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ActiveMLS #6037242

160 Fossil DR, Kyle TX 78640

Kyle, TX 78640 · Waterstone Crossing

Single Family Residence for sale in Waterstone Crossing

5Bedrooms
2 full / 1 halfBathrooms
2,585Square Ft
0.14Acres
2Garage
2026Year Built
New
1 / 13
$396,990

Overview

Property Description

Brand new, energy-efficient home available by Oct 2026! Skip your commute and work from home in the flex space. The upstairs game room makes a great media or play space. Gray cabinets with marble-look white quartz countertops, warm beige EVP flooring, and multi-tone taupe carpet in our Radiant package. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$396,990
$ / Sqft
$154
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Texas
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$9,584
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
160 Fossil DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Crossing
Legal Description
SF 0451 Plan 880Q
Parcel
R193937
Interior Features
Floor
Concrete, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, Gas Range, Microwave, Gas Oven, Range, Gas Water Heater, Tankless Water Heater
Laundry
Main Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Double Vanity, Electric Dryer Hookup, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, WaterSense Fixture(s), Wired for Data, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,585 / Builder
Garages
2
Garage Desc
Direct Access, Driveway, Garage, Garage Faces Front, Inside Entrance, Private, Storage
Foundation
Slab
Roof
Shingle
Construction
Cedar, Spray Foam Insulation
Acres
0.14
Lot Description
Back Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Natural Gas Available
Heat
Heat Pump, Natural Gas
A C
ENERGY STAR Qualified Equipment
Exterior Features
Fence
Electric
Exterior Features
Gutters Partial, Pest Tubes in Walls, Playground, Private Yard, See Remarks, Porch
Pool On Property
No
Area Amenities
Park

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Recessed Lighting, Smart Home, Smart Thermostat, Walk-In Closet(s)

  • Kitchen

    Center Island, GranCnt, Quartz Counters, Dining Area, Low Flow Plumbing Fixtures, Pantry, Recessed Lighting, See Remarks, Smart Home, Smart Thermostat, WaterSense Fixture(s), Wired for Data

  • Primary Bathroom

    Dual Vanity, Low Flow Plumbing Fixtures, Walk-in Shower

Price history

Members only
Days on market
$396,990
List price
0
Price reductions
Active
Since Oct 15, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $396,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,137 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,137

Principal & interest
$2,007
Property taxes
$799
Homeowners insurance
$331

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$317,592$3,550$20,539$314,042
2$314,042$3,788$20,301$310,255
3$310,255$4,041$20,048$306,213
4$306,213$4,312$19,777$301,902
5$301,902$4,601$19,488$297,301
6$297,301$4,909$19,180$292,392
7$292,392$5,237$18,851$287,155
8$287,155$5,588$18,501$281,567
9$281,567$5,963$18,126$275,604
10$275,604$6,362$17,727$269,242
  • Year 1$314,042
    Principal paid
    $3,550
    Interest paid
    $20,539
    Starting balance
    $317,592
  • Year 2$310,255
    Principal paid
    $3,788
    Interest paid
    $20,301
    Starting balance
    $314,042
  • Year 3$306,213
    Principal paid
    $4,041
    Interest paid
    $20,048
    Starting balance
    $310,255
  • Year 4$301,902
    Principal paid
    $4,312
    Interest paid
    $19,777
    Starting balance
    $306,213
  • Year 5$297,301
    Principal paid
    $4,601
    Interest paid
    $19,488
    Starting balance
    $301,902
  • Year 6$292,392
    Principal paid
    $4,909
    Interest paid
    $19,180
    Starting balance
    $297,301
  • Year 7$287,155
    Principal paid
    $5,237
    Interest paid
    $18,851
    Starting balance
    $292,392
  • Year 8$281,567
    Principal paid
    $5,588
    Interest paid
    $18,501
    Starting balance
    $287,155
  • Year 9$275,604
    Principal paid
    $5,963
    Interest paid
    $18,126
    Starting balance
    $281,567
  • Year 10$269,242
    Principal paid
    $6,362
    Interest paid
    $17,727
    Starting balance
    $275,604
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.