $231,324
- Year 5$224,591
- Principal paid
- $3,475
- Interest paid
- $14,722
- Starting balance
- $228,067
- Year 6$220,883
- Principal paid
- $3,708
- Interest paid
- $14,489
- Starting balance
- $224,591
- Year 7$216,927
- Principal paid
- $3,957
- Interest paid
- $14,241
- Starting balance
- $220,883
- Year 8$212,705
- Principal paid
- $4,222
- Interest paid
- $13,976
- Starting balance
- $216,927
- Year 9$208,201
- Principal paid
- $4,504
- Interest paid
- $13,693
- Starting balance
- $212,705
- Year 10$203,395
- Principal paid
- $4,806
- Interest paid
- $13,392
- Starting balance
- $208,201
Nearby
Courtesy of Spyglass Realty · (512) 759-0889
Listings courtesy of ACTRIS as distributed by MLS GRID.