148 Pearl Lake DR, Kyle TX 78640
Kyle, TX 78640 · Southlake Ranch Ph Three
Single Family Residence for sale in Southlake Ranch Ph Three
Overview
Property Description
Move-In Ready with Major Updates & Exceptional Outdoor Living and be sure to look at the Limited Time Buyer's Financing Information. Beautifully maintained single-story home offering 3 bedrooms, 2 bathrooms, and a desirable corner lot with no rear neighbors for added privacy. Designed for comfortable everyday living, the open-concept floor plan features a spacious primary suite with two generous closets and a private ensuite bath. The oversized eat-in kitchen is both stylish and functional, showcasing a 5-burner gas range, subway glass tile backsplash, and a French door refrigerator that conveys with the home. Ceiling fans throughout enhance comfort year-round. Step outside through the sliding glass doors to a backyard retreat featuring thoughtfully designed native landscaping, a covered patio, and a great deck—perfect for entertaining, dining al fresco, or simply unwinding. This home offers outstanding value with significant recent improvements and reduced future maintenance costs including: - New roof - Recently repaired foundation with transferable warranty - Plumbing repairs completed following the foundation work - HVAC system replaced approximately two years ago - Limited Time Buyer's Financing Information available Located in the highly desirable Southlake Ranch community, residents enjoy neighborhood amenities with an HOA fee of less than $20 per month. The location offers the perfect balance of peaceful suburban living and convenience—just 21 miles from Downtown Austin, 12 miles from Texas State University and less than 2 miles from Lake Kyle's hike-and-bike trails and fishing, and close to shopping, dining, and everyday essentials.
Financial Info
- Price
- $222,000
- $ / Sqft
- $174
- HOA
- Yes - Mandatory / $91 / Semi-Annually
- HOA Name
- LIFETIME/SOUTHLAKE RANCH HOA
- HOA Includes
- Common Area Maintenance, Insurance, Landscaping, Maintenance Grounds
- Tax Rate
- 2.45%
- Est. Taxes
- $5,224.86
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 148 Pearl Lake DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Southlake Ranch Ph Three
- Legal Description
- SOUTHLAKE RANCH PHASE THREE, BLOCK F, LOT 1
- Parcel
- 117969000F001002
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Disposal, Gas Range, Refrigerator
- Laundry
- Laundry Closet
- Master Bed
- 2 Primary Baths
- Master Main
- Yes
- Interior Features
- 2 Primary Baths, Breakfast Bar, Washer Hookup, Smoke Detector(s), None
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2006 / Resale
- Square Feet
- 1,273 / Public Records
- Garages
- 1
- Garage Desc
- Driveway, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – Partial
- Acres
- 0.17
- Lot Description
- Back Yard, Corner Lot, Front Yard, Landscaped, Native Plants, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Available, Water Available
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- See Remarks, Partial
- Exterior Features
- See Remarks, Covered, Deck, Patio
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 19, 2026 | Price Decrease | $222,000−$6,000 (−2.6%) | −$6,000 (−2.6%) |
| Sep 24, 2026 | Price Decrease | $228,000−$4,500 (−1.9%) | −$4,500 (−1.9%) |
| Aug 27, 2026 | Price Decrease | $232,500−$2,500 (−1.1%) | −$2,500 (−1.1%) |
| Jul 23, 2026 | New Listing | — |
Taxes
- Owner
- CARDOSA COBY
- Legal
- SOUTHLAKE RANCH PHASE THREE, BLOCK F, Lot 1
- Geo ID
- 117969000F001002
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $5,224.86
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $67,260 | $161,740 | $229,000 | $229,000 |
Source: Hays County
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Susie Fuentes
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,743 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,743
- Principal & interest
- $1,123
- Property taxes
- $435
- Homeowners insurance
- $185
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $177,600 | $1,985 | $11,486 | $175,615 | |
| 2 | $175,615 | $2,118 | $11,353 | $173,497 | |
| 3 | $173,497 | $2,260 | $11,211 | $171,237 | |
| 4 | $171,237 | $2,411 | $11,059 | $168,826 | |
| 5 | $168,826 | $2,573 | $10,898 | $166,253 | |
| 6 | $166,253 | $2,745 | $10,726 | $163,508 | |
| 7 | $163,508 | $2,929 | $10,542 | $160,579 | |
| 8 | $160,579 | $3,125 | $10,346 | $157,454 | |
| 9 | $157,454 | $3,334 | $10,136 | $154,120 | |
| 10 | $154,120 | $3,558 | $9,913 | $150,562 |
- Year 1$175,615
- Principal paid
- $1,985
- Interest paid
- $11,486
- Starting balance
- $177,600
- Year 2$173,497
- Principal paid
- $2,118
- Interest paid
- $11,353
- Starting balance
- $175,615
- Year 3$171,237
- Principal paid
- $2,260
- Interest paid
- $11,211
- Starting balance
- $173,497
- Year 4$168,826
- Principal paid
- $2,411
- Interest paid
- $11,059
- Starting balance
- $171,237
- Year 5$166,253
- Principal paid
- $2,573
- Interest paid
- $10,898
- Starting balance
- $168,826
- Year 6$163,508
- Principal paid
- $2,745
- Interest paid
- $10,726
- Starting balance
- $166,253
- Year 7$160,579
- Principal paid
- $2,929
- Interest paid
- $10,542
- Starting balance
- $163,508
- Year 8$157,454
- Principal paid
- $3,125
- Interest paid
- $10,346
- Starting balance
- $160,579
- Year 9$154,120
- Principal paid
- $3,334
- Interest paid
- $10,136
- Starting balance
- $157,454
- Year 10$150,562
- Principal paid
- $3,558
- Interest paid
- $9,913
- Starting balance
- $154,120
Nearby
Courtesy of Blairfield Realty LLC · (512) 968-9080
Listings courtesy of ACTRIS as distributed by MLS GRID.