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148 Pearl Lake Dr 4796363Edit search
ActiveMLS #4796363

148 Pearl Lake DR, Kyle TX 78640

Kyle, TX 78640 · Southlake Ranch Ph Three

Single Family Residence for sale in Southlake Ranch Ph Three

3Bedrooms
2Bathrooms
1,273Square Ft
0.17Acres
1Garage
2006Year Built
Price Reduced
1 / 29
$232,500$235,000
3D tour

Overview

Property Description

Move-In Ready with Major Updates & Exceptional Outdoor Living! Welcome to 148 Pearl Lake Drive, a beautifully maintained single-story home offering 3 bedrooms, 2 bathrooms, and a desirable corner lot with no rear neighbors for added privacy. Designed for comfortable everyday living, the open-concept floor plan features a spacious primary suite with two generous closets and a private ensuite bath. The oversized eat-in kitchen is both stylish and functional, showcasing a 5-burner gas range, subway glass tile backsplash, and a French door refrigerator that conveys with the home. Ceiling fans throughout enhance comfort year-round. Step outside through the sliding glass doors to a backyard retreat featuring thoughtfully designed native landscaping, a covered patio, and a great deck—perfect for entertaining, dining al fresco, or simply unwinding. This home offers outstanding value with significant recent improvements and reduced future maintenance costs including: - New roof - Recently repaired foundation with transferable warranty - Plumbing repairs completed following the foundation work - HVAC system replaced approximately two years ago - Limited Time Buyer's Financing Information available Located in the highly desirable Southlake Ranch community, residents enjoy neighborhood amenities with an HOA fee of less than $20 per month. The location offers the perfect balance of peaceful suburban living and convenience—just 21 miles from Downtown Austin, 12 miles from Texas State University and less than 2 miles from Lake Kyle's hike-and-bike trails and fishing, and close to shopping, dining, and everyday essentials.

Financial Info
Price
$232,500
$ / Sqft
$183
HOA
Yes - Mandatory / $91 / Semi-Annually
HOA Name
LIFETIME/SOUTHLAKE RANCH HOA
HOA Includes
Common Area Maintenance, Insurance, Landscaping, Maintenance Grounds
Tax Rate
2.45%
Est. Taxes
$5,224.86
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
148 Pearl Lake DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Southlake Ranch Ph Three
Legal Description
SOUTHLAKE RANCH PHASE THREE, BLOCK F, LOT 1
Parcel
117969000F001002
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
2
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Gas Range, Refrigerator
Laundry
Laundry Closet
Master Bed
2 Primary Baths
Master Main
Yes
Interior Features
2 Primary Baths, Breakfast Bar, Washer Hookup, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2006 / Resale
Square Feet
1,273 / Public Records
Garages
1
Garage Desc
Driveway, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial
Acres
0.17
Lot Description
Back Yard, Corner Lot, Front Yard, Landscaped, Native Plants, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Available, Water Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
See Remarks, Partial
Exterior Features
See Remarks, Covered, Deck, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$2,500 (−1.1%)
$235,000 → $232,500
1
Price reduction
Active
Since Jul 23, 2026
Price trend
List priceJul 2026 → Aug 2026
Property history2 events
DateEventPriceChange
Aug 27, 2026Price Decrease$232,500−$2,500 (−1.1%)
Jul 23, 2026New Listing

Taxes

General Information
Owner
CARDOSA COBY
Legal
SOUTHLAKE RANCH PHASE THREE, BLOCK F, Lot 1
Geo ID
117969000F001002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,224.86
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$67,260$161,740$229,000$229,000

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Susie Fuentes
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $232,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,805 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,805

Principal & interest
$1,176
Property taxes
$435
Homeowners insurance
$194

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$186,000$2,079$12,029$183,921
2$183,921$2,218$11,890$181,703
3$181,703$2,367$11,741$179,336
4$179,336$2,525$11,582$176,811
5$176,811$2,694$11,413$174,116
6$174,116$2,875$11,233$171,242
7$171,242$3,067$11,040$168,174
8$168,174$3,273$10,835$164,901
9$164,901$3,492$10,616$161,409
10$161,409$3,726$10,382$157,684
  • Year 1$183,921
    Principal paid
    $2,079
    Interest paid
    $12,029
    Starting balance
    $186,000
  • Year 2$181,703
    Principal paid
    $2,218
    Interest paid
    $11,890
    Starting balance
    $183,921
  • Year 3$179,336
    Principal paid
    $2,367
    Interest paid
    $11,741
    Starting balance
    $181,703
  • Year 4$176,811
    Principal paid
    $2,525
    Interest paid
    $11,582
    Starting balance
    $179,336
  • Year 5$174,116
    Principal paid
    $2,694
    Interest paid
    $11,413
    Starting balance
    $176,811
  • Year 6$171,242
    Principal paid
    $2,875
    Interest paid
    $11,233
    Starting balance
    $174,116
  • Year 7$168,174
    Principal paid
    $3,067
    Interest paid
    $11,040
    Starting balance
    $171,242
  • Year 8$164,901
    Principal paid
    $3,273
    Interest paid
    $10,835
    Starting balance
    $168,174
  • Year 9$161,409
    Principal paid
    $3,492
    Interest paid
    $10,616
    Starting balance
    $164,901
  • Year 10$157,684
    Principal paid
    $3,726
    Interest paid
    $10,382
    Starting balance
    $161,409
First 10 of 30 years

Nearby

Courtesy of Blairfield Realty LLC · (512) 968-9080

Listings courtesy of ACTRIS as distributed by MLS GRID.